Postal Codes

49781 ZIP Code

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ZIP code 49781 covers Saint Ignace, Michigan, with a population of about 3,943 and a median household income of $62,883.

Population
3,94348 per square mile
Median age
48.29.5 points above the US average
Median household income
$62,88312% below the Michigan median
Poverty rate
18.7%6.3 points above the US average
Typical home value
$252,168up 57% in five years
Median rent
$70735% below the Michigan median
Degree or higher
19.2%15.8 points below the US average
Homeownership
67.8%2.8 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
174

Where 49781 is

Saint Ignace, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,943
Median age48.2
Family households57.8%
Born outside the US10.1%
Speaks a language other than English at home12%
White (non-Hispanic)55.2%
Black (non-Hispanic)8.1%
Asian (non-Hispanic)2.7%
Hispanic or Latino1.9%
Veterans10.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$62,883
Income per person$33,023
Poverty rate18.7%
Households on SNAP or cash assistance17.2%

Household income distribution

Under $10k4.5%
$10–15k6.6%
$15–20k4.9%
$20–25k4.0%
$25–30k4.2%
$30–35k2.2%
$35–40k5.1%
$40–45k2.9%
$45–50k3.4%
$50–60k10.4%
$60–75k14.8%
$75–100k12.0%
$100–125k12.3%
$125–150k5.6%
$150–200k3.9%
$200k or more3.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,130
Mean adjusted gross income$57,692
Returns declaring $200,000 or more2.8%
Returns, under $25k36.2%
Returns, $25k–$50k27.2%
Returns, $50k–$75k14.6%
Returns, $75k–$100k8.5%
Returns, $100k–$200k10.8%
Returns, $200k or more2.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$150,000
Median gross rent$707
Rent as a share of household income30%
Owner-occupied67.8%
Vacant homes22.1%
Median year built1975

What the homes are

Detached house76.7%
Attached house1.8%
2 to 4 units3.2%
5 to 19 units11.6%
20 or more units1.6%
Mobile home5.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$252,168as of 2026-07
Typical home value, 1 yearup 7.7%
Typical home value, 5 yearsup 57%
Typical home value, 10 yearsup 141.9%
Typical home value since 2000
201220192026$252,168$95,761

$95,761 in 2012 to $252,168 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.3%
Bachelor's degree or higher19.2%
High school diploma or higher91.9%
Works from home4.3%
Drives to work alone73.3%
Takes public transport14.6%
Commutes 45 minutes or more23.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity42% 8.6 pts above the national average of 33.4%
Diagnosed diabetes16.4% 4.4 pts above the national average of 12%
Currently smokes19.8% 6.6 pts above the national average of 13.2%
High blood pressure42% 7.9 pts above the national average of 34.1%
Fair or poor general health25.5% 5.2 pts above the national average of 20.3%
No health insurance (18–64)7.6% 3.7 pts below the national average of 11.3%
Depression27.6% 5.7 pts above the national average of 21.9%
No leisure-time physical activity30.1% 4.7 pts above the national average of 25.4%
Arthritis37.3% 12.2 pts above the national average of 25.1%
Binge drinking14% 2 pts below the national average of 16%
Taking blood pressure medication80.8% 6.1 pts above the national average of 74.7%
Cancer (non-skin)10.8% 3.1 pts above the national average of 7.7%
Current asthma13% 2.6 pts above the national average of 10.4%
Coronary heart disease10.1% 3.9 pts above the national average of 6.2%
Routine check-up in past year81.7% 5 pts above the national average of 76.7%
Cholesterol screening87.6% 1.7 pts above the national average of 85.9%
Cognitive disability17.2% 2.4 pts above the national average of 14.8%
Colorectal screening70.4% 6.1 pts above the national average of 64.3%
COPD12.1% 5.5 pts above the national average of 6.6%
Visited a dentist64.7% 3.4 pts above the national average of 61.3%
Any disability40.4% 9.7 pts above the national average of 30.7%
Lacks emotional support24.5% same as the national average of 24.8%
Food insecurity20.2% 3.1 pts above the national average of 17.1%
Received food stamps19.3% 5 pts above the national average of 14.3%
Hearing disability10.9% 4.2 pts above the national average of 6.7%
High cholesterol39.5% 3.3 pts above the national average of 36.2%
Housing insecurity13.9% same as the national average of 13.8%
Independent living disability11.5% 3.1 pts above the national average of 8.4%
Lacks transport10.9% 1.7 pts above the national average of 9.2%
Loneliness32.3% 2.1 pts below the national average of 34.4%
Mammography use74.2% 1.7 pts below the national average of 75.9%
Poor mental health (14+ days)19% 2.2 pts above the national average of 16.8%
Mobility disability20.5% 6.5 pts above the national average of 14%
Poor physical health (14+ days)18.5% 5 pts above the national average of 13.5%
Self-care disability5.4% 1.4 pts above the national average of 4%
Utility shut-off threat10.8% 2 pts above the national average of 8.8%
Sleeps under 7 hours34.8% 1.6 pts below the national average of 36.4%
Stroke5.3% 1.9 pts above the national average of 3.4%
All natural teeth lost14.5% 1.5 pts above the national average of 13%
Vision disability7.3% 1.7 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments174
People employed1,042
Annual payroll$54,034,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 27% of US census tracts
FEMA ratingVery Low to Relatively Low across the 3 census tracts this ZIP code covers
Expected annual loss16.1 out of 100
Community resilience83.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide89.1Relatively Low at its worst in this ZIP code
Coastal flooding81.8Relatively Low at its worst in this ZIP code
Wildfire80Relatively Low at its worst in this ZIP code
Cold wave79.4Relatively High at its worst in this ZIP code
Lightning76.3Relatively High at its worst in this ZIP code
Hail55.9Relatively Low at its worst in this ZIP code
River flooding52.5Relatively Moderate at its worst in this ZIP code
Winter weather51.4Relatively Moderate at its worst in this ZIP code
Strong wind35.8Relatively Low at its worst in this ZIP code
Hurricane32.8Very Low at its worst in this ZIP code
Tornado26.3Relatively Low at its worst in this ZIP code
Earthquake7.5Very Low at its worst in this ZIP code
Ice storm3.3Very Low at its worst in this ZIP code
Heat wave2.4Very Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$62,883$71,149$78,538
Income per person$33,023$39,538$43,289
Poverty rate18.7%13.1%12.4%
Median home value$150,000$217,600$303,400
Median gross rent$707$1,084$1,348
Homeownership67.8%72.9%65%
Bachelor's degree or higher19.2%31.8%35%
Unemployment rate6.3%5.8%5.2%
Works from home4.3%12%13.5%
Born outside the US10.1%7%13.9%
Median age48.240.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMORAN, MI US10.7 km away
Rain in a year35 in
Snow in a year81 in

Average high and low by month

January25.9°F / 7.2°F2.19 in rain, 20.4 in snow
February28.2°F / 6.9°F1.58 in rain, 14.8 in snow
March37.2°F / 15.1°F2.01 in rain, 9.8 in snow
April48.4°F / 27.9°F3.14 in rain, 6.8 in snow
May61.9°F / 39°F2.55 in rain
June72°F / 48.5°F2.85 in rain
July76.6°F / 54.1°F3.2 in rain
August76°F / 53.5°F3.29 in rain
September68.3°F / 46.3°F3.92 in rain
October54.6°F / 35.6°F4.25 in rain, 0.4 in snow
November42°F / 27°F3.38 in rain, 7.4 in snow
December32.2°F / 16.4°F2.62 in rain, 21.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket24% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket76% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

St. Ignace Area Schools55.3% of this ZIP code's land area
Moran Township School District44.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability79more vulnerable than 79% of US census tracts
Socioeconomic status70more vulnerable than 70% of US census tracts
Household characteristics68more vulnerable than 68% of US census tracts
Racial and ethnic minority status52more vulnerable than 52% of US census tracts
Housing type and transport84more vulnerable than 84% of US census tracts
Walkability6.3 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

49757 Mackinac Island, MI16.6 km away
49745 Hessel, MI21 km away
49760 Moran, MI24.5 km away
49701 Mackinaw City, MI24.7 km away
49719 Cedarville, MI27 km away
49718 Carp Lake, MI29.1 km away
49780 Rudyard, MI30 km away
49785 Kincheloe, MI30.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Mackinac County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area81.52 sq mi
Water area58.12 sq mi
Population density48 people per sq mi
Latitude, longitude45.9985, -84.6978

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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