Postal Codes

34431 ZIP Code

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ZIP code 34431 covers Dunnellon, Florida, with a population of about 8,663 and a median household income of $51,542.

Population
8,66383 per square mile
Median age
55.416.7 points above the US average
Median household income
$51,54228% below the Florida median
Poverty rate
13.9%1.5 points above the US average
Typical home value
$265,454up 33.1% in five years
Median rent
$85845% below the Florida median
Degree or higher
14.2%20.8 points below the US average
Homeownership
86.5%21.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
113

Where 34431 is

Dunnellon, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population8,663
Median age55.4
Family households64.4%
Born outside the US3.7%
Speaks a language other than English at home4.2%
White (non-Hispanic)86.6%
Black (non-Hispanic)2.6%
Asian (non-Hispanic)1%
Hispanic or Latino7%
Veterans17.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$51,542
Income per person$29,061
Poverty rate13.9%
Households on SNAP or cash assistance14.9%

Household income distribution

Under $10k6.0%
$10–15k6.6%
$15–20k2.9%
$20–25k8.2%
$25–30k2.5%
$30–35k6.6%
$35–40k5.4%
$40–45k6.3%
$45–50k3.4%
$50–60k13.1%
$60–75k14.5%
$75–100k8.8%
$100–125k5.2%
$125–150k4.5%
$150–200k3.3%
$200k or more2.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed4,160
Mean adjusted gross income$56,663
Returns declaring $200,000 or more2.4%
Returns, under $25k32.2%
Returns, $25k–$50k26.9%
Returns, $50k–$75k17.3%
Returns, $75k–$100k9.4%
Returns, $100k–$200k11.8%
Returns, $200k or more2.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$185,200
Median gross rent$858
Rent as a share of household income26.5%
Owner-occupied86.5%
Vacant homes16.8%
Median year built1986

What the homes are

Detached house83.5%
Attached house1.7%
2 to 4 units1.2%
5 to 19 units1.5%
20 or more units0.5%
Mobile home10.8%
Boat, RV or van0.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$265,454as of 2026-07
Typical home value, 1 yeardown 1.3%
Typical home value, 5 yearsup 33.1%
Typical home value, 10 yearsup 140.7%
Typical asking rent$1,625as of 2026-07
Typical home value since 2000
200020132026$272,927$74,617

$74,617 in 2000 to $265,454 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.2%
Bachelor's degree or higher14.2%
High school diploma or higher84.7%
Works from home6.5%
Drives to work alone80.5%
Takes public transport0%
Commutes 45 minutes or more28.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.8% 3.4 pts above the national average of 33.4%
Diagnosed diabetes17% 5 pts above the national average of 12%
Currently smokes17.4% 4.2 pts above the national average of 13.2%
High blood pressure45.1% 11 pts above the national average of 34.1%
Fair or poor general health25.9% 5.6 pts above the national average of 20.3%
No health insurance (18–64)14.3% 3 pts above the national average of 11.3%
Depression20.1% 1.8 pts below the national average of 21.9%
No leisure-time physical activity29% 3.6 pts above the national average of 25.4%
Arthritis37.3% 12.2 pts above the national average of 25.1%
Binge drinking12.6% 3.4 pts below the national average of 16%
Taking blood pressure medication83.7% 9 pts above the national average of 74.7%
Cancer (non-skin)13.1% 5.4 pts above the national average of 7.7%
Current asthma10.2% same as the national average of 10.4%
Coronary heart disease12% 5.8 pts above the national average of 6.2%
Routine check-up in past year82% 5.3 pts above the national average of 76.7%
Cholesterol screening88.2% 2.3 pts above the national average of 85.9%
Cognitive disability15.7% 0.9 pts above the national average of 14.8%
Colorectal screening70.4% 6.1 pts above the national average of 64.3%
COPD12.9% 6.3 pts above the national average of 6.6%
Visited a dentist54% 7.3 pts below the national average of 61.3%
Any disability39.6% 8.9 pts above the national average of 30.7%
Hearing disability11.8% 5.1 pts above the national average of 6.7%
High cholesterol45.1% 8.9 pts above the national average of 36.2%
Independent living disability10.8% 2.4 pts above the national average of 8.4%
Mammography use72% 3.9 pts below the national average of 75.9%
Poor mental health (14+ days)17% same as the national average of 16.8%
Mobility disability22.6% 8.6 pts above the national average of 14%
Poor physical health (14+ days)18.9% 5.4 pts above the national average of 13.5%
Self-care disability5.9% 1.9 pts above the national average of 4%
Sleeps under 7 hours37.7% 1.3 pts above the national average of 36.4%
Stroke5.8% 2.4 pts above the national average of 3.4%
All natural teeth lost18.1% 5.1 pts above the national average of 13%
Vision disability7.6% 2 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments113
People employed521
Annual payroll$15,619,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 64.1% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 5 census tracts this ZIP code covers
Expected annual loss48.4 out of 100
Community resilience10.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane93.1Relatively High at its worst in this ZIP code
Wildfire91.4Relatively High at its worst in this ZIP code
Lightning85.8Very High at its worst in this ZIP code
Drought84.4Relatively Low at its worst in this ZIP code
Landslide67.5Relatively Low at its worst in this ZIP code
Cold wave67Relatively Moderate at its worst in this ZIP code
Tornado58.5Relatively Moderate at its worst in this ZIP code
Coastal flooding54.3Very High at its worst in this ZIP code
Strong wind53.6Relatively Moderate at its worst in this ZIP code
River flooding41.6Relatively Moderate at its worst in this ZIP code
Heat wave37.2Relatively Moderate at its worst in this ZIP code
Hail18.3Very Low at its worst in this ZIP code
Earthquake18Very Low at its worst in this ZIP code
Winter weather14.5Relatively Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$51,542$71,711$78,538
Income per person$29,061$41,055$43,289
Poverty rate13.9%12.6%12.4%
Median home value$185,200$325,000$303,400
Median gross rent$858$1,564$1,348
Homeownership86.5%67.3%65%
Bachelor's degree or higher14.2%33.2%35%
Unemployment rate3.2%4.8%5.2%
Works from home6.5%13.9%13.5%
Born outside the US3.7%21.4%13.9%
Median age55.442.638.7
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket30% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket13% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Marion County School District55.6% of this ZIP code's land area
Levy County School District44.4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability55more vulnerable than 55% of US census tracts
Socioeconomic status66more vulnerable than 66% of US census tracts
Household characteristics47more vulnerable than 47% of US census tracts
Racial and ethnic minority status21more vulnerable than 21% of US census tracts
Housing type and transport55more vulnerable than 55% of US census tracts
Walkability4.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

34430 Dunnellon, FL12.2 km away
34449 Inglis, FL12.9 km away
34433 Dunnellon, FL16.1 km away
32668 Morriston, FL16.3 km away
34432 Dunnellon, FL19.1 km away
34434 Dunnellon, FL19.3 km away
34428 Crystal River, FL21.1 km away
34498 Yankeetown, FL21.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Marion County55.2% of this ZIP code's land area
Levy County44.8% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area104.16 sq mi
Water area4.32 sq mi
Population density83 people per sq mi
Latitude, longitude29.1392, -82.5328

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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