Postal Codes

49745 ZIP Code

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ZIP code 49745 covers Hessel, Michigan, with a population of about 819 and a median household income of $33,534.

Population
81910 per square mile
Median age
56.217.5 points above the US average
Median household income
$33,53453% below the Michigan median
Poverty rate
26.3%13.9 points above the US average
Typical home value
$247,076up 38.6% in five years
Median rent
$71634% below the Michigan median
Degree or higher
15.8%19.2 points below the US average
Homeownership
78.3%13.3 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
12

Where 49745 is

Hessel, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population819
Median age56.2
Family households55.2%
Born outside the US1.5%
Speaks a language other than English at home1.1%
White (non-Hispanic)63.6%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino0.4%
Veterans9.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$33,534
Income per person$33,907
Poverty rate26.3%
Households on SNAP or cash assistance10%

Household income distribution

Under $10k12.4%
$10–15k16.5%
$15–20k2.9%
$20–25k4.1%
$25–30k10.9%
$30–35k7.0%
$35–40k0.7%
$40–45k4.1%
$45–50k9.0%
$50–60k5.4%
$60–75k2.3%
$75–100k5.9%
$100–125k7.2%
$125–150k4.1%
$150–200k2.9%
$200k or more4.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed540
Mean adjusted gross income$50,706
Returns declaring $200,000 or more0%
Returns, under $25k35.2%
Returns, $25k–$50k27.8%
Returns, $50k–$75k13.0%
Returns, $75k–$100k11.1%
Returns, $100k–$200k13.0%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$117,700
Median gross rent$716
Rent as a share of household income16.7%
Owner-occupied78.3%
Vacant homes56.4%
Median year built1976

What the homes are

Detached house85.4%
Attached house0.8%
2 to 4 units1%
5 to 19 units0.7%
Mobile home11.1%
Boat, RV or van1.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$247,076as of 2026-07
Typical home value, 1 yearup 9.7%
Typical home value, 5 yearsup 38.6%
Typical home value, 10 yearsup 112.3%
Typical home value since 2000
201620212026$247,076$116,399

$116,399 in 2016 to $247,076 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate37%
Bachelor's degree or higher15.8%
High school diploma or higher86%
Works from home17.7%
Drives to work alone66.7%
Takes public transport1%
Commutes 45 minutes or more9.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity42.2% 8.8 pts above the national average of 33.4%
Diagnosed diabetes16.8% 4.8 pts above the national average of 12%
Currently smokes19.4% 6.2 pts above the national average of 13.2%
High blood pressure43.8% 9.7 pts above the national average of 34.1%
Fair or poor general health25% 4.7 pts above the national average of 20.3%
No health insurance (18–64)7% 4.3 pts below the national average of 11.3%
Depression27.1% 5.2 pts above the national average of 21.9%
No leisure-time physical activity29.6% 4.2 pts above the national average of 25.4%
Arthritis39.2% 14.1 pts above the national average of 25.1%
Binge drinking13.5% 2.5 pts below the national average of 16%
Taking blood pressure medication81.9% 7.2 pts above the national average of 74.7%
Cancer (non-skin)11.9% 4.2 pts above the national average of 7.7%
Current asthma12.5% 2.1 pts above the national average of 10.4%
Coronary heart disease10.4% 4.2 pts above the national average of 6.2%
Routine check-up in past year82.9% 6.2 pts above the national average of 76.7%
Cholesterol screening89.2% 3.3 pts above the national average of 85.9%
Cognitive disability16% 1.2 pts above the national average of 14.8%
Colorectal screening72.9% 8.6 pts above the national average of 64.3%
COPD12.5% 5.9 pts above the national average of 6.6%
Visited a dentist64.9% 3.6 pts above the national average of 61.3%
Any disability39.3% 8.6 pts above the national average of 30.7%
Lacks emotional support22.7% 2.1 pts below the national average of 24.8%
Food insecurity18.5% 1.4 pts above the national average of 17.1%
Received food stamps18.7% 4.4 pts above the national average of 14.3%
Hearing disability11% 4.3 pts above the national average of 6.7%
High cholesterol41.4% 5.2 pts above the national average of 36.2%
Housing insecurity12.7% 1.1 pts below the national average of 13.8%
Independent living disability11.1% 2.7 pts above the national average of 8.4%
Lacks transport9.8% 0.6 pts above the national average of 9.2%
Loneliness30.2% 4.2 pts below the national average of 34.4%
Mammography use74.7% 1.2 pts below the national average of 75.9%
Poor mental health (14+ days)17.9% 1.1 pts above the national average of 16.8%
Mobility disability20.6% 6.6 pts above the national average of 14%
Poor physical health (14+ days)18.4% 4.9 pts above the national average of 13.5%
Self-care disability5.6% 1.6 pts above the national average of 4%
Utility shut-off threat10.3% 1.5 pts above the national average of 8.8%
Sleeps under 7 hours34.2% 2.2 pts below the national average of 36.4%
Stroke5.3% 1.9 pts above the national average of 3.4%
All natural teeth lost13.8% 0.8 pts above the national average of 13%
Vision disability7% 1.4 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments12
People employed65
Annual payroll$3,753,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 21.7% of US census tracts
FEMA ratingVery Low to Relatively Low across the 2 census tracts this ZIP code covers
Expected annual loss19 out of 100
Community resilience83.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide89.4Relatively Low at its worst in this ZIP code
Wildfire85.4Relatively Low at its worst in this ZIP code
Coastal flooding76.7Relatively Low at its worst in this ZIP code
Cold wave71.1Relatively Moderate at its worst in this ZIP code
Lightning64Relatively Moderate at its worst in this ZIP code
River flooding51Relatively Moderate at its worst in this ZIP code
Winter weather43.3Relatively Low at its worst in this ZIP code
Hail41.4Relatively Low at its worst in this ZIP code
Hurricane30.3Very Low at its worst in this ZIP code
Strong wind22.7Relatively Low at its worst in this ZIP code
Tornado5.8Very Low at its worst in this ZIP code
Earthquake4.1Very Low at its worst in this ZIP code
Ice storm2.4Very Low at its worst in this ZIP code
Heat wave2.2Very Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$33,534$71,149$78,538
Income per person$33,907$39,538$43,289
Poverty rate26.3%13.1%12.4%
Median home value$117,700$217,600$303,400
Median gross rent$716$1,084$1,348
Homeownership78.3%72.9%65%
Bachelor's degree or higher15.8%31.8%35%
Unemployment rate37%5.8%5.2%
Works from home17.7%12%13.5%
Born outside the US1.5%7%13.9%
Median age56.240.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationRUDYARD 5SE, MI US19.8 km away
Rain in a year35 in

Average high and low by month

January23.4°F / 5.1°F2.13 in rain
February26.1°F / 5.3°F1.6 in rain
March35.2°F / 10.5°F1.88 in rain
April47.6°F / 25.4°F2.93 in rain
May62.4°F / 37°F2.68 in rain
June71.7°F / 46.1°F2.94 in rain
July76.2°F / 50.6°F3.25 in rain
August75.2°F / 49.8°F3.52 in rain
September67.6°F / 43.6°F3.73 in rain
October54°F / 33.5°F4.4 in rain
November40.6°F / 25.6°F3.13 in rain
December29.7°F / 14°F2.38 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket88% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Les Cheneaux Community Schools83.2% of this ZIP code's land area
St. Ignace Area Schools15.6% of this ZIP code's land area
Pickford Public Schools1.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability57more vulnerable than 57% of US census tracts
Socioeconomic status70more vulnerable than 70% of US census tracts
Household characteristics49more vulnerable than 49% of US census tracts
Racial and ethnic minority status33more vulnerable than 33% of US census tracts
Housing type and transport44more vulnerable than 44% of US census tracts
Walkability4.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

49719 Cedarville, MI6.5 km away
49774 Pickford, MI15.7 km away
49785 Kincheloe, MI17.9 km away
49781 Saint Ignace, MI21 km away
49736 Goetzville, MI22.8 km away
49757 Mackinac Island, MI23.7 km away
49788 Kincheloe, MI26.9 km away
49752 Kinross, MI28.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Mackinac County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area80.91 sq mi
Water area53.79 sq mi
Population density10 people per sq mi
Latitude, longitude46.0217, -84.4284

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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