Postal Codes

96792 ZIP Code

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ZIP code 96792 covers Waianae, Hawaii, with a population of about 49,879 and a median household income of $83,927.

Population
49,879817 per square mile
Median age
34.34.4 points below the US average
Median household income
$83,92715% below the Hawaii median
Poverty rate
18.3%5.9 points above the US average
Typical home value
$583,642up 10.7% in five years
Median rent
$1,8206% below the Hawaii median
Degree or higher
15.8%19.2 points below the US average
Homeownership
61.3%3.7 points below the US average
Time zone
Hawaii-Aleutian UTC-10:00does not observe daylight saving time
Businesses
332

Where 96792 is

Waianae, Hawaii — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population49,879
Median age34.3
Family households75.2%
Born outside the US8.8%
Speaks a language other than English at home18.1%
White (non-Hispanic)9.5%
Black (non-Hispanic)2.5%
Asian (non-Hispanic)9.8%
Hispanic or Latino13.2%
Veterans8.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$83,927
Income per person$27,618
Poverty rate18.3%
Households on SNAP or cash assistance30.1%

Household income distribution

Under $10k6.8%
$10–15k3.6%
$15–20k2.0%
$20–25k4.6%
$25–30k2.2%
$30–35k4.4%
$35–40k2.0%
$40–45k2.7%
$45–50k3.4%
$50–60k5.6%
$60–75k6.9%
$75–100k14.0%
$100–125k11.4%
$125–150k10.1%
$150–200k9.6%
$200k or more10.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed19,130
Mean adjusted gross income$55,500
Returns declaring $200,000 or more1.9%
Returns, under $25k31.1%
Returns, $25k–$50k28.0%
Returns, $50k–$75k16.1%
Returns, $75k–$100k9.9%
Returns, $100k–$200k13.1%
Returns, $200k or more1.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$551,400
Median gross rent$1,820
Rent as a share of household income39.8%
Owner-occupied61.3%
Vacant homes14.5%
Median year built1978

What the homes are

Detached house61.8%
Attached house7%
2 to 4 units8.2%
5 to 19 units9.6%
20 or more units13%
Mobile home0.4%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$583,642as of 2026-07
Typical home value, 1 yearup 2.8%
Typical home value, 5 yearsup 10.7%
Typical home value, 10 yearsup 64.2%
Typical asking rent$2,339as of 2026-07
Typical asking rent, 1 yearup 3.9%
Typical home value since 2000
200020132026$614,467$116,841

$119,564 in 2000 to $583,642 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate10.7%
Bachelor's degree or higher15.8%
High school diploma or higher90.8%
Works from home6.6%
Drives to work alone67.4%
Takes public transport8.9%
Commutes 45 minutes or more48.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37% 3.6 pts above the national average of 33.4%
Diagnosed diabetes14.8% 2.8 pts above the national average of 12%
Currently smokes16.5% 3.3 pts above the national average of 13.2%
High blood pressure34.8% 0.7 pts above the national average of 34.1%
Fair or poor general health26.9% 6.6 pts above the national average of 20.3%
No health insurance (18–64)8.2% 3.1 pts below the national average of 11.3%
Depression19.2% 2.7 pts below the national average of 21.9%
No leisure-time physical activity29.3% 3.9 pts above the national average of 25.4%
Arthritis25.3% same as the national average of 25.1%
Binge drinking19.3% 3.3 pts above the national average of 16%
Taking blood pressure medication73.9% 0.8 pts below the national average of 74.7%
Cancer (non-skin)5.8% 1.9 pts below the national average of 7.7%
Current asthma12.6% 2.2 pts above the national average of 10.4%
Coronary heart disease7.2% 1 pts above the national average of 6.2%
Routine check-up in past year75.5% 1.2 pts below the national average of 76.7%
Cholesterol screening77.1% 8.8 pts below the national average of 85.9%
Cognitive disability18.6% 3.8 pts above the national average of 14.8%
Colorectal screening59.7% 4.6 pts below the national average of 64.3%
COPD7.6% 1 pts above the national average of 6.6%
Visited a dentist61.4% same as the national average of 61.3%
Any disability37.5% 6.8 pts above the national average of 30.7%
Lacks emotional support33.3% 8.5 pts above the national average of 24.8%
Food insecurity30.1% 13 pts above the national average of 17.1%
Received food stamps24.8% 10.5 pts above the national average of 14.3%
Hearing disability8% 1.3 pts above the national average of 6.7%
High cholesterol34.8% 1.4 pts below the national average of 36.2%
Housing insecurity20.1% 6.3 pts above the national average of 13.8%
Independent living disability11.4% 3 pts above the national average of 8.4%
Lacks transport12.8% 3.6 pts above the national average of 9.2%
Loneliness35.3% 0.9 pts above the national average of 34.4%
Mammography use74.3% 1.6 pts below the national average of 75.9%
Poor mental health (14+ days)19.9% 3.1 pts above the national average of 16.8%
Mobility disability18.3% 4.3 pts above the national average of 14%
Poor physical health (14+ days)16.4% 2.9 pts above the national average of 13.5%
Self-care disability5.6% 1.6 pts above the national average of 4%
Utility shut-off threat11.4% 2.6 pts above the national average of 8.8%
Sleeps under 7 hours54.2% 17.8 pts above the national average of 36.4%
Stroke4.7% 1.3 pts above the national average of 3.4%
All natural teeth lost13.5% 0.5 pts above the national average of 13%
Vision disability8.3% 2.7 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments332
People employed3,662
Annual payroll$169,904,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 79.3% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 13 census tracts this ZIP code covers
Expected annual loss79.9 out of 100
Community resilience50.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Wildfire98.2Very High at its worst in this ZIP code
Landslide95.8Relatively Moderate at its worst in this ZIP code
Lightning91.3Very High at its worst in this ZIP code
Tsunami81.1Relatively Moderate at its worst in this ZIP code
River flooding80.6Very High at its worst in this ZIP code
Coastal flooding76.4Relatively Low at its worst in this ZIP code
Earthquake59.3Relatively Moderate at its worst in this ZIP code
Drought35.9Very Low at its worst in this ZIP code
Hurricane35.7Very Low at its worst in this ZIP code
Ice storm6.6Very Low at its worst in this ZIP code
Tornado5.5Very Low at its worst in this ZIP code
Strong wind3.4Very Low at its worst in this ZIP code
Hail2.8Very Low at its worst in this ZIP code
Compared with Hawaii and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPHawaiiUnited States
Median household income$83,927$98,317$78,538
Income per person$27,618$44,823$43,289
Poverty rate18.3%10%12.4%
Median home value$551,400$808,200$303,400
Median gross rent$1,820$1,938$1,348
Homeownership61.3%62.6%65%
Bachelor's degree or higher15.8%35.5%35%
Unemployment rate10.7%5%5.2%
Works from home6.6%8.8%13.5%
Born outside the US8.8%18.1%13.9%
Median age34.340.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMAKAHA CTRY CLUB 800.3, HI US5.2 km away
Rain in a year22 in

Average high and low by month

January78.7°F / 64.8°F3.18 in rain
February78.4°F / 64.4°F2.27 in rain
March78.8°F / 65.1°F2.74 in rain
April80.2°F / 66.3°F1.35 in rain
May81.8°F / 67.5°F1.64 in rain
June83.4°F / 68.9°F0.8 in rain
July85°F / 70.2°F0.47 in rain
August85.6°F / 70.2°F0.74 in rain
September84.5°F / 70.4°F0.92 in rain
October84.5°F / 70.3°F1.93 in rain
November82.1°F / 68.7°F2.54 in rain
December80.2°F / 66.8°F3.2 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket77% of this ZIP code's area
Far from a supermarket87% of this ZIP code's area
No vehicle and far from a supermarket57% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Hawaii Department of Education100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability80more vulnerable than 80% of US census tracts
Socioeconomic status71more vulnerable than 71% of US census tracts
Household characteristics69more vulnerable than 69% of US census tracts
Racial and ethnic minority status88more vulnerable than 88% of US census tracts
Housing type and transport79more vulnerable than 79% of US census tracts
Walkability7.3 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

96759 Kunia, HI12.2 km away
96857 Schofield Barracks, HI13.6 km away
96707 Kapolei, HI13.7 km away
96786 Wahiawa, HI15.7 km away
96854 Wheeler Army Airfield, HI15.9 km away
96791 Waialua, HI16.6 km away
96789 Mililani, HI16.8 km away
96797 Waipahu, HI17.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Honolulu County100% of this ZIP code's land area
Time zoneHawaii-Aleutian (UTC-10:00 standard)
Daylight saving timeNot observed — clocks stay on standard time all year
Land area61.06 sq mi
Water area13.59 sq mi
Population density817 people per sq mi
Latitude, longitude21.4352, -158.1781

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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