34445 ZIP Code
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ZIP code 34445 covers Holder, Florida.
- Median age
- 58.920.2 points above the US average
- Time zone
- Eastern UTC-05:00observes daylight saving time
- Businesses
- 4
Where 34445 is
Holder, Florida — the point the Postal Service gives for this ZIP code. A ZIP code is a set of delivery routes rather than an area, so this marks its centre, not its boundary.
People and households
American Community Survey 2019–2023 five-year estimates
| Median age | 58.9 |
|---|
Housing
American Community Survey 2019–2023 five-year estimates
| Vacant homes | 70.7% |
|---|---|
| Median year built | 2004 |
What the homes are
| Detached house | |
|---|---|
| Mobile home |
Business and employment
Census ZIP Code Business Patterns 2022
| Business establishments | 4 |
|---|---|
| People employed | 29 |
| Annual payroll | $1,192,000 |
Natural hazard risk
FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.
| Overall risk | Higher than 78.8% of US census tracts |
|---|---|
| FEMA rating | Relatively Moderate |
| Expected annual loss | 72.1 out of 100 |
| Community resilience | 3.7 out of 100 |
By hazard
Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.
| Hurricane | 97.5Very High at its worst in this ZIP code |
|---|---|
| Lightning | 86.4Relatively High at its worst in this ZIP code |
| Wildfire | 86Relatively Moderate at its worst in this ZIP code |
| Tornado | 58.3Relatively Moderate at its worst in this ZIP code |
| Landslide | 57.1Very Low at its worst in this ZIP code |
| Strong wind | 47.2Relatively Low at its worst in this ZIP code |
| River flooding | 35.5Relatively Moderate at its worst in this ZIP code |
| Heat wave | 33.7Relatively Low at its worst in this ZIP code |
| Cold wave | 30Relatively Low at its worst in this ZIP code |
| Coastal flooding | 13Very Low at its worst in this ZIP code |
| Earthquake | 12.5Very Low at its worst in this ZIP code |
| Hail | 6.7Very Low at its worst in this ZIP code |
| Drought | 2.5Very Low at its worst in this ZIP code |
Compared with Florida and the United States
State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates
| This ZIP | Florida | United States | |
|---|---|---|---|
| Median household income | — | $71,711 | $78,538 |
| Income per person | — | $41,055 | $43,289 |
| Poverty rate | — | 12.6% | 12.4% |
| Median home value | — | $325,000 | $303,400 |
| Median gross rent | — | $1,564 | $1,348 |
| Homeownership | — | 67.3% | 65% |
| Bachelor's degree or higher | — | 33.2% | 35% |
| Unemployment rate | — | 4.8% | 5.2% |
| Works from home | — | 13.9% | 13.5% |
| Born outside the US | — | 21.4% | 13.9% |
| Median age | 58.9 | 42.6 | 38.7 |
Climate
NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.
| Weather station | INVERNESS 3 SE, FL US21.1 km away |
|---|---|
| Rain in a year | 52 in |
Average high and low by month
| January | 69.3°F / 42.6°F2.97 in rain |
|---|---|
| February | 72.3°F / 45.6°F2.69 in rain |
| March | 76.8°F / 49.4°F3.29 in rain |
| April | 82°F / 54.9°F2.69 in rain |
| May | 87.9°F / 61.8°F3.09 in rain |
| June | 90.1°F / 69.2°F8.13 in rain |
| July | 90.6°F / 70.9°F7.8 in rain |
| August | 90.4°F / 71.1°F8.69 in rain |
| September | 88.8°F / 69°F5.81 in rain |
| October | 83.7°F / 61.2°F2.92 in rain |
| November | 76.9°F / 51.7°F1.83 in rain |
| December | 72.4°F / 45.7°F2.48 in rain |
Access to food
USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.
| Low income and far from a supermarket | None of this ZIP code |
|---|---|
| Far from a supermarket | 82% of this ZIP code's area |
| No vehicle and far from a supermarket | 82% of this ZIP code's area |
School districts
NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.
| Citrus County School District | 100% of this ZIP code's land area |
|---|
Community and walkability
CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.
| Overall social vulnerability | 72more vulnerable than 72% of US census tracts |
|---|---|
| Socioeconomic status | 77more vulnerable than 77% of US census tracts |
| Household characteristics | 89more vulnerable than 89% of US census tracts |
| Racial and ethnic minority status | 32more vulnerable than 32% of US census tracts |
| Housing type and transport | 30more vulnerable than 30% of US census tracts |
| Walkability | 7.1 out of 20Below average |
Nearby ZIP codes
The closest ZIP codes by centre point, which is not the same as sharing a border.
| 34434 Dunnellon, FL | 3 km away |
|---|---|
| 34442 Hernando, FL | 5.8 km away |
| 34441 Hernando, FL | 6.2 km away |
| 34464 Beverly Hills, FL | 6.7 km away |
| 34465 Beverly Hills, FL | 7.9 km away |
| 34430 Dunnellon, FL | 9.9 km away |
| 34433 Dunnellon, FL | 10.1 km away |
| 34453 Inverness, FL | 12.8 km away |
Location, counties and time zone
County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.
| Citrus County | 100% of this ZIP code's land area |
|---|---|
| Time zone | Eastern (UTC-05:00 standard) |
| Daylight saving time | Observed |
| Land area | 0.21 sq mi |
| Latitude, longitude | 28.9669, -82.4207 |
Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.