Postal Codes

28792 ZIP Code

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ZIP code 28792 covers Hendersonville, North Carolina, with a population of about 36,071 and a median household income of $55,066.

Population
36,071350 per square mile
Median age
45.46.7 points above the US average
Median household income
$55,06621% below the North Carolina median
Poverty rate
15.8%3.4 points above the US average
Typical home value
$373,206up 21.7% in five years
Median rent
$1,131about the North Carolina median
Degree or higher
26.4%8.6 points below the US average
Homeownership
60%5 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
1,056

Where 28792 is

Hendersonville, North Carolina — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population36,071
Median age45.4
Family households63.7%
Born outside the US10.4%
Speaks a language other than English at home18%
White (non-Hispanic)72%
Black (non-Hispanic)3.8%
Asian (non-Hispanic)0.6%
Hispanic or Latino20.4%
Veterans6.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$55,066
Income per person$30,956
Poverty rate15.8%
Households on SNAP or cash assistance13.1%

Household income distribution

Under $10k6.0%
$10–15k3.5%
$15–20k4.0%
$20–25k3.6%
$25–30k7.0%
$30–35k5.4%
$35–40k5.4%
$40–45k5.4%
$45–50k5.4%
$50–60k9.4%
$60–75k10.9%
$75–100k14.2%
$100–125k7.9%
$125–150k5.0%
$150–200k3.9%
$200k or more3.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed15,950
Mean adjusted gross income$63,229
Returns declaring $200,000 or more3.2%
Returns, under $25k29.9%
Returns, $25k–$50k27.8%
Returns, $50k–$75k15.4%
Returns, $75k–$100k10.0%
Returns, $100k–$200k13.7%
Returns, $200k or more3.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$249,300
Median gross rent$1,131
Rent as a share of household income30.2%
Owner-occupied60%
Vacant homes11.7%
Median year built1990

What the homes are

Detached house56%
Attached house2.9%
2 to 4 units6.9%
5 to 19 units5.9%
20 or more units7.2%
Mobile home20.9%
Boat, RV or van0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$373,206as of 2026-07
Typical home value, 1 yeardown 2.1%
Typical home value, 5 yearsup 21.7%
Typical home value, 10 yearsup 94.1%
Typical asking rent$1,790as of 2026-07
Typical asking rent, 1 yearup 8.4%
Typical home value since 2000
200820172026$384,967$148,631

$180,045 in 2008 to $373,206 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.1%
Bachelor's degree or higher26.4%
High school diploma or higher87.1%
Works from home7.3%
Drives to work alone78.8%
Takes public transport0.1%
Commutes 45 minutes or more9.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity32.4% 1 pts below the national average of 33.4%
Diagnosed diabetes13.5% 1.5 pts above the national average of 12%
Currently smokes14.8% 1.6 pts above the national average of 13.2%
High blood pressure39.2% 5.1 pts above the national average of 34.1%
Fair or poor general health22.5% 2.2 pts above the national average of 20.3%
No health insurance (18–64)13.7% 2.4 pts above the national average of 11.3%
Depression24.6% 2.7 pts above the national average of 21.9%
No leisure-time physical activity27% 1.6 pts above the national average of 25.4%
Arthritis31.6% 6.5 pts above the national average of 25.1%
Binge drinking13.3% 2.7 pts below the national average of 16%
Taking blood pressure medication79.9% 5.2 pts above the national average of 74.7%
Cancer (non-skin)10% 2.3 pts above the national average of 7.7%
Current asthma10.7% same as the national average of 10.4%
Coronary heart disease8.6% 2.4 pts above the national average of 6.2%
Routine check-up in past year80.4% 3.7 pts above the national average of 76.7%
Cholesterol screening87.7% 1.8 pts above the national average of 85.9%
Cognitive disability15.9% 1.1 pts above the national average of 14.8%
Colorectal screening65.9% 1.6 pts above the national average of 64.3%
COPD9.4% 2.8 pts above the national average of 6.6%
Visited a dentist62.4% 1.1 pts above the national average of 61.3%
Any disability36.5% 5.8 pts above the national average of 30.7%
Lacks emotional support20.9% 3.9 pts below the national average of 24.8%
Food insecurity15.8% 1.3 pts below the national average of 17.1%
Received food stamps12.9% 1.4 pts below the national average of 14.3%
Hearing disability10% 3.3 pts above the national average of 6.7%
High cholesterol39% 2.8 pts above the national average of 36.2%
Housing insecurity11.8% 2 pts below the national average of 13.8%
Independent living disability9.6% 1.2 pts above the national average of 8.4%
Lacks transport8.4% 0.8 pts below the national average of 9.2%
Loneliness30.5% 3.9 pts below the national average of 34.4%
Mammography use77% 1.1 pts above the national average of 75.9%
Poor mental health (14+ days)16.4% same as the national average of 16.8%
Mobility disability17.9% 3.9 pts above the national average of 14%
Poor physical health (14+ days)14.9% 1.4 pts above the national average of 13.5%
Self-care disability4.8% 0.8 pts above the national average of 4%
Utility shut-off threat7.8% 1 pts below the national average of 8.8%
Sleeps under 7 hours34.2% 2.2 pts below the national average of 36.4%
Stroke4.5% 1.1 pts above the national average of 3.4%
All natural teeth lost15.6% 2.6 pts above the national average of 13%
Vision disability6.5% 0.9 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,056
People employed12,446
Annual payroll$548,175,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 58.9% of US census tracts
FEMA ratingVery Low to Relatively High across the 19 census tracts this ZIP code covers
Expected annual loss51.2 out of 100
Community resilience31.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm93.1Very High at its worst in this ZIP code
Cold wave92.6Very High at its worst in this ZIP code
Landslide91.1Relatively High at its worst in this ZIP code
Lightning86.2Relatively High at its worst in this ZIP code
Drought85.5Relatively Moderate at its worst in this ZIP code
Strong wind83.9Relatively High at its worst in this ZIP code
Hail78.3Relatively High at its worst in this ZIP code
Wildfire67.4Relatively Low at its worst in this ZIP code
Tornado63.7Relatively High at its worst in this ZIP code
River flooding62.5Relatively High at its worst in this ZIP code
Earthquake57.8Relatively Moderate at its worst in this ZIP code
Hurricane56Relatively Low at its worst in this ZIP code
Winter weather39.1Relatively Moderate at its worst in this ZIP code
Heat wave0.9Very Low at its worst in this ZIP code
Compared with North Carolina and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNorth CarolinaUnited States
Median household income$55,066$69,904$78,538
Income per person$30,956$39,616$43,289
Poverty rate15.8%13.2%12.4%
Median home value$249,300$259,400$303,400
Median gross rent$1,131$1,162$1,348
Homeownership60%66.4%65%
Bachelor's degree or higher26.4%34.7%35%
Unemployment rate2.1%4.8%5.2%
Works from home7.3%14.5%13.5%
Born outside the US10.4%8.7%13.9%
Median age45.439.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationHENDERSONVILLE 1 NE, NC US4.1 km away
Rain in a year59 in
Snow in a year7 in

Average high and low by month

January48.1°F / 26.5°F5.28 in rain, 2.9 in snow
February52.2°F / 28.9°F4.26 in rain, 0.6 in snow
March58.9°F / 34.7°F4.95 in rain, 1 in snow
April68.3°F / 42.8°F4.84 in rain
May75.4°F / 52°F4.4 in rain
June81.5°F / 59.8°F4.95 in rain
July84.5°F / 63.9°F5.79 in rain
August82.8°F / 62.7°F5.73 in rain
September77.5°F / 56.4°F4.97 in rain
October68.6°F / 44.6°F4.06 in rain
November58.7°F / 34.3°F4.55 in rain, 0.1 in snow
December50.7°F / 29.1°F5.27 in rain, 2.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket12% of this ZIP code's area
Far from a supermarket15% of this ZIP code's area
No vehicle and far from a supermarket6% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Henderson County Schools96.8% of this ZIP code's land area
Buncombe County Schools3.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability52more vulnerable than 52% of US census tracts
Socioeconomic status49more vulnerable than 49% of US census tracts
Household characteristics61more vulnerable than 61% of US census tracts
Racial and ethnic minority status28more vulnerable than 28% of US census tracts
Housing type and transport54more vulnerable than 54% of US census tracts
Walkability5.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

28760 Naples, NC5.5 km away
28724 Dana, NC5.8 km away
28758 Mountain Home, NC6.2 km away
28739 Hendersonville, NC8.2 km away
28727 Edneyville, NC8.6 km away
28731 Flat Rock, NC8.6 km away
28726 East Flat Rock, NC9.1 km away
28791 Hendersonville, NC9.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Henderson County96.8% of this ZIP code's land area
Buncombe County3.1% of this ZIP code's land area
Polk County0.1% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area102.92 sq mi
Water area0.28 sq mi
Population density350 people per sq mi
Latitude, longitude35.3613, -82.4264

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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