Postal Codes

85546 ZIP Code

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ZIP code 85546 covers Safford, Arizona, with a population of about 20,735 and a median household income of $61,930.

Population
20,73530 per square mile
Median age
35.53.2 points below the US average
Median household income
$61,93019% below the Arizona median
Poverty rate
15.1%2.7 points above the US average
Typical home value
$289,791up 25.4% in five years
Median rent
$93035% below the Arizona median
Degree or higher
13.1%21.9 points below the US average
Homeownership
75.7%10.7 points above the US average
Time zone
Mountain UTC-07:00most of the state does not observe DST
Businesses
343

Where 85546 is

Safford, Arizona — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population20,735
Median age35.5
Family households67.7%
Born outside the US3.4%
Speaks a language other than English at home17.9%
White (non-Hispanic)51.9%
Black (non-Hispanic)1.9%
Asian (non-Hispanic)0.4%
Hispanic or Latino42.6%
Veterans5.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$61,930
Income per person$25,555
Poverty rate15.1%
Households on SNAP or cash assistance14.1%

Household income distribution

Under $10k6.9%
$10–15k5.2%
$15–20k5.1%
$20–25k3.3%
$25–30k3.4%
$30–35k5.0%
$35–40k3.3%
$40–45k2.9%
$45–50k4.4%
$50–60k9.3%
$60–75k13.0%
$75–100k12.5%
$100–125k8.9%
$125–150k5.9%
$150–200k6.5%
$200k or more4.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed6,840
Mean adjusted gross income$62,204
Returns declaring $200,000 or more2.2%
Returns, under $25k27.5%
Returns, $25k–$50k23.7%
Returns, $50k–$75k17.4%
Returns, $75k–$100k13.6%
Returns, $100k–$200k15.6%
Returns, $200k or more2.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$192,700
Median gross rent$930
Rent as a share of household income23.1%
Owner-occupied75.7%
Vacant homes12.6%
Median year built1985

What the homes are

Detached house72.6%
Attached house1.3%
2 to 4 units2.5%
5 to 19 units1.1%
20 or more units1.4%
Mobile home20.6%
Boat, RV or van0.5%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$289,791as of 2026-07
Typical home value, 1 yearup 2.8%
Typical home value, 5 yearsup 25.4%
Typical home value, 10 yearsup 87.4%
Typical home value since 2000
200020132026$289,791$92,455

$92,455 in 2000 to $289,791 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.7%
Bachelor's degree or higher13.1%
High school diploma or higher83.7%
Works from home5%
Drives to work alone80.2%
Takes public transport0.3%
Commutes 45 minutes or more18.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.3% 1.9 pts above the national average of 33.4%
Diagnosed diabetes11.3% 0.7 pts below the national average of 12%
Currently smokes13.7% 0.5 pts above the national average of 13.2%
High blood pressure32.3% 1.8 pts below the national average of 34.1%
Fair or poor general health22.4% 2.1 pts above the national average of 20.3%
No health insurance (18–64)16.4% 5.1 pts above the national average of 11.3%
Depression19.5% 2.4 pts below the national average of 21.9%
No leisure-time physical activity25.3% same as the national average of 25.4%
Arthritis23.3% 1.8 pts below the national average of 25.1%
Binge drinking15.9% same as the national average of 16%
Taking blood pressure medication71.7% 3 pts below the national average of 74.7%
Cancer (non-skin)7.5% same as the national average of 7.7%
Current asthma10.7% same as the national average of 10.4%
Coronary heart disease6.4% same as the national average of 6.2%
Routine check-up in past year71.2% 5.5 pts below the national average of 76.7%
Cholesterol screening81.7% 4.2 pts below the national average of 85.9%
Cognitive disability16.4% 1.6 pts above the national average of 14.8%
Colorectal screening53.8% 10.5 pts below the national average of 64.3%
COPD7.1% 0.5 pts above the national average of 6.6%
Visited a dentist54.8% 6.5 pts below the national average of 61.3%
Any disability35.2% 4.5 pts above the national average of 30.7%
Lacks emotional support27.2% 2.4 pts above the national average of 24.8%
Food insecurity19% 1.9 pts above the national average of 17.1%
Received food stamps13.3% 1 pts below the national average of 14.3%
Hearing disability8.3% 1.6 pts above the national average of 6.7%
High cholesterol33.9% 2.3 pts below the national average of 36.2%
Housing insecurity14.8% 1 pts above the national average of 13.8%
Independent living disability8.6% same as the national average of 8.4%
Lacks transport9.8% 0.6 pts above the national average of 9.2%
Loneliness31.7% 2.7 pts below the national average of 34.4%
Mammography use70.9% 5 pts below the national average of 75.9%
Poor mental health (14+ days)16.5% same as the national average of 16.8%
Mobility disability14.8% 0.8 pts above the national average of 14%
Poor physical health (14+ days)14.3% 0.8 pts above the national average of 13.5%
Self-care disability4.3% same as the national average of 4%
Utility shut-off threat9% same as the national average of 8.8%
Sleeps under 7 hours36.9% 0.5 pts above the national average of 36.4%
Stroke3.5% same as the national average of 3.4%
All natural teeth lost16% 3 pts above the national average of 13%
Vision disability6.5% 0.9 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments343
People employed5,911
Annual payroll$305,097,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 85.4% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 8 census tracts this ZIP code covers
Expected annual loss79.3 out of 100
Community resilience4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Lightning99.2Very High at its worst in this ZIP code
Heat wave97.6Very High at its worst in this ZIP code
Wildfire97.2Relatively High at its worst in this ZIP code
Drought95.6Relatively High at its worst in this ZIP code
Winter weather89.5Relatively High at its worst in this ZIP code
River flooding88.3Relatively High at its worst in this ZIP code
Landslide71.7Relatively Low at its worst in this ZIP code
Hail61.2Relatively Moderate at its worst in this ZIP code
Strong wind42.5Relatively Low at its worst in this ZIP code
Avalanche41.7Very Low at its worst in this ZIP code
Earthquake41.6Relatively Low at its worst in this ZIP code
Hurricane28.2Very Low at its worst in this ZIP code
Cold wave9.9Very Low at its worst in this ZIP code
Tornado2.2Very Low at its worst in this ZIP code
Compared with Arizona and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPArizonaUnited States
Median household income$61,930$76,872$78,538
Income per person$25,555$40,736$43,289
Poverty rate15.1%12.8%12.4%
Median home value$192,700$358,900$303,400
Median gross rent$930$1,431$1,348
Homeownership75.7%67%65%
Bachelor's degree or higher13.1%32.6%35%
Unemployment rate5.7%5.2%5.2%
Works from home5%16.5%13.5%
Born outside the US3.4%12.9%13.9%
Median age35.538.838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSAFFORD MUNI AP, AZ US2.9 km away
Rain in a year8 in

Average high and low by month

January60.5°F / 33.8°F0.71 in rain
February65.8°F / 36.6°F0.62 in rain
March73.3°F / 41.9°F0.47 in rain
April81.7°F / 47.8°F0.19 in rain
May91.1°F / 56.1°F0.17 in rain
June100.9°F / 65.8°F0.24 in rain
July100.1°F / 71.8°F1.33 in rain
August97.9°F / 71.3°F1.28 in rain
September92.8°F / 64.9°F0.88 in rain
October82.8°F / 52.2°F0.72 in rain
November70.1°F / 41.1°F0.52 in rain
December59.7°F / 33.6°F0.85 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket20% of this ZIP code's area
Far from a supermarket11% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Solomon Elementary District59.3% of this ZIP code's land area
Safford Unified District17.5% of this ZIP code's land area
Thatcher Unified District14.6% of this ZIP code's land area
Pima Unified District8.4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability67more vulnerable than 67% of US census tracts
Socioeconomic status48more vulnerable than 48% of US census tracts
Household characteristics66more vulnerable than 66% of US census tracts
Racial and ethnic minority status62more vulnerable than 62% of US census tracts
Housing type and transport80more vulnerable than 80% of US census tracts
Walkability5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

85551 Solomon, AZ2 km away
85552 Thatcher, AZ11.4 km away
85548 Safford, AZ12.3 km away
85531 Central, AZ15.7 km away
85543 Pima, AZ23.2 km away
85535 Eden, AZ29.1 km away
85540 Morenci, AZ36.9 km away
85534 Duncan, AZ38.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Graham County100% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeNot observed in most of the state; the Navajo Nation is the exception
Land area696.5 sq mi
Water area3.86 sq mi
Population density30 people per sq mi
Latitude, longitude32.8295, -109.6266

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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