28758 ZIP Code
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ZIP code 28758 covers Mountain Home, North Carolina.
- Poverty rate
- 0%12.4 points below the US average
- Degree or higher
- 0%35 points below the US average
- Homeownership
- 100%35 points above the US average
- Time zone
- Eastern UTC-05:00observes daylight saving time
- Businesses
- 12
Where 28758 is
Mountain Home, North Carolina — the point the Postal Service gives for this ZIP code. A ZIP code is a set of delivery routes rather than an area, so this marks its centre, not its boundary.
People and households
American Community Survey 2019–2023 five-year estimates
| Family households | 0% |
|---|---|
| Born outside the US | 0% |
| Speaks a language other than English at home | 0% |
| White (non-Hispanic) | 100% |
| Black (non-Hispanic) | 0% |
| Asian (non-Hispanic) | 0% |
| Hispanic or Latino | 0% |
| Veterans | 0% |
Income and poverty
American Community Survey 2019–2023 five-year estimates
| Poverty rate | 0% |
|---|---|
| Households on SNAP or cash assistance | 0% |
Household income distribution
| Under $10k | |
|---|---|
| $10–15k | |
| $15–20k | |
| $20–25k | |
| $25–30k | |
| $30–35k | |
| $35–40k | |
| $40–45k | |
| $45–50k | |
| $50–60k | |
| $60–75k | |
| $75–100k | |
| $100–125k | |
| $125–150k | |
| $150–200k | |
| $200k or more |
Housing
American Community Survey 2019–2023 five-year estimates
| Owner-occupied | 100% |
|---|---|
| Vacant homes | 0% |
What the homes are
| Detached house |
|---|
Work, commuting and education
American Community Survey 2019–2023 five-year estimates
| Unemployment rate | 0% |
|---|---|
| Bachelor's degree or higher | 0% |
| High school diploma or higher | 100% |
| Works from home | 100% |
| Drives to work alone | 0% |
| Takes public transport | 0% |
Business and employment
Census ZIP Code Business Patterns 2022
| Business establishments | 12 |
|---|---|
| People employed | 386 |
| Annual payroll | $23,701,000 |
Natural hazard risk
FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.
| Overall risk | Higher than 56.1% of US census tracts |
|---|---|
| FEMA rating | Relatively Moderate |
| Expected annual loss | 61.8 out of 100 |
| Community resilience | 30.6 out of 100 |
By hazard
Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.
| Ice storm | 93.7Relatively High at its worst in this ZIP code |
|---|---|
| Cold wave | 92.8Relatively High at its worst in this ZIP code |
| Drought | 90.6Relatively Low at its worst in this ZIP code |
| Lightning | 87.9Relatively High at its worst in this ZIP code |
| Strong wind | 85Relatively High at its worst in this ZIP code |
| Landslide | 83.8Relatively Low at its worst in this ZIP code |
| Hail | 76.7Relatively Moderate at its worst in this ZIP code |
| Earthquake | 67.6Relatively Low at its worst in this ZIP code |
| Tornado | 62.6Relatively Moderate at its worst in this ZIP code |
| River flooding | 62.3Relatively Moderate at its worst in this ZIP code |
| Wildfire | 59.9Very Low at its worst in this ZIP code |
| Hurricane | 55.7Relatively Low at its worst in this ZIP code |
| Winter weather | 38.2Relatively Low at its worst in this ZIP code |
Compared with North Carolina and the United States
State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates
| This ZIP | North Carolina | United States | |
|---|---|---|---|
| Median household income | — | $69,904 | $78,538 |
| Income per person | — | $39,616 | $43,289 |
| Poverty rate | 0% | 13.2% | 12.4% |
| Median home value | — | $259,400 | $303,400 |
| Median gross rent | — | $1,162 | $1,348 |
| Homeownership | 100% | 66.4% | 65% |
| Bachelor's degree or higher | 0% | 34.7% | 35% |
| Unemployment rate | 0% | 4.8% | 5.2% |
| Works from home | 100% | 14.5% | 13.5% |
| Born outside the US | 0% | 8.7% | 13.9% |
| Median age | — | 39.1 | 38.7 |
Climate
NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.
| Weather station | HENDERSONVILLE 1 NE, NC US6.1 km away |
|---|---|
| Rain in a year | 59 in |
| Snow in a year | 7 in |
Average high and low by month
| January | 48.1°F / 26.5°F5.28 in rain, 2.9 in snow |
|---|---|
| February | 52.2°F / 28.9°F4.26 in rain, 0.6 in snow |
| March | 58.9°F / 34.7°F4.95 in rain, 1 in snow |
| April | 68.3°F / 42.8°F4.84 in rain |
| May | 75.4°F / 52°F4.4 in rain |
| June | 81.5°F / 59.8°F4.95 in rain |
| July | 84.5°F / 63.9°F5.79 in rain |
| August | 82.8°F / 62.7°F5.73 in rain |
| September | 77.5°F / 56.4°F4.97 in rain |
| October | 68.6°F / 44.6°F4.06 in rain |
| November | 58.7°F / 34.3°F4.55 in rain, 0.1 in snow |
| December | 50.7°F / 29.1°F5.27 in rain, 2.1 in snow |
Access to food
USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.
| Low income and far from a supermarket | None of this ZIP code |
|---|---|
| Far from a supermarket | 100% of this ZIP code's area |
| No vehicle and far from a supermarket | None of this ZIP code |
School districts
NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.
| Henderson County Schools | 100% of this ZIP code's land area |
|---|
Community and walkability
CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.
| Overall social vulnerability | 46more vulnerable than 46% of US census tracts |
|---|---|
| Socioeconomic status | 65more vulnerable than 65% of US census tracts |
| Household characteristics | 30more vulnerable than 30% of US census tracts |
| Racial and ethnic minority status | 37more vulnerable than 37% of US census tracts |
| Housing type and transport | 35more vulnerable than 35% of US census tracts |
| Walkability | 6.4 out of 20Below average |
Nearby ZIP codes
The closest ZIP codes by centre point, which is not the same as sharing a border.
| 28760 Naples, NC | 1.6 km away |
|---|---|
| 28791 Hendersonville, NC | 3.9 km away |
| 28739 Hendersonville, NC | 5.8 km away |
| 28792 Hendersonville, NC | 6.2 km away |
| 28742 Horse Shoe, NC | 6.5 km away |
| 28759 Mills River, NC | 7.1 km away |
| 28793 Hendersonville, NC | 8.8 km away |
| 28732 Fletcher, NC | 8.8 km away |
Location, counties and time zone
County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.
| Henderson County | 100% of this ZIP code's land area |
|---|---|
| Time zone | Eastern (UTC-05:00 standard) |
| Daylight saving time | Observed |
| Land area | 0.01 sq mi |
| Latitude, longitude | 35.3711, -82.4938 |
Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.