Postal Codes

93924 ZIP Code

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ZIP code 93924 covers Carmel Valley, California, with a population of about 6,046 and a median household income of $162,656.

Population
6,04632 per square mile
Median age
5718.3 points above the US average
Median household income
$162,6561.7× the California median
Poverty rate
6%6.4 points below the US average
Typical home value
$1,456,692up 9.5% in five years
Degree or higher
57%22 points above the US average
Homeownership
80.4%15.4 points above the US average
Time zone
Pacific UTC-08:00observes daylight saving time
Businesses
246

Where 93924 is

Carmel Valley, California — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population6,046
Median age57
Family households64.4%
Born outside the US7.6%
Speaks a language other than English at home8.6%
White (non-Hispanic)86.6%
Black (non-Hispanic)1.5%
Asian (non-Hispanic)0.7%
Hispanic or Latino6.9%
Veterans7.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$162,656
Income per person$97,358
Poverty rate6%
Households on SNAP or cash assistance4.8%

Household income distribution

Under $10k4.0%
$10–15k2.9%
$15–20k2.6%
$20–25k1.3%
$25–30k1.5%
$30–35k1.3%
$35–40k0.8%
$40–45k0.9%
$45–50k0.4%
$50–60k2.1%
$60–75k7.2%
$75–100k6.2%
$100–125k12.4%
$125–150k2.9%
$150–200k15.5%
$200k or more38.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed3,060
Mean adjusted gross income$181,035
Returns declaring $200,000 or more21.6%
Returns, under $25k21.2%
Returns, $25k–$50k14.7%
Returns, $50k–$75k10.5%
Returns, $75k–$100k9.5%
Returns, $100k–$200k22.5%
Returns, $200k or more21.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$1,133,000
Rent as a share of household income28.8%
Owner-occupied80.4%
Vacant homes12.5%
Median year built1971

What the homes are

Detached house79.6%
Attached house7.4%
2 to 4 units1.7%
5 to 19 units2.5%
20 or more units1.9%
Mobile home6.2%
Boat, RV or van0.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$1,456,692as of 2026-07
Typical home value, 1 yeardown 1%
Typical home value, 5 yearsup 9.5%
Typical home value, 10 yearsup 61.1%
Typical asking rent$4,650as of 2026-07
Typical home value since 2000
200020132026$1,504,866$539,099

$539,099 in 2000 to $1,456,692 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.3%
Bachelor's degree or higher57%
High school diploma or higher95.7%
Works from home30.7%
Drives to work alone62.3%
Takes public transport0%
Commutes 45 minutes or more15.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity25.7% 7.7 pts below the national average of 33.4%
Diagnosed diabetes10.3% 1.7 pts below the national average of 12%
Currently smokes7.6% 5.6 pts below the national average of 13.2%
High blood pressure36.1% 2 pts above the national average of 34.1%
Fair or poor general health14.9% 5.4 pts below the national average of 20.3%
No health insurance (18–64)4% 7.3 pts below the national average of 11.3%
Depression19.8% 2.1 pts below the national average of 21.9%
No leisure-time physical activity15.6% 9.8 pts below the national average of 25.4%
Arthritis28.7% 3.6 pts above the national average of 25.1%
Binge drinking15.4% 0.6 pts below the national average of 16%
Taking blood pressure medication78% 3.3 pts above the national average of 74.7%
Cancer (non-skin)12.3% 4.6 pts above the national average of 7.7%
Current asthma9.9% 0.5 pts below the national average of 10.4%
Coronary heart disease6.8% 0.6 pts above the national average of 6.2%
Routine check-up in past year79.6% 2.9 pts above the national average of 76.7%
Cholesterol screening92% 6.1 pts above the national average of 85.9%
Cognitive disability9.9% 4.9 pts below the national average of 14.8%
Colorectal screening73.1% 8.8 pts above the national average of 64.3%
COPD5.4% 1.2 pts below the national average of 6.6%
Visited a dentist74.8% 13.5 pts above the national average of 61.3%
Any disability24.6% 6.1 pts below the national average of 30.7%
Lacks emotional support19% 5.8 pts below the national average of 24.8%
Food insecurity6.5% 10.6 pts below the national average of 17.1%
Received food stamps5.9% 8.4 pts below the national average of 14.3%
Hearing disability7% same as the national average of 6.7%
High cholesterol40.4% 4.2 pts above the national average of 36.2%
Housing insecurity6.1% 7.7 pts below the national average of 13.8%
Independent living disability5.9% 2.5 pts below the national average of 8.4%
Lacks transport4.4% 4.8 pts below the national average of 9.2%
Loneliness28.2% 6.2 pts below the national average of 34.4%
Mammography use77.2% 1.3 pts above the national average of 75.9%
Poor mental health (14+ days)12.8% 4 pts below the national average of 16.8%
Mobility disability12.2% 1.8 pts below the national average of 14%
Poor physical health (14+ days)11.6% 1.9 pts below the national average of 13.5%
Self-care disability2.9% 1.1 pts below the national average of 4%
Utility shut-off threat3.5% 5.3 pts below the national average of 8.8%
Sleeps under 7 hours27.5% 8.9 pts below the national average of 36.4%
Stroke3.3% same as the national average of 3.4%
All natural teeth lost6.9% 6.1 pts below the national average of 13%
Vision disability3.4% 2.2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments246
People employed1,358
Annual payroll$69,194,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 97% of US census tracts
FEMA ratingRelatively Moderate to Very High across the 7 census tracts this ZIP code covers
Expected annual loss97 out of 100
Community resilience22.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide99.8Very High at its worst in this ZIP code
Wildfire98.9Very High at its worst in this ZIP code
River flooding91.4Very High at its worst in this ZIP code
Earthquake88.4Very High at its worst in this ZIP code
Heat wave59Relatively High at its worst in this ZIP code
Drought25.2Very High at its worst in this ZIP code
Tsunami23.4Very Low at its worst in this ZIP code
Winter weather19.9Relatively Low at its worst in this ZIP code
Avalanche16.1Very Low at its worst in this ZIP code
Lightning11.9Relatively Low at its worst in this ZIP code
Hail11.1Relatively Low at its worst in this ZIP code
Strong wind4.2Very Low at its worst in this ZIP code
Tornado4.2Very Low at its worst in this ZIP code
Coastal flooding2.4Relatively Low at its worst in this ZIP code
Compared with California and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPCaliforniaUnited States
Median household income$162,656$96,334$78,538
Income per person$97,358$47,977$43,289
Poverty rate6%12%12.4%
Median home value$1,133,000$695,400$303,400
Median gross rent$1,956$1,348
Homeownership80.4%55.8%65%
Bachelor's degree or higher57%36.5%35%
Unemployment rate4.3%6.4%5.2%
Works from home30.7%15.5%13.5%
Born outside the US7.6%26.7%13.9%
Median age5737.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCARMEL VALLEY, CA US0.2 km away
Rain in a year18 in

Average high and low by month

January63.1°F / 40°F3.94 in rain
February63.8°F / 40.8°F3.51 in rain
March66.9°F / 41.5°F2.8 in rain
April68.7°F / 42.8°F1.36 in rain
May71.3°F / 45.9°F0.54 in rain
June76°F / 48.3°F0.14 in rain
July78.5°F / 51°F0.03 in rain
August79.6°F / 50.6°F0.06 in rain
September80.6°F / 50.7°F0.05 in rain
October77.9°F / 47.6°F0.78 in rain
November68.8°F / 42.4°F1.74 in rain
December62.5°F / 39.6°F2.99 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket84% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 6 school districts, so the address decides which one, not the ZIP code.

Carmel Unified School District77% of this ZIP code's land area
Salinas Union High School District5.7% of this ZIP code's land area
Greenfield Union Elementary School District5.5% of this ZIP code's land area
South Monterey County Joint Union High School District5.5% of this ZIP code's land area
Spreckels Union Elementary School District4.1% of this ZIP code's land area
Washington Union Elementary School District1.6% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability37more vulnerable than 37% of US census tracts
Socioeconomic status28more vulnerable than 28% of US census tracts
Household characteristics55more vulnerable than 55% of US census tracts
Racial and ethnic minority status49more vulnerable than 49% of US census tracts
Housing type and transport38more vulnerable than 38% of US census tracts
Walkability6.9 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

93908 Salinas, CA14.4 km away
93940 Monterey, CA15.6 km away
93923 Carmel, CA17 km away
93955 Seaside, CA17.1 km away
93962 Spreckels, CA17.5 km away
93943 Monterey, CA18.8 km away
93922 Carmel, CA19.4 km away
93921 Carmel By The Sea, CA19.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Monterey County100% of this ZIP code's land area
Time zonePacific (UTC-08:00 standard)
Daylight saving timeObserved
Land area187.01 sq mi
Water area0.41 sq mi
Population density32 people per sq mi
Latitude, longitude36.4787, -121.7244

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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