Postal Codes

88346 ZIP Code

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ZIP code 88346 covers Ruidoso Downs, New Mexico, with a population of about 3,087 and a median household income of $33,250.

Population
3,08759 per square mile
Median age
40.72 points above the US average
Median household income
$33,25046% below the New Mexico median
Poverty rate
24.8%12.4 points above the US average
Typical home value
$241,707down 0.5% in five years
Median rent
$82619% below the New Mexico median
Degree or higher
8.7%26.3 points below the US average
Homeownership
71.5%6.5 points above the US average
Time zone
Mountain UTC-07:00observes daylight saving time
Businesses
75

Where 88346 is

Ruidoso Downs, New Mexico — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,087
Median age40.7
Family households70.6%
Born outside the US17.8%
Speaks a language other than English at home34.2%
White (non-Hispanic)34.1%
Black (non-Hispanic)0.2%
Asian (non-Hispanic)0.2%
Hispanic or Latino54%
Veterans8.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$33,250
Income per person$17,439
Poverty rate24.8%
Households on SNAP or cash assistance39.5%

Household income distribution

Under $10k13.2%
$10–15k8.7%
$15–20k2.8%
$20–25k9.3%
$25–30k9.3%
$30–35k7.9%
$35–40k7.9%
$40–45k5.2%
$45–50k1.2%
$50–60k12.7%
$60–75k5.0%
$75–100k6.0%
$100–125k8.8%
$125–150k2.0%
$150–200k0.0%
$200k or more0.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,390
Mean adjusted gross income$38,585
Returns declaring $200,000 or more0%
Returns, under $25k45.3%
Returns, $25k–$50k30.9%
Returns, $50k–$75k12.2%
Returns, $75k–$100k5.8%
Returns, $100k–$200k5.8%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median gross rent$826
Rent as a share of household income49.1%
Owner-occupied71.5%
Vacant homes27.7%
Median year built1987

What the homes are

Detached house20.8%
Attached house5.4%
2 to 4 units3.4%
5 to 19 units4.6%
Mobile home65.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$241,707as of 2026-07
Typical home value, 1 yearup 0.8%
Typical home value, 5 yearsdown 0.5%
Typical home value, 10 yearsup 38.6%
Typical home value since 2000
201220192026$264,817$166,711

$169,922 in 2012 to $241,707 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.8%
Bachelor's degree or higher8.7%
High school diploma or higher85.8%
Works from home0%
Drives to work alone79.4%
Takes public transport0%
Commutes 45 minutes or more13.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity32.7% 0.7 pts below the national average of 33.4%
Diagnosed diabetes13.6% 1.6 pts above the national average of 12%
Currently smokes14.4% 1.2 pts above the national average of 13.2%
High blood pressure35.7% 1.6 pts above the national average of 34.1%
Fair or poor general health25.6% 5.3 pts above the national average of 20.3%
No health insurance (18–64)16.6% 5.3 pts above the national average of 11.3%
Depression23.7% 1.8 pts above the national average of 21.9%
No leisure-time physical activity27.6% 2.2 pts above the national average of 25.4%
Arthritis26.5% 1.4 pts above the national average of 25.1%
Binge drinking14.1% 1.9 pts below the national average of 16%
Taking blood pressure medication74.8% same as the national average of 74.7%
Cancer (non-skin)7.5% same as the national average of 7.7%
Current asthma9.9% 0.5 pts below the national average of 10.4%
Coronary heart disease7.6% 1.4 pts above the national average of 6.2%
Routine check-up in past year69.6% 7.1 pts below the national average of 76.7%
Cholesterol screening83.4% 2.5 pts below the national average of 85.9%
Cognitive disability16.3% 1.5 pts above the national average of 14.8%
Colorectal screening56.9% 7.4 pts below the national average of 64.3%
COPD7.3% 0.7 pts above the national average of 6.6%
Visited a dentist57.3% 4 pts below the national average of 61.3%
Any disability35.8% 5.1 pts above the national average of 30.7%
Lacks emotional support24.7% same as the national average of 24.8%
Food insecurity21.9% 4.8 pts above the national average of 17.1%
Received food stamps18.4% 4.1 pts above the national average of 14.3%
Hearing disability8.8% 2.1 pts above the national average of 6.7%
High cholesterol34.2% 2 pts below the national average of 36.2%
Housing insecurity17.3% 3.5 pts above the national average of 13.8%
Independent living disability9.8% 1.4 pts above the national average of 8.4%
Lacks transport11.2% 2 pts above the national average of 9.2%
Loneliness34.5% same as the national average of 34.4%
Mammography use66.7% 9.2 pts below the national average of 75.9%
Poor mental health (14+ days)16.6% same as the national average of 16.8%
Mobility disability16.6% 2.6 pts above the national average of 14%
Poor physical health (14+ days)16.4% 2.9 pts above the national average of 13.5%
Self-care disability5.1% 1.1 pts above the national average of 4%
Utility shut-off threat11.8% 3 pts above the national average of 8.8%
Sleeps under 7 hours33.6% 2.8 pts below the national average of 36.4%
Stroke4% 0.6 pts above the national average of 3.4%
All natural teeth lost12.8% same as the national average of 13%
Vision disability7.5% 1.9 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments75
People employed791
Annual payroll$28,275,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 93.8% of US census tracts
FEMA ratingRelatively High to Very High across the 4 census tracts this ZIP code covers
Expected annual loss84.9 out of 100
Community resilience3.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Wildfire99.3Very High at its worst in this ZIP code
Lightning98.7Very High at its worst in this ZIP code
River flooding97.1Very High at its worst in this ZIP code
Winter weather96.3Very High at its worst in this ZIP code
Landslide94.1Relatively Low at its worst in this ZIP code
Ice storm80.4Relatively High at its worst in this ZIP code
Hail72Relatively Moderate at its worst in this ZIP code
Volcanic activity58.8Very Low at its worst in this ZIP code
Drought56.2Relatively Low at its worst in this ZIP code
Strong wind55.4Relatively Moderate at its worst in this ZIP code
Hurricane31.8Very Low at its worst in this ZIP code
Cold wave28.2Relatively Low at its worst in this ZIP code
Avalanche22.8Very Low at its worst in this ZIP code
Tornado20.3Very Low at its worst in this ZIP code
Earthquake10.3Very Low at its worst in this ZIP code
Heat wave3.1Very Low at its worst in this ZIP code
Compared with New Mexico and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew MexicoUnited States
Median household income$33,250$62,125$78,538
Income per person$17,439$34,823$43,289
Poverty rate24.8%18.1%12.4%
Median home value$232,200$303,400
Median gross rent$826$1,021$1,348
Homeownership71.5%69.3%65%
Bachelor's degree or higher8.7%30.2%35%
Unemployment rate4.8%6%5.2%
Works from home0%11%13.5%
Born outside the US17.8%9.2%13.9%
Median age40.739.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationRUIDOSO, NM US11.5 km away
Rain in a year22 in
Snow in a year26 in

Average high and low by month

January48.8°F / 20.6°F1.11 in rain, 7.9 in snow
February51°F / 23.2°F1.03 in rain, 5.5 in snow
March57.5°F / 27°F0.88 in rain, 2.2 in snow
April64.9°F / 32.7°F0.67 in rain, 0.6 in snow
May72.8°F / 40.3°F1.16 in rain
June81.6°F / 47.3°F2.05 in rain
July81.2°F / 51.2°F4.31 in rain
August78.5°F / 50.3°F4.23 in rain
September74.8°F / 44.3°F2.49 in rain
October66.7°F / 35.3°F1.69 in rain, 1 in snow
November55.7°F / 26.1°F0.84 in rain, 1.8 in snow
December48.4°F / 21.5°F1.54 in rain, 7.2 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket100% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Ruidoso Municipal Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability68more vulnerable than 68% of US census tracts
Socioeconomic status66more vulnerable than 66% of US census tracts
Household characteristics96more vulnerable than 96% of US census tracts
Racial and ethnic minority status63more vulnerable than 63% of US census tracts
Housing type and transport23more vulnerable than 23% of US census tracts
Walkability6.5 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

88324 Glencoe, NM9.9 km away
88345 Ruidoso, NM10.5 km away
88355 Ruidoso, NM14.7 km away
88312 Alto, NM15.3 km away
88323 Fort Stanton, NM15.4 km away
88348 San Patricio, NM17.8 km away
88338 Lincoln, NM20.4 km away
88341 Nogal, NM22 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lincoln County100% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeObserved
Land area52.18 sq mi
Population density59 people per sq mi
Latitude, longitude33.3577, -105.5383

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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