Postal Codes

28739 ZIP Code

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ZIP code 28739 covers Hendersonville, North Carolina, with a population of about 20,656 and a median household income of $70,464.

Population
20,656338 per square mile
Median age
5415.3 points above the US average
Median household income
$70,464about the North Carolina median
Poverty rate
13.5%1.1 points above the US average
Typical home value
$471,761up 22.9% in five years
Median rent
$99514% below the North Carolina median
Degree or higher
43.9%8.9 points above the US average
Homeownership
78.7%13.7 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
424

Where 28739 is

Hendersonville, North Carolina — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population20,656
Median age54
Family households66.5%
Born outside the US4.5%
Speaks a language other than English at home7.1%
White (non-Hispanic)86.1%
Black (non-Hispanic)3.1%
Asian (non-Hispanic)1%
Hispanic or Latino7.2%
Veterans10%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$70,464
Income per person$45,138
Poverty rate13.5%
Households on SNAP or cash assistance8.9%

Household income distribution

Under $10k5.3%
$10–15k4.1%
$15–20k3.3%
$20–25k3.9%
$25–30k3.9%
$30–35k5.7%
$35–40k2.2%
$40–45k3.5%
$45–50k3.0%
$50–60k7.5%
$60–75k10.3%
$75–100k12.4%
$100–125k11.5%
$125–150k6.5%
$150–200k8.2%
$200k or more8.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed10,120
Mean adjusted gross income$90,427
Returns declaring $200,000 or more8.2%
Returns, under $25k25.2%
Returns, $25k–$50k21.3%
Returns, $50k–$75k14.5%
Returns, $75k–$100k10.2%
Returns, $100k–$200k20.6%
Returns, $200k or more8.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$358,800
Median gross rent$995
Rent as a share of household income26.9%
Owner-occupied78.7%
Vacant homes16.1%
Median year built1983

What the homes are

Detached house75.5%
Attached house3.4%
2 to 4 units8%
5 to 19 units4.9%
20 or more units0.3%
Mobile home7.7%
Boat, RV or van0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$471,761as of 2026-07
Typical home value, 1 yeardown 1.3%
Typical home value, 5 yearsup 22.9%
Typical home value, 10 yearsup 88.7%
Typical asking rent$1,743as of 2026-07
Typical home value since 2000
200820172026$486,802$197,513

$239,089 in 2008 to $471,761 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.8%
Bachelor's degree or higher43.9%
High school diploma or higher94.2%
Works from home12.5%
Drives to work alone75.2%
Takes public transport0%
Commutes 45 minutes or more12.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity29.4% 4 pts below the national average of 33.4%
Diagnosed diabetes12.8% 0.8 pts above the national average of 12%
Currently smokes11.4% 1.8 pts below the national average of 13.2%
High blood pressure40.9% 6.8 pts above the national average of 34.1%
Fair or poor general health17.6% 2.7 pts below the national average of 20.3%
No health insurance (18–64)7.9% 3.4 pts below the national average of 11.3%
Depression23.3% 1.4 pts above the national average of 21.9%
No leisure-time physical activity21.5% 3.9 pts below the national average of 25.4%
Arthritis34.4% 9.3 pts above the national average of 25.1%
Binge drinking12.5% 3.5 pts below the national average of 16%
Taking blood pressure medication82.9% 8.2 pts above the national average of 74.7%
Cancer (non-skin)12.6% 4.9 pts above the national average of 7.7%
Current asthma10.2% same as the national average of 10.4%
Coronary heart disease8.6% 2.4 pts above the national average of 6.2%
Routine check-up in past year83.6% 6.9 pts above the national average of 76.7%
Cholesterol screening91.6% 5.7 pts above the national average of 85.9%
Cognitive disability12% 2.8 pts below the national average of 14.8%
Colorectal screening74% 9.7 pts above the national average of 64.3%
COPD8.2% 1.6 pts above the national average of 6.6%
Visited a dentist70.1% 8.8 pts above the national average of 61.3%
Any disability31.8% 1.1 pts above the national average of 30.7%
Lacks emotional support17.5% 7.3 pts below the national average of 24.8%
Food insecurity9.3% 7.8 pts below the national average of 17.1%
Received food stamps7.4% 6.9 pts below the national average of 14.3%
Hearing disability9.9% 3.2 pts above the national average of 6.7%
High cholesterol42.1% 5.9 pts above the national average of 36.2%
Housing insecurity7.2% 6.6 pts below the national average of 13.8%
Independent living disability7.3% 1.1 pts below the national average of 8.4%
Lacks transport5.4% 3.8 pts below the national average of 9.2%
Loneliness26.9% 7.5 pts below the national average of 34.4%
Mammography use80.3% 4.4 pts above the national average of 75.9%
Poor mental health (14+ days)13.6% 3.2 pts below the national average of 16.8%
Mobility disability15.5% 1.5 pts above the national average of 14%
Poor physical health (14+ days)13% 0.5 pts below the national average of 13.5%
Self-care disability3.7% same as the national average of 4%
Utility shut-off threat5% 3.8 pts below the national average of 8.8%
Sleeps under 7 hours30.9% 5.5 pts below the national average of 36.4%
Stroke4.2% 0.8 pts above the national average of 3.4%
All natural teeth lost9.9% 3.1 pts below the national average of 13%
Vision disability4.7% 0.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments424
People employed3,740
Annual payroll$141,306,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 53.3% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 13 census tracts this ZIP code covers
Expected annual loss49 out of 100
Community resilience30.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide95Relatively High at its worst in this ZIP code
Ice storm93.8Very High at its worst in this ZIP code
Cold wave91.3Very High at its worst in this ZIP code
Lightning84.2Very High at its worst in this ZIP code
Strong wind82.4Relatively High at its worst in this ZIP code
Drought76.8Relatively Moderate at its worst in this ZIP code
Hail76.5Relatively High at its worst in this ZIP code
Wildfire69.9Relatively Low at its worst in this ZIP code
Tornado62.2Relatively High at its worst in this ZIP code
River flooding59.2Relatively High at its worst in this ZIP code
Earthquake58.3Relatively Moderate at its worst in this ZIP code
Hurricane56.7Relatively Low at its worst in this ZIP code
Winter weather36.7Relatively Moderate at its worst in this ZIP code
Heat wave0.1Very Low at its worst in this ZIP code
Compared with North Carolina and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNorth CarolinaUnited States
Median household income$70,464$69,904$78,538
Income per person$45,138$39,616$43,289
Poverty rate13.5%13.2%12.4%
Median home value$358,800$259,400$303,400
Median gross rent$995$1,162$1,348
Homeownership78.7%66.4%65%
Bachelor's degree or higher43.9%34.7%35%
Unemployment rate2.8%4.8%5.2%
Works from home12.5%14.5%13.5%
Born outside the US4.5%8.7%13.9%
Median age5439.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationHENDERSONVILLE 1 NE, NC US4.8 km away
Rain in a year59 in
Snow in a year7 in

Average high and low by month

January48.1°F / 26.5°F5.28 in rain, 2.9 in snow
February52.2°F / 28.9°F4.26 in rain, 0.6 in snow
March58.9°F / 34.7°F4.95 in rain, 1 in snow
April68.3°F / 42.8°F4.84 in rain
May75.4°F / 52°F4.4 in rain
June81.5°F / 59.8°F4.95 in rain
July84.5°F / 63.9°F5.79 in rain
August82.8°F / 62.7°F5.73 in rain
September77.5°F / 56.4°F4.97 in rain
October68.6°F / 44.6°F4.06 in rain
November58.7°F / 34.3°F4.55 in rain, 0.1 in snow
December50.7°F / 29.1°F5.27 in rain, 2.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket23% of this ZIP code's area
No vehicle and far from a supermarket3% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Henderson County Schools95.3% of this ZIP code's land area
Transylvania County Schools4.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability25more vulnerable than 25% of US census tracts
Socioeconomic status34more vulnerable than 34% of US census tracts
Household characteristics38more vulnerable than 38% of US census tracts
Racial and ethnic minority status11more vulnerable than 11% of US census tracts
Housing type and transport27more vulnerable than 27% of US census tracts
Walkability5.5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

28793 Hendersonville, NC3 km away
28791 Hendersonville, NC3.8 km away
28742 Horse Shoe, NC5.8 km away
28758 Mountain Home, NC5.8 km away
28760 Naples, NC7.2 km away
28792 Hendersonville, NC8.2 km away
28726 East Flat Rock, NC8.4 km away
28729 Etowah, NC8.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Henderson County95.3% of this ZIP code's land area
Transylvania County4.7% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area61.03 sq mi
Water area0.48 sq mi
Population density338 people per sq mi
Latitude, longitude35.3192, -82.5000

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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