Postal Codes

34432 ZIP Code

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ZIP code 34432 covers Dunnellon, Florida, with a population of about 13,197 and a median household income of $47,711.

Population
13,197126 per square mile
Median age
5617.3 points above the US average
Median household income
$47,71133% below the Florida median
Poverty rate
19.9%7.5 points above the US average
Typical home value
$303,669up 30.3% in five years
Median rent
$1,07731% below the Florida median
Degree or higher
19.9%15.1 points below the US average
Homeownership
84.7%19.7 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
248

Where 34432 is

Dunnellon, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population13,197
Median age56
Family households63%
Born outside the US7.8%
Speaks a language other than English at home10.4%
White (non-Hispanic)79.1%
Black (non-Hispanic)1.4%
Asian (non-Hispanic)0.7%
Hispanic or Latino15.6%
Veterans11.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$47,711
Income per person$28,891
Poverty rate19.9%
Households on SNAP or cash assistance11%

Household income distribution

Under $10k6.5%
$10–15k4.9%
$15–20k5.6%
$20–25k5.7%
$25–30k6.3%
$30–35k5.8%
$35–40k7.3%
$40–45k3.8%
$45–50k7.2%
$50–60k6.4%
$60–75k10.5%
$75–100k9.5%
$100–125k8.5%
$125–150k4.9%
$150–200k4.2%
$200k or more2.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed6,370
Mean adjusted gross income$63,110
Returns declaring $200,000 or more3.8%
Returns, under $25k31.1%
Returns, $25k–$50k26.1%
Returns, $50k–$75k16.0%
Returns, $75k–$100k10.2%
Returns, $100k–$200k12.9%
Returns, $200k or more3.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$223,900
Median gross rent$1,077
Rent as a share of household income46.1%
Owner-occupied84.7%
Vacant homes15.9%
Median year built1998

What the homes are

Detached house73.7%
Attached house0.4%
2 to 4 units2.5%
5 to 19 units0.9%
20 or more units0.7%
Mobile home21.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$303,669as of 2026-07
Typical home value, 1 yearup 0.1%
Typical home value, 5 yearsup 30.3%
Typical home value, 10 yearsup 119.9%
Typical home value since 2000
200420152026$307,257$111,722

$137,244 in 2004 to $303,669 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.8%
Bachelor's degree or higher19.9%
High school diploma or higher89.8%
Works from home11.2%
Drives to work alone67.3%
Takes public transport0%
Commutes 45 minutes or more21.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37% 3.6 pts above the national average of 33.4%
Diagnosed diabetes17.6% 5.6 pts above the national average of 12%
Currently smokes16.9% 3.7 pts above the national average of 13.2%
High blood pressure46.7% 12.6 pts above the national average of 34.1%
Fair or poor general health26% 5.7 pts above the national average of 20.3%
No health insurance (18–64)15% 3.7 pts above the national average of 11.3%
Depression19.6% 2.3 pts below the national average of 21.9%
No leisure-time physical activity29.3% 3.9 pts above the national average of 25.4%
Arthritis38.8% 13.7 pts above the national average of 25.1%
Binge drinking11.6% 4.4 pts below the national average of 16%
Taking blood pressure medication84.8% 10.1 pts above the national average of 74.7%
Cancer (non-skin)14.1% 6.4 pts above the national average of 7.7%
Current asthma10% same as the national average of 10.4%
Coronary heart disease12.5% 6.3 pts above the national average of 6.2%
Routine check-up in past year83.3% 6.6 pts above the national average of 76.7%
Cholesterol screening89.1% 3.2 pts above the national average of 85.9%
Cognitive disability15.2% same as the national average of 14.8%
Colorectal screening71.3% 7 pts above the national average of 64.3%
COPD13.1% 6.5 pts above the national average of 6.6%
Visited a dentist53.7% 7.6 pts below the national average of 61.3%
Any disability40.2% 9.5 pts above the national average of 30.7%
Hearing disability12.3% 5.6 pts above the national average of 6.7%
High cholesterol46% 9.8 pts above the national average of 36.2%
Independent living disability10.8% 2.4 pts above the national average of 8.4%
Mammography use73.4% 2.5 pts below the national average of 75.9%
Poor mental health (14+ days)16.3% 0.5 pts below the national average of 16.8%
Mobility disability23.3% 9.3 pts above the national average of 14%
Poor physical health (14+ days)19% 5.5 pts above the national average of 13.5%
Self-care disability6% 2 pts above the national average of 4%
Sleeps under 7 hours37.3% 0.9 pts above the national average of 36.4%
Stroke6% 2.6 pts above the national average of 3.4%
All natural teeth lost15.1% 2.1 pts above the national average of 13%
Vision disability7.8% 2.2 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments248
People employed2,027
Annual payroll$69,717,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 58.4% of US census tracts
FEMA ratingVery Low to Relatively High across the 11 census tracts this ZIP code covers
Expected annual loss44.1 out of 100
Community resilience14.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Wildfire92.4Relatively Moderate at its worst in this ZIP code
Hurricane91.9Relatively High at its worst in this ZIP code
Lightning85.3Very High at its worst in this ZIP code
Drought79.2Relatively Low at its worst in this ZIP code
Landslide69.1Relatively Low at its worst in this ZIP code
Tornado65.4Relatively High at its worst in this ZIP code
Cold wave63.2Relatively Moderate at its worst in this ZIP code
Strong wind55.4Relatively Moderate at its worst in this ZIP code
River flooding50.9Relatively High at its worst in this ZIP code
Heat wave40.1Relatively Moderate at its worst in this ZIP code
Hail20.9Very Low at its worst in this ZIP code
Coastal flooding19.9Very Low at its worst in this ZIP code
Earthquake17.6Very Low at its worst in this ZIP code
Winter weather3.9Very Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$47,711$71,711$78,538
Income per person$28,891$41,055$43,289
Poverty rate19.9%12.6%12.4%
Median home value$223,900$325,000$303,400
Median gross rent$1,077$1,564$1,348
Homeownership84.7%67.3%65%
Bachelor's degree or higher19.9%33.2%35%
Unemployment rate6.8%4.8%5.2%
Works from home11.2%13.9%13.5%
Born outside the US7.8%21.4%13.9%
Median age5642.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationOCALA, FL US26.5 km away
Rain in a year52 in

Average high and low by month

January70.6°F / 45.6°F3.38 in rain
February73.7°F / 48.4°F2.94 in rain
March78.6°F / 52.1°F3.68 in rain
April83.9°F / 57.4°F2.22 in rain
May88.9°F / 63.9°F3.53 in rain
June91°F / 70.4°F7.41 in rain
July92°F / 72.2°F6.94 in rain
August91.6°F / 72.5°F7.07 in rain
September89.5°F / 70.3°F6.49 in rain
October84.3°F / 62.7°F3.21 in rain
November77.2°F / 53.5°F2.09 in rain
December72.2°F / 48.3°F2.68 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket53% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Marion County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability53more vulnerable than 53% of US census tracts
Socioeconomic status69more vulnerable than 69% of US census tracts
Household characteristics46more vulnerable than 46% of US census tracts
Racial and ethnic minority status35more vulnerable than 35% of US census tracts
Housing type and transport38more vulnerable than 38% of US census tracts
Walkability5.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

34481 Ocala, FL5.2 km away
34476 Ocala, FL9.8 km away
34430 Dunnellon, FL13 km away
34474 Ocala, FL14.2 km away
34434 Dunnellon, FL14.4 km away
34445 Holder, FL16.8 km away
34473 Ocala, FL18.7 km away
34431 Dunnellon, FL19.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Marion County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area105.08 sq mi
Water area1.17 sq mi
Population density126 people per sq mi
Latitude, longitude29.1015, -82.3413

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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