Postal Codes

49701 ZIP Code

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ZIP code 49701 covers Mackinaw City, Michigan, with a population of about 767 and a median household income of $43,636.

Population
76744 per square mile
Median age
57.318.6 points above the US average
Median household income
$43,63639% below the Michigan median
Poverty rate
16.8%4.4 points above the US average
Typical home value
$333,180up 28.6% in five years
Median rent
$69436% below the Michigan median
Degree or higher
28.2%6.8 points below the US average
Homeownership
76.4%11.4 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
150

Where 49701 is

Mackinaw City, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population767
Median age57.3
Family households57.6%
Born outside the US8.2%
Speaks a language other than English at home8.4%
White (non-Hispanic)70.7%
Black (non-Hispanic)5.5%
Asian (non-Hispanic)3.9%
Hispanic or Latino3.7%
Veterans8.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$43,636
Income per person$28,587
Poverty rate16.8%
Households on SNAP or cash assistance8.7%

Household income distribution

Under $10k7.9%
$10–15k3.3%
$15–20k15.2%
$20–25k3.0%
$25–30k1.6%
$30–35k5.7%
$35–40k9.5%
$40–45k5.4%
$45–50k4.3%
$50–60k7.1%
$60–75k10.9%
$75–100k12.2%
$100–125k5.2%
$125–150k3.3%
$150–200k3.3%
$200k or more2.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed690
Mean adjusted gross income$75,223
Returns declaring $200,000 or more4.3%
Returns, under $25k34.8%
Returns, $25k–$50k29.0%
Returns, $50k–$75k11.6%
Returns, $75k–$100k7.2%
Returns, $100k–$200k13.0%
Returns, $200k or more4.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$217,000
Median gross rent$694
Rent as a share of household income23.8%
Owner-occupied76.4%
Vacant homes53.2%
Median year built1968

What the homes are

Detached house77.6%
Attached house1.1%
2 to 4 units2.4%
5 to 19 units8.7%
20 or more units8%
Mobile home2.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$333,180as of 2026-07
Typical home value, 1 yearup 6.7%
Typical home value, 5 yearsup 28.6%
Typical home value, 10 yearsup 76%
Typical home value since 2000
201220192026$333,180$154,542

$154,542 in 2012 to $333,180 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate21.9%
Bachelor's degree or higher28.2%
High school diploma or higher90.4%
Works from home10.5%
Drives to work alone68.1%
Takes public transport3.5%
Commutes 45 minutes or more19.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37% 3.6 pts above the national average of 33.4%
Diagnosed diabetes15.4% 3.4 pts above the national average of 12%
Currently smokes15.8% 2.6 pts above the national average of 13.2%
High blood pressure44.8% 10.7 pts above the national average of 34.1%
Fair or poor general health22.4% 2.1 pts above the national average of 20.3%
No health insurance (18–64)6.6% 4.7 pts below the national average of 11.3%
Depression25.5% 3.6 pts above the national average of 21.9%
No leisure-time physical activity27.9% 2.5 pts above the national average of 25.4%
Arthritis38.7% 13.6 pts above the national average of 25.1%
Binge drinking13.1% 2.9 pts below the national average of 16%
Taking blood pressure medication83% 8.3 pts above the national average of 74.7%
Cancer (non-skin)13% 5.3 pts above the national average of 7.7%
Current asthma11.6% 1.2 pts above the national average of 10.4%
Coronary heart disease10.3% 4.1 pts above the national average of 6.2%
Routine check-up in past year83.6% 6.9 pts above the national average of 76.7%
Cholesterol screening89.8% 3.9 pts above the national average of 85.9%
Cognitive disability14.5% same as the national average of 14.8%
Colorectal screening72.4% 8.1 pts above the national average of 64.3%
COPD11.6% 5 pts above the national average of 6.6%
Visited a dentist65.6% 4.3 pts above the national average of 61.3%
Any disability37.2% 6.5 pts above the national average of 30.7%
Lacks emotional support21.5% 3.3 pts below the national average of 24.8%
Food insecurity13.9% 3.2 pts below the national average of 17.1%
Received food stamps13.7% 0.6 pts below the national average of 14.3%
Hearing disability11% 4.3 pts above the national average of 6.7%
High cholesterol41.8% 5.6 pts above the national average of 36.2%
Housing insecurity9.6% 4.2 pts below the national average of 13.8%
Independent living disability10% 1.6 pts above the national average of 8.4%
Lacks transport7.4% 1.8 pts below the national average of 9.2%
Loneliness30.5% 3.9 pts below the national average of 34.4%
Mammography use76.1% same as the national average of 75.9%
Poor mental health (14+ days)16.3% 0.5 pts below the national average of 16.8%
Mobility disability19.3% 5.3 pts above the national average of 14%
Poor physical health (14+ days)16.7% 3.2 pts above the national average of 13.5%
Self-care disability4.8% 0.8 pts above the national average of 4%
Utility shut-off threat7.2% 1.6 pts below the national average of 8.8%
Sleeps under 7 hours31.3% 5.1 pts below the national average of 36.4%
Stroke5.1% 1.7 pts above the national average of 3.4%
All natural teeth lost12.8% same as the national average of 13%
Vision disability6% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments150
People employed614
Annual payroll$44,640,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 33.8% of US census tracts
FEMA ratingRelatively Low
Expected annual loss27.7 out of 100
Community resilience85.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave87.9Relatively High at its worst in this ZIP code
Landslide86Relatively Low at its worst in this ZIP code
Coastal flooding79Relatively Low at its worst in this ZIP code
Wildfire60.3Very Low at its worst in this ZIP code
Lightning58Relatively Moderate at its worst in this ZIP code
Hail54.6Relatively Low at its worst in this ZIP code
River flooding46.7Relatively High at its worst in this ZIP code
Winter weather41.4Relatively Low at its worst in this ZIP code
Tornado36.8Relatively Low at its worst in this ZIP code
Strong wind32.1Relatively Low at its worst in this ZIP code
Hurricane28.6Very Low at its worst in this ZIP code
Heat wave6.9Very Low at its worst in this ZIP code
Earthquake6.1Very Low at its worst in this ZIP code
Ice storm2.2Very Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$43,636$71,149$78,538
Income per person$28,587$39,538$43,289
Poverty rate16.8%13.1%12.4%
Median home value$217,000$217,600$303,400
Median gross rent$694$1,084$1,348
Homeownership76.4%72.9%65%
Bachelor's degree or higher28.2%31.8%35%
Unemployment rate21.9%5.8%5.2%
Works from home10.5%12%13.5%
Born outside the US8.2%7%13.9%
Median age57.340.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationST IGNACE MACKINAC BR, MI US7.9 km away

Average high and low by month

January26.2°F / 13.6°F
February28.7°F / 13.5°F
March36.5°F / 19.9°F
April48°F / 31.2°F
May60.8°F / 41.9°F
June70.6°F / 52.4°F
July75.2°F / 59.1°F
August75.2°F / 59°F
September69.1°F / 53.1°F
October55.7°F / 42.1°F
November42.8°F / 31.7°F
December32.8°F / 22.8°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket62% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Mackinaw City Public Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability61more vulnerable than 61% of US census tracts
Socioeconomic status68more vulnerable than 68% of US census tracts
Household characteristics39more vulnerable than 39% of US census tracts
Racial and ethnic minority status24more vulnerable than 24% of US census tracts
Housing type and transport70more vulnerable than 70% of US census tracts
Walkability4.6 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

49718 Carp Lake, MI5.2 km away
49757 Mackinac Island, MI12.1 km away
49755 Levering, MI16.5 km away
49775 Pointe Aux Pins, MI22.1 km away
49769 Pellston, MI24.7 km away
49781 Saint Ignace, MI24.7 km away
49721 Cheboygan, MI26.7 km away
49761 Mullett Lake, MI29.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Emmet County62.1% of this ZIP code's land area
Cheboygan County37.9% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area17.4 sq mi
Water area10.56 sq mi
Population density44 people per sq mi
Latitude, longitude45.7777, -84.7298

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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