Postal Codes

34474 ZIP Code

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ZIP code 34474 covers Ocala, Florida, with a population of about 20,497 and a median household income of $62,150.

Population
20,497978 per square mile
Median age
38.4about the US average
Median household income
$62,15013% below the Florida median
Poverty rate
14.2%1.8 points above the US average
Typical home value
$311,669up 21.5% in five years
Median rent
$1,605about the Florida median
Degree or higher
31.5%3.5 points below the US average
Homeownership
45.6%19.4 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
961

Where 34474 is

Ocala, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population20,497
Median age38.4
Family households58.3%
Born outside the US20.8%
Speaks a language other than English at home29.1%
White (non-Hispanic)52.4%
Black (non-Hispanic)12.8%
Asian (non-Hispanic)8.1%
Hispanic or Latino25.4%
Veterans9.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$62,150
Income per person$34,339
Poverty rate14.2%
Households on SNAP or cash assistance11.5%

Household income distribution

Under $10k4.3%
$10–15k2.1%
$15–20k3.9%
$20–25k5.1%
$25–30k3.4%
$30–35k4.7%
$35–40k6.2%
$40–45k6.1%
$45–50k4.8%
$50–60k7.3%
$60–75k14.5%
$75–100k12.9%
$100–125k8.2%
$125–150k3.7%
$150–200k6.5%
$200k or more6.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed8,330
Mean adjusted gross income$61,422
Returns declaring $200,000 or more3.6%
Returns, under $25k32.3%
Returns, $25k–$50k28.5%
Returns, $50k–$75k15.4%
Returns, $75k–$100k8.4%
Returns, $100k–$200k11.9%
Returns, $200k or more3.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$177,800
Median gross rent$1,605
Rent as a share of household income32.1%
Owner-occupied45.6%
Vacant homes9.2%
Median year built1994

What the homes are

Detached house29.3%
Attached house3.1%
2 to 4 units9%
5 to 19 units24.6%
20 or more units12.6%
Mobile home21.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$311,669as of 2026-07
Typical home value, 1 yeardown 2.1%
Typical home value, 5 yearsup 21.5%
Typical home value, 10 yearsup 91.3%
Typical asking rent$1,529as of 2026-07
Typical asking rent, 1 yeardown 2.8%
Typical asking rent, 5 yearsup 9.4%
Typical home value since 2000
200420152026$334,304$128,731

$151,669 in 2004 to $311,669 in 2026.

Typical asking rent
201720212026$1,705$1,053

$1,053 in 2017 to $1,529 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.2%
Bachelor's degree or higher31.5%
High school diploma or higher92.9%
Works from home9%
Drives to work alone77.5%
Takes public transport0.1%
Commutes 45 minutes or more9.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity34.6% 1.2 pts above the national average of 33.4%
Diagnosed diabetes12.7% 0.7 pts above the national average of 12%
Currently smokes13.1% same as the national average of 13.2%
High blood pressure35% 0.9 pts above the national average of 34.1%
Fair or poor general health20.4% same as the national average of 20.3%
No health insurance (18–64)15.4% 4.1 pts above the national average of 11.3%
Depression18.8% 3.1 pts below the national average of 21.9%
No leisure-time physical activity24.2% 1.2 pts below the national average of 25.4%
Arthritis26.6% 1.5 pts above the national average of 25.1%
Binge drinking14.9% 1.1 pts below the national average of 16%
Taking blood pressure medication78.6% 3.9 pts above the national average of 74.7%
Cancer (non-skin)9.2% 1.5 pts above the national average of 7.7%
Current asthma9.5% 0.9 pts below the national average of 10.4%
Coronary heart disease7.5% 1.3 pts above the national average of 6.2%
Routine check-up in past year79.1% 2.4 pts above the national average of 76.7%
Cholesterol screening86.3% same as the national average of 85.9%
Cognitive disability14.1% 0.7 pts below the national average of 14.8%
Colorectal screening66.3% 2 pts above the national average of 64.3%
COPD7.7% 1.1 pts above the national average of 6.6%
Visited a dentist55.1% 6.2 pts below the national average of 61.3%
Any disability31.7% 1 pts above the national average of 30.7%
Hearing disability7.8% 1.1 pts above the national average of 6.7%
High cholesterol37.6% 1.4 pts above the national average of 36.2%
Independent living disability8.4% same as the national average of 8.4%
Mammography use73.7% 2.2 pts below the national average of 75.9%
Poor mental health (14+ days)16.7% same as the national average of 16.8%
Mobility disability15.5% 1.5 pts above the national average of 14%
Poor physical health (14+ days)14.5% 1 pts above the national average of 13.5%
Self-care disability4.2% same as the national average of 4%
Sleeps under 7 hours39.3% 2.9 pts above the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost15.5% 2.5 pts above the national average of 13%
Vision disability6.1% 0.5 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments961
People employed21,955
Annual payroll$1,020,802,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 73.4% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 6 census tracts this ZIP code covers
Expected annual loss70.7 out of 100
Community resilience14.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane94.7Very High at its worst in this ZIP code
Wildfire91.9Relatively Moderate at its worst in this ZIP code
Lightning88.8Very High at its worst in this ZIP code
Tornado80.6Relatively High at its worst in this ZIP code
Landslide69.3Very Low at its worst in this ZIP code
Strong wind66.6Relatively Moderate at its worst in this ZIP code
River flooding62.4Relatively High at its worst in this ZIP code
Cold wave61Relatively Moderate at its worst in this ZIP code
Drought45.8Very Low at its worst in this ZIP code
Heat wave45.4Relatively Moderate at its worst in this ZIP code
Earthquake24.8Very Low at its worst in this ZIP code
Hail21.7Very Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$62,150$71,711$78,538
Income per person$34,339$41,055$43,289
Poverty rate14.2%12.6%12.4%
Median home value$177,800$325,000$303,400
Median gross rent$1,605$1,564$1,348
Homeownership45.6%67.3%65%
Bachelor's degree or higher31.5%33.2%35%
Unemployment rate6.2%4.8%5.2%
Works from home9%13.9%13.5%
Born outside the US20.8%21.4%13.9%
Median age38.442.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationOCALA, FL US12.8 km away
Rain in a year52 in

Average high and low by month

January70.6°F / 45.6°F3.38 in rain
February73.7°F / 48.4°F2.94 in rain
March78.6°F / 52.1°F3.68 in rain
April83.9°F / 57.4°F2.22 in rain
May88.9°F / 63.9°F3.53 in rain
June91°F / 70.4°F7.41 in rain
July92°F / 72.2°F6.94 in rain
August91.6°F / 72.5°F7.07 in rain
September89.5°F / 70.3°F6.49 in rain
October84.3°F / 62.7°F3.21 in rain
November77.2°F / 53.5°F2.09 in rain
December72.2°F / 48.3°F2.68 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket21% of this ZIP code's area
Far from a supermarket93% of this ZIP code's area
No vehicle and far from a supermarket93% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Marion County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability80more vulnerable than 80% of US census tracts
Socioeconomic status77more vulnerable than 77% of US census tracts
Household characteristics70more vulnerable than 70% of US census tracts
Racial and ethnic minority status62more vulnerable than 62% of US census tracts
Housing type and transport74more vulnerable than 74% of US census tracts
Walkability8.8 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

34476 Ocala, FL5.5 km away
34477 Ocala, FL7.6 km away
34471 Ocala, FL7.8 km away
34481 Ocala, FL9.1 km away
34478 Ocala, FL10 km away
34482 Ocala, FL11.7 km away
34475 Ocala, FL12.2 km away
34480 Ocala, FL12.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Marion County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area20.96 sq mi
Water area0.01 sq mi
Population density978 people per sq mi
Latitude, longitude29.1565, -82.2095

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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