Postal Codes

63645 ZIP Code

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ZIP code 63645 covers Fredericktown, Missouri, with a population of about 11,514 and a median household income of $57,862.

Population
11,51432 per square mile
Median age
41.12.4 points above the US average
Median household income
$57,86216% below the Missouri median
Poverty rate
13.3%0.9 points above the US average
Typical home value
$175,225up 31.7% in five years
Median rent
$82217% below the Missouri median
Degree or higher
16.5%18.5 points below the US average
Homeownership
74.8%9.8 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
227

Where 63645 is

Fredericktown, Missouri — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population11,514
Median age41.1
Family households74.7%
Born outside the US1.5%
Speaks a language other than English at home3.6%
White (non-Hispanic)92.6%
Black (non-Hispanic)0.4%
Asian (non-Hispanic)0.4%
Hispanic or Latino2.9%
Veterans8.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$57,862
Income per person$30,546
Poverty rate13.3%
Households on SNAP or cash assistance17.7%

Household income distribution

Under $10k2.8%
$10–15k5.4%
$15–20k5.6%
$20–25k4.2%
$25–30k5.2%
$30–35k5.2%
$35–40k7.9%
$40–45k2.1%
$45–50k4.2%
$50–60k8.9%
$60–75k10.5%
$75–100k14.1%
$100–125k8.7%
$125–150k4.0%
$150–200k5.6%
$200k or more5.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed4,890
Mean adjusted gross income$55,519
Returns declaring $200,000 or more1.8%
Returns, under $25k32.9%
Returns, $25k–$50k29.0%
Returns, $50k–$75k15.7%
Returns, $75k–$100k10.0%
Returns, $100k–$200k10.4%
Returns, $200k or more1.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$151,200
Median gross rent$822
Rent as a share of household income25%
Owner-occupied74.8%
Vacant homes19.8%
Median year built1977

What the homes are

Detached house74.4%
Attached house2.2%
2 to 4 units5.6%
5 to 19 units4.1%
20 or more units0.8%
Mobile home12.9%
Boat, RV or van0%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$175,225as of 2026-07
Typical home value, 1 yearup 4.8%
Typical home value, 5 yearsup 31.7%
Typical home value, 10 yearsup 88.7%
Typical home value since 2000
201520202026$175,225$89,529

$89,529 in 2015 to $175,225 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.6%
Bachelor's degree or higher16.5%
High school diploma or higher87.7%
Works from home9.1%
Drives to work alone73.7%
Takes public transport0.7%
Commutes 45 minutes or more16.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37.6% 4.2 pts above the national average of 33.4%
Diagnosed diabetes13.3% 1.3 pts above the national average of 12%
Currently smokes19.3% 6.1 pts above the national average of 13.2%
High blood pressure38.8% 4.7 pts above the national average of 34.1%
Fair or poor general health23.5% 3.2 pts above the national average of 20.3%
No health insurance (18–64)9.6% 1.7 pts below the national average of 11.3%
Depression25.8% 3.9 pts above the national average of 21.9%
No leisure-time physical activity32.3% 6.9 pts above the national average of 25.4%
Arthritis32.3% 7.2 pts above the national average of 25.1%
Binge drinking15.5% 0.5 pts below the national average of 16%
Taking blood pressure medication78.6% 3.9 pts above the national average of 74.7%
Cancer (non-skin)9.6% 1.9 pts above the national average of 7.7%
Current asthma10.9% 0.5 pts above the national average of 10.4%
Coronary heart disease8.1% 1.9 pts above the national average of 6.2%
Routine check-up in past year78% 1.3 pts above the national average of 76.7%
Cholesterol screening83.7% 2.2 pts below the national average of 85.9%
Cognitive disability19.1% 4.3 pts above the national average of 14.8%
Colorectal screening64.4% same as the national average of 64.3%
COPD10.1% 3.5 pts above the national average of 6.6%
Visited a dentist58.8% 2.5 pts below the national average of 61.3%
Any disability40.4% 9.7 pts above the national average of 30.7%
Lacks emotional support19.9% 4.9 pts below the national average of 24.8%
Food insecurity14.4% 2.7 pts below the national average of 17.1%
Received food stamps11.6% 2.7 pts below the national average of 14.3%
Hearing disability9.9% 3.2 pts above the national average of 6.7%
High cholesterol39% 2.8 pts above the national average of 36.2%
Housing insecurity11.8% 2 pts below the national average of 13.8%
Independent living disability10.5% 2.1 pts above the national average of 8.4%
Lacks transport8.6% 0.6 pts below the national average of 9.2%
Loneliness31.3% 3.1 pts below the national average of 34.4%
Mammography use74.1% 1.8 pts below the national average of 75.9%
Poor mental health (14+ days)18.4% 1.6 pts above the national average of 16.8%
Mobility disability18.7% 4.7 pts above the national average of 14%
Poor physical health (14+ days)16.4% 2.9 pts above the national average of 13.5%
Self-care disability4.5% 0.5 pts above the national average of 4%
Utility shut-off threat8.6% same as the national average of 8.8%
Sleeps under 7 hours37.7% 1.3 pts above the national average of 36.4%
Stroke4.2% 0.8 pts above the national average of 3.4%
All natural teeth lost18.8% 5.8 pts above the national average of 13%
Vision disability5.8% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments227
People employed3,167
Annual payroll$121,731,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 91.7% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 7 census tracts this ZIP code covers
Expected annual loss90.4 out of 100
Community resilience40.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Heat wave96.9Very High at its worst in this ZIP code
Strong wind96.1Very High at its worst in this ZIP code
Cold wave95.4Very High at its worst in this ZIP code
Winter weather93.8Relatively High at its worst in this ZIP code
River flooding92.3Very High at its worst in this ZIP code
Landslide90.6Relatively Moderate at its worst in this ZIP code
Tornado88Relatively High at its worst in this ZIP code
Earthquake84Relatively High at its worst in this ZIP code
Lightning81.6Relatively High at its worst in this ZIP code
Wildfire79.7Relatively Low at its worst in this ZIP code
Drought78.3Relatively Low at its worst in this ZIP code
Hail76.7Relatively Moderate at its worst in this ZIP code
Ice storm71.4Relatively Moderate at its worst in this ZIP code
Hurricane47.1Very Low at its worst in this ZIP code
Compared with Missouri and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMissouriUnited States
Median household income$57,862$68,920$78,538
Income per person$30,546$38,497$43,289
Poverty rate13.3%12.6%12.4%
Median home value$151,200$215,600$303,400
Median gross rent$822$996$1,348
Homeownership74.8%67.9%65%
Bachelor's degree or higher16.5%31.9%35%
Unemployment rate6.6%4.1%5.2%
Works from home9.1%11.6%13.5%
Born outside the US1.5%4.4%13.9%
Median age41.138.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationFREDERICKTOWN, MO US9.6 km away
Rain in a year46 in
Snow in a year9 in

Average high and low by month

January41.6°F / 20.8°F2.96 in rain, 2.8 in snow
February46.9°F / 23.7°F2.78 in rain, 3.2 in snow
March56.8°F / 31.9°F3.82 in rain, 1 in snow
April68.1°F / 41.6°F5.27 in rain
May76.1°F / 51.9°F5.32 in rain
June84.1°F / 60.5°F3.56 in rain
July87.9°F / 64.6°F4.01 in rain
August87°F / 62.2°F3.9 in rain
September80.1°F / 53.8°F3.47 in rain
October69°F / 41.6°F3.29 in rain, 0.1 in snow
November56°F / 32.4°F4.6 in rain, 0.3 in snow
December45.1°F / 24.4°F3.32 in rain, 1.9 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket45% of this ZIP code's area
Far from a supermarket2% of this ZIP code's area
No vehicle and far from a supermarket2% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Fredericktown R-I School District74.7% of this ZIP code's land area
Farmington R-VII School District11% of this ZIP code's land area
Marquand-Zion R-VI School District10.5% of this ZIP code's land area
Arcadia Valley R-II School District3.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability54more vulnerable than 54% of US census tracts
Socioeconomic status54more vulnerable than 54% of US census tracts
Household characteristics67more vulnerable than 67% of US census tracts
Racial and ethnic minority status4more vulnerable than 4% of US census tracts
Housing type and transport61more vulnerable than 61% of US census tracts
Walkability3.9 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

63655 Marquand, MO15.9 km away
63651 Knob Lick, MO20.7 km away
63632 Cascade, MO22.1 km away
63621 Arcadia, MO23.8 km away
63662 Patton, MO25.3 km away
63650 Ironton, MO27 km away
63637 Doe Run, MO30.6 km away
63934 Clubb, MO30.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Madison County87.4% of this ZIP code's land area
St. Francois County8.3% of this ZIP code's land area
Ste. Genevieve County4.3% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area359.29 sq mi
Water area2.5 sq mi
Population density32 people per sq mi
Latitude, longitude37.4906, -90.3362

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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