Postal Codes

96707 ZIP Code

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ZIP code 96707 covers Kapolei, Hawaii, with a population of about 49,316 and a median household income of $121,409.

Population
49,3161,136 per square mile
Median age
35.23.5 points below the US average
Median household income
$121,4091.2× the Hawaii median
Poverty rate
8.2%4.2 points below the US average
Typical home value
$857,408up 13.6% in five years
Median rent
$2,5511.3× the Hawaii median
Degree or higher
33.8%1.2 points below the US average
Homeownership
73.5%8.5 points above the US average
Time zone
Hawaii-Aleutian UTC-10:00does not observe daylight saving time
Businesses
960

Where 96707 is

Kapolei, Hawaii — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population49,316
Median age35.2
Family households78.4%
Born outside the US14.3%
Speaks a language other than English at home19.7%
White (non-Hispanic)17.1%
Black (non-Hispanic)4.4%
Asian (non-Hispanic)26.5%
Hispanic or Latino15.4%
Veterans12.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$121,409
Income per person$46,304
Poverty rate8.2%
Households on SNAP or cash assistance12.8%

Household income distribution

Under $10k1.4%
$10–15k2.1%
$15–20k1.0%
$20–25k1.5%
$25–30k1.1%
$30–35k1.0%
$35–40k1.9%
$40–45k2.2%
$45–50k2.2%
$50–60k3.4%
$60–75k6.9%
$75–100k12.9%
$100–125k14.4%
$125–150k11.9%
$150–200k14.6%
$200k or more21.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed20,470
Mean adjusted gross income$82,408
Returns declaring $200,000 or more6%
Returns, under $25k20.9%
Returns, $25k–$50k22.0%
Returns, $50k–$75k15.9%
Returns, $75k–$100k11.4%
Returns, $100k–$200k23.8%
Returns, $200k or more6.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$772,400
Median gross rent$2,551
Rent as a share of household income35.2%
Owner-occupied73.5%
Vacant homes9.1%
Median year built1999

What the homes are

Detached house52.3%
Attached house13%
2 to 4 units8.3%
5 to 19 units17.2%
20 or more units8.5%
Mobile home0.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$857,408as of 2026-07
Typical home value, 1 yearup 1.1%
Typical home value, 5 yearsup 13.6%
Typical home value, 10 yearsup 50.3%
Typical asking rent$3,467as of 2026-07
Typical asking rent, 1 yearup 6%
Typical asking rent, 10 yearsup 57.4%
Typical home value since 2000
200020132026$893,236$233,626

$233,626 in 2000 to $857,408 in 2026.

Typical asking rent
201620212026$3,467$2,202

$2,202 in 2016 to $3,467 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.1%
Bachelor's degree or higher33.8%
High school diploma or higher94.4%
Works from home10.3%
Drives to work alone70%
Takes public transport3.5%
Commutes 45 minutes or more27.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity28.2% 5.2 pts below the national average of 33.4%
Diagnosed diabetes10.8% 1.2 pts below the national average of 12%
Currently smokes11% 2.2 pts below the national average of 13.2%
High blood pressure28.8% 5.3 pts below the national average of 34.1%
Fair or poor general health18.1% 2.2 pts below the national average of 20.3%
No health insurance (18–64)5.6% 5.7 pts below the national average of 11.3%
Depression17% 4.9 pts below the national average of 21.9%
No leisure-time physical activity22.5% 2.9 pts below the national average of 25.4%
Arthritis20.3% 4.8 pts below the national average of 25.1%
Binge drinking19.6% 3.6 pts above the national average of 16%
Taking blood pressure medication73.2% 1.5 pts below the national average of 74.7%
Cancer (non-skin)5.4% 2.3 pts below the national average of 7.7%
Current asthma10.5% same as the national average of 10.4%
Coronary heart disease4.9% 1.3 pts below the national average of 6.2%
Routine check-up in past year76.3% same as the national average of 76.7%
Cholesterol screening80.9% 5 pts below the national average of 85.9%
Cognitive disability13.6% 1.2 pts below the national average of 14.8%
Colorectal screening63.8% 0.5 pts below the national average of 64.3%
COPD4.6% 2 pts below the national average of 6.6%
Visited a dentist70.1% 8.8 pts above the national average of 61.3%
Any disability27.9% 2.8 pts below the national average of 30.7%
Lacks emotional support31.3% 6.5 pts above the national average of 24.8%
Food insecurity18.6% 1.5 pts above the national average of 17.1%
Received food stamps12.6% 1.7 pts below the national average of 14.3%
Hearing disability5.7% 1 pts below the national average of 6.7%
High cholesterol33.3% 2.9 pts below the national average of 36.2%
Housing insecurity12.6% 1.2 pts below the national average of 13.8%
Independent living disability7.1% 1.3 pts below the national average of 8.4%
Lacks transport8% 1.2 pts below the national average of 9.2%
Loneliness33.6% 0.8 pts below the national average of 34.4%
Mammography use78.3% 2.4 pts above the national average of 75.9%
Poor mental health (14+ days)16.2% 0.6 pts below the national average of 16.8%
Mobility disability11.9% 2.1 pts below the national average of 14%
Poor physical health (14+ days)11.9% 1.6 pts below the national average of 13.5%
Self-care disability3.2% 0.8 pts below the national average of 4%
Utility shut-off threat6.5% 2.3 pts below the national average of 8.8%
Sleeps under 7 hours49.7% 13.3 pts above the national average of 36.4%
Stroke3.1% same as the national average of 3.4%
All natural teeth lost7.6% 5.4 pts below the national average of 13%
Vision disability5% 0.6 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments960
People employed19,710
Annual payroll$1,017,457,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 71.9% of US census tracts
FEMA ratingVery Low to Relatively High across the 15 census tracts this ZIP code covers
Expected annual loss74.8 out of 100
Community resilience50.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Wildfire97.1Very High at its worst in this ZIP code
Landslide80.9Relatively High at its worst in this ZIP code
Lightning76.2Very High at its worst in this ZIP code
River flooding73.6Very High at its worst in this ZIP code
Earthquake73.3Relatively Moderate at its worst in this ZIP code
Tsunami71.8Relatively Moderate at its worst in this ZIP code
Drought55.5Very Low at its worst in this ZIP code
Coastal flooding51.9Relatively Low at its worst in this ZIP code
Hurricane37.6Very Low at its worst in this ZIP code
Ice storm14.3Very Low at its worst in this ZIP code
Tornado7.4Very Low at its worst in this ZIP code
Hail5Very Low at its worst in this ZIP code
Strong wind4.1Very Low at its worst in this ZIP code
Compared with Hawaii and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPHawaiiUnited States
Median household income$121,409$98,317$78,538
Income per person$46,304$44,823$43,289
Poverty rate8.2%10%12.4%
Median home value$772,400$808,200$303,400
Median gross rent$2,551$1,938$1,348
Homeownership73.5%62.6%65%
Bachelor's degree or higher33.8%35.5%35%
Unemployment rate6.1%5%5.2%
Works from home10.3%8.8%13.5%
Born outside the US14.3%18.1%13.9%
Median age35.240.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationEWA KALAELOA AP, HI US3.8 km away
Rain in a year14 in

Average high and low by month

January80.9°F / 64.7°F1.36 in rain
February80.9°F / 65.1°F1.79 in rain
March81.6°F / 66°F1.95 in rain
April83.6°F / 67.7°F0.63 in rain
May84.9°F / 69°F0.97 in rain
June87.3°F / 71.3°F0.27 in rain
July88°F / 72.5°F0.29 in rain
August89.1°F / 73.1°F0.62 in rain
September88.9°F / 72.4°F0.67 in rain
October87.3°F / 71.7°F1.3 in rain
November84.1°F / 69.4°F1.77 in rain
December82.1°F / 66.9°F2.29 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket20% of this ZIP code's area
Far from a supermarket33% of this ZIP code's area
No vehicle and far from a supermarket53% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Hawaii Department of Education100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability45more vulnerable than 45% of US census tracts
Socioeconomic status23more vulnerable than 23% of US census tracts
Household characteristics33more vulnerable than 33% of US census tracts
Racial and ethnic minority status90more vulnerable than 90% of US census tracts
Housing type and transport68more vulnerable than 68% of US census tracts
Walkability8.9 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

96706 Ewa Beach, HI8.2 km away
96709 Kapolei, HI8.8 km away
96797 Waipahu, HI9.7 km away
96759 Kunia, HI13.3 km away
96792 Waianae, HI13.7 km away
96789 Mililani, HI14 km away
96782 Pearl City, HI14.4 km away
96853 Jbphh, HI14.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Honolulu County100% of this ZIP code's land area
Time zoneHawaii-Aleutian (UTC-10:00 standard)
Daylight saving timeNot observed — clocks stay on standard time all year
Land area43.41 sq mi
Water area3.04 sq mi
Population density1,136 people per sq mi
Latitude, longitude21.3453, -158.0870

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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