Postal Codes

88345 ZIP Code

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ZIP code 88345 covers Ruidoso, New Mexico, with a population of about 7,747 and a median household income of $51,008.

Population
7,747197 per square mile
Median age
44.96.2 points above the US average
Median household income
$51,00818% below the New Mexico median
Poverty rate
16.1%3.7 points above the US average
Typical home value
$331,273up 5.6% in five years
Median rent
$91610% below the New Mexico median
Degree or higher
33.1%1.9 points below the US average
Homeownership
70.2%5.2 points above the US average
Time zone
Mountain UTC-07:00observes daylight saving time
Businesses
452

Where 88345 is

Ruidoso, New Mexico — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population7,747
Median age44.9
Family households50.7%
Born outside the US6.5%
Speaks a language other than English at home18.5%
White (non-Hispanic)63.9%
Black (non-Hispanic)1.3%
Asian (non-Hispanic)1%
Hispanic or Latino28.3%
Veterans9.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$51,008
Income per person$34,030
Poverty rate16.1%
Households on SNAP or cash assistance12.6%

Household income distribution

Under $10k7.1%
$10–15k6.1%
$15–20k4.1%
$20–25k11.2%
$25–30k5.4%
$30–35k4.8%
$35–40k3.6%
$40–45k2.5%
$45–50k2.8%
$50–60k9.5%
$60–75k5.2%
$75–100k20.8%
$100–125k3.8%
$125–150k1.2%
$150–200k6.3%
$200k or more5.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,690
Mean adjusted gross income$64,273
Returns declaring $200,000 or more4.1%
Returns, under $25k37.9%
Returns, $25k–$50k24.5%
Returns, $50k–$75k13.0%
Returns, $75k–$100k8.2%
Returns, $100k–$200k12.3%
Returns, $200k or more4.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$232,400
Median gross rent$916
Rent as a share of household income30.6%
Owner-occupied70.2%
Vacant homes58.4%
Median year built1981

What the homes are

Detached house69.7%
Attached house3.8%
2 to 4 units4.6%
5 to 19 units3%
20 or more units2.2%
Mobile home16.6%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$331,273as of 2026-07
Typical home value, 1 yeardown 3.4%
Typical home value, 5 yearsup 5.6%
Typical home value, 10 yearsup 45.4%
Typical home value since 2000
200920172026$361,770$227,793

$243,782 in 2009 to $331,273 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.8%
Bachelor's degree or higher33.1%
High school diploma or higher92.2%
Works from home15%
Drives to work alone74.7%
Takes public transport0.3%
Commutes 45 minutes or more8.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity30.6% 2.8 pts below the national average of 33.4%
Diagnosed diabetes14.2% 2.2 pts above the national average of 12%
Currently smokes13.5% same as the national average of 13.2%
High blood pressure40.6% 6.5 pts above the national average of 34.1%
Fair or poor general health23.6% 3.3 pts above the national average of 20.3%
No health insurance (18–64)11.7% same as the national average of 11.3%
Depression23.7% 1.8 pts above the national average of 21.9%
No leisure-time physical activity25% same as the national average of 25.4%
Arthritis32.9% 7.8 pts above the national average of 25.1%
Binge drinking12.6% 3.4 pts below the national average of 16%
Taking blood pressure medication79.4% 4.7 pts above the national average of 74.7%
Cancer (non-skin)10.9% 3.2 pts above the national average of 7.7%
Current asthma10.2% same as the national average of 10.4%
Coronary heart disease9.2% 3 pts above the national average of 6.2%
Routine check-up in past year74.2% 2.5 pts below the national average of 76.7%
Cholesterol screening87.5% 1.6 pts above the national average of 85.9%
Cognitive disability14.3% 0.5 pts below the national average of 14.8%
Colorectal screening61.3% 3 pts below the national average of 64.3%
COPD8.8% 2.2 pts above the national average of 6.6%
Visited a dentist59.7% 1.6 pts below the national average of 61.3%
Any disability35.9% 5.2 pts above the national average of 30.7%
Lacks emotional support22.1% 2.7 pts below the national average of 24.8%
Food insecurity16% 1.1 pts below the national average of 17.1%
Received food stamps14.2% same as the national average of 14.3%
Hearing disability10.3% 3.6 pts above the national average of 6.7%
High cholesterol38.2% 2 pts above the national average of 36.2%
Housing insecurity12.3% 1.5 pts below the national average of 13.8%
Independent living disability9.5% 1.1 pts above the national average of 8.4%
Lacks transport8.6% 0.6 pts below the national average of 9.2%
Loneliness32% 2.4 pts below the national average of 34.4%
Mammography use65.7% 10.2 pts below the national average of 75.9%
Poor mental health (14+ days)15% 1.8 pts below the national average of 16.8%
Mobility disability18% 4 pts above the national average of 14%
Poor physical health (14+ days)16.6% 3.1 pts above the national average of 13.5%
Self-care disability5.1% 1.1 pts above the national average of 4%
Utility shut-off threat9% same as the national average of 8.8%
Sleeps under 7 hours32.3% 4.1 pts below the national average of 36.4%
Stroke4.7% 1.3 pts above the national average of 3.4%
All natural teeth lost15% 2 pts above the national average of 13%
Vision disability6.7% 1.1 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments452
People employed3,543
Annual payroll$127,660,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 90.6% of US census tracts
FEMA ratingRelatively Moderate to Very High across the 5 census tracts this ZIP code covers
Expected annual loss88.2 out of 100
Community resilience3.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Wildfire99.6Very High at its worst in this ZIP code
Lightning97.5Very High at its worst in this ZIP code
Winter weather95.7Very High at its worst in this ZIP code
Landslide87.1Relatively Low at its worst in this ZIP code
Ice storm84.4Relatively High at its worst in this ZIP code
River flooding83.2Very High at its worst in this ZIP code
Hail64.8Relatively Moderate at its worst in this ZIP code
Volcanic activity52Very Low at its worst in this ZIP code
Strong wind43.7Relatively Moderate at its worst in this ZIP code
Hurricane27.1Very Low at its worst in this ZIP code
Cold wave24.1Relatively Low at its worst in this ZIP code
Avalanche20.3Very Low at its worst in this ZIP code
Tornado16.6Very Low at its worst in this ZIP code
Earthquake15.9Very Low at its worst in this ZIP code
Heat wave2.1Very Low at its worst in this ZIP code
Compared with New Mexico and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew MexicoUnited States
Median household income$51,008$62,125$78,538
Income per person$34,030$34,823$43,289
Poverty rate16.1%18.1%12.4%
Median home value$232,400$232,200$303,400
Median gross rent$916$1,021$1,348
Homeownership70.2%69.3%65%
Bachelor's degree or higher33.1%30.2%35%
Unemployment rate4.8%6%5.2%
Works from home15%11%13.5%
Born outside the US6.5%9.2%13.9%
Median age44.939.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationRUIDOSO, NM US2.5 km away
Rain in a year22 in
Snow in a year26 in

Average high and low by month

January48.8°F / 20.6°F1.11 in rain, 7.9 in snow
February51°F / 23.2°F1.03 in rain, 5.5 in snow
March57.5°F / 27°F0.88 in rain, 2.2 in snow
April64.9°F / 32.7°F0.67 in rain, 0.6 in snow
May72.8°F / 40.3°F1.16 in rain
June81.6°F / 47.3°F2.05 in rain
July81.2°F / 51.2°F4.31 in rain
August78.5°F / 50.3°F4.23 in rain
September74.8°F / 44.3°F2.49 in rain
October66.7°F / 35.3°F1.69 in rain, 1 in snow
November55.7°F / 26.1°F0.84 in rain, 1.8 in snow
December48.4°F / 21.5°F1.54 in rain, 7.2 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket82% of this ZIP code's area
No vehicle and far from a supermarket18% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Ruidoso Municipal Schools96.6% of this ZIP code's land area
Capitan Municipal Schools3.4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability73more vulnerable than 73% of US census tracts
Socioeconomic status75more vulnerable than 75% of US census tracts
Household characteristics75more vulnerable than 75% of US census tracts
Racial and ethnic minority status61more vulnerable than 61% of US census tracts
Housing type and transport52more vulnerable than 52% of US census tracts
Walkability8.5 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

88355 Ruidoso, NM4.4 km away
88312 Alto, NM9.7 km away
88346 Ruidoso Downs, NM10.5 km away
88341 Nogal, NM17.6 km away
88340 Mescalero, NM18.5 km away
88324 Glencoe, NM20.2 km away
88323 Fort Stanton, NM20.3 km away
88316 Capitan, NM26.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lincoln County100% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeObserved
Land area39.34 sq mi
Water area0.02 sq mi
Population density197 people per sq mi
Latitude, longitude33.3474, -105.6510

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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