Postal Codes

63040 ZIP Code

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ZIP code 63040 covers Grover, Missouri, with a population of about 8,826 and a median household income of $130,139.

Population
8,8261,999 per square mile
Median age
42.33.6 points above the US average
Median household income
$130,1391.9× the Missouri median
Poverty rate
2.7%9.7 points below the US average
Typical home value
$485,894up 25.4% in five years
Median rent
$1,5041.5× the Missouri median
Degree or higher
63.7%28.7 points above the US average
Homeownership
88.3%23.3 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
210

Where 63040 is

Grover, Missouri — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population8,826
Median age42.3
Family households74.6%
Born outside the US6.3%
Speaks a language other than English at home11.1%
White (non-Hispanic)78.4%
Black (non-Hispanic)0.3%
Asian (non-Hispanic)5.3%
Hispanic or Latino7.3%
Veterans5.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$130,139
Income per person$60,840
Poverty rate2.7%
Households on SNAP or cash assistance1.1%

Household income distribution

Under $10k2.5%
$10–15k0.4%
$15–20k0.9%
$20–25k2.1%
$25–30k1.6%
$30–35k1.3%
$35–40k2.6%
$40–45k0.7%
$45–50k1.3%
$50–60k5.3%
$60–75k6.3%
$75–100k10.7%
$100–125k12.4%
$125–150k8.6%
$150–200k17.8%
$200k or more25.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed4,360
Mean adjusted gross income$132,135
Returns declaring $200,000 or more19.3%
Returns, under $25k20.9%
Returns, $25k–$50k12.4%
Returns, $50k–$75k10.6%
Returns, $75k–$100k8.9%
Returns, $100k–$200k28.0%
Returns, $200k or more19.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$408,800
Median gross rent$1,504
Rent as a share of household income31.5%
Owner-occupied88.3%
Vacant homes1.5%
Median year built1994

What the homes are

Detached house79.2%
Attached house5.7%
2 to 4 units1%
5 to 19 units12.2%
20 or more units2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$485,894as of 2026-07
Typical home value, 1 yearup 1.7%
Typical home value, 5 yearsup 25.4%
Typical home value, 10 yearsup 56.6%
Typical home value since 2000
200020132026$485,894$211,597

$211,597 in 2000 to $485,894 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.8%
Bachelor's degree or higher63.7%
High school diploma or higher99.6%
Works from home19%
Drives to work alone76.1%
Takes public transport0%
Commutes 45 minutes or more15.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity26.9% 6.5 pts below the national average of 33.4%
Diagnosed diabetes8.5% 3.5 pts below the national average of 12%
Currently smokes9.7% 3.5 pts below the national average of 13.2%
High blood pressure30.8% 3.3 pts below the national average of 34.1%
Fair or poor general health12.2% 8.1 pts below the national average of 20.3%
No health insurance (18–64)4.2% 7.1 pts below the national average of 11.3%
Depression23.3% 1.4 pts above the national average of 21.9%
No leisure-time physical activity18% 7.4 pts below the national average of 25.4%
Arthritis25.4% same as the national average of 25.1%
Binge drinking18.8% 2.8 pts above the national average of 16%
Taking blood pressure medication77.7% 3 pts above the national average of 74.7%
Cancer (non-skin)8.9% 1.2 pts above the national average of 7.7%
Current asthma9.8% 0.6 pts below the national average of 10.4%
Coronary heart disease4.6% 1.6 pts below the national average of 6.2%
Routine check-up in past year78.8% 2.1 pts above the national average of 76.7%
Cholesterol screening88.9% 3 pts above the national average of 85.9%
Cognitive disability11.4% 3.4 pts below the national average of 14.8%
Colorectal screening71% 6.7 pts above the national average of 64.3%
COPD4.6% 2 pts below the national average of 6.6%
Visited a dentist74.9% 13.6 pts above the national average of 61.3%
Any disability25.4% 5.3 pts below the national average of 30.7%
Lacks emotional support16.3% 8.5 pts below the national average of 24.8%
Food insecurity5.7% 11.4 pts below the national average of 17.1%
Received food stamps3.6% 10.7 pts below the national average of 14.3%
Hearing disability5.8% 0.9 pts below the national average of 6.7%
High cholesterol36.2% same as the national average of 36.2%
Housing insecurity6.3% 7.5 pts below the national average of 13.8%
Independent living disability5.5% 2.9 pts below the national average of 8.4%
Lacks transport4.4% 4.8 pts below the national average of 9.2%
Loneliness29.4% 5 pts below the national average of 34.4%
Mammography use77.5% 1.6 pts above the national average of 75.9%
Poor mental health (14+ days)14% 2.8 pts below the national average of 16.8%
Mobility disability9.5% 4.5 pts below the national average of 14%
Poor physical health (14+ days)10.3% 3.2 pts below the national average of 13.5%
Self-care disability2.2% 1.8 pts below the national average of 4%
Utility shut-off threat4.6% 4.2 pts below the national average of 8.8%
Sleeps under 7 hours28.4% 8 pts below the national average of 36.4%
Stroke2.3% 1.1 pts below the national average of 3.4%
All natural teeth lost6.2% 6.8 pts below the national average of 13%
Vision disability2.7% 2.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments210
People employed2,089
Annual payroll$79,213,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 73.9% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss89.1 out of 100
Community resilience71.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Heat wave98.6Very High at its worst in this ZIP code
Hail94.5Relatively High at its worst in this ZIP code
Landslide91.5Relatively High at its worst in this ZIP code
Earthquake79.7Relatively Moderate at its worst in this ZIP code
Ice storm79.4Relatively Moderate at its worst in this ZIP code
Cold wave75.8Relatively High at its worst in this ZIP code
Winter weather69.4Relatively Moderate at its worst in this ZIP code
Lightning67.9Relatively Moderate at its worst in this ZIP code
Wildfire64.1Relatively Low at its worst in this ZIP code
River flooding58.6Relatively High at its worst in this ZIP code
Tornado58.2Relatively Moderate at its worst in this ZIP code
Strong wind29.9Relatively Low at its worst in this ZIP code
Hurricane23.9Very Low at its worst in this ZIP code
Drought4.4Very Low at its worst in this ZIP code
Compared with Missouri and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMissouriUnited States
Median household income$130,139$68,920$78,538
Income per person$60,840$38,497$43,289
Poverty rate2.7%12.6%12.4%
Median home value$408,800$215,600$303,400
Median gross rent$1,504$996$1,348
Homeownership88.3%67.9%65%
Bachelor's degree or higher63.7%31.9%35%
Unemployment rate4.8%4.1%5.2%
Works from home19%11.6%13.5%
Born outside the US6.3%4.4%13.9%
Median age42.338.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationST LOUIS SPRT OF S L AP, MO US10.3 km away
Rain in a year40 in

Average high and low by month

January41°F / 22°F2.38 in rain
February46.5°F / 25.8°F1.98 in rain
March57.4°F / 34.4°F3.48 in rain
April68.4°F / 44.3°F4.58 in rain
May77.2°F / 54.9°F4.56 in rain
June85.7°F / 63.9°F4.31 in rain
July89.5°F / 68°F3.3 in rain
August88.1°F / 65.7°F3.44 in rain
September80.9°F / 56.5°F3.02 in rain
October69.5°F / 45.1°F3.1 in rain
November56.2°F / 34.4°F3.28 in rain
December45.1°F / 26.4°F2.32 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket72% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Rockwood R-VI School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability6more vulnerable than 6% of US census tracts
Socioeconomic status7more vulnerable than 7% of US census tracts
Household characteristics26more vulnerable than 26% of US census tracts
Racial and ethnic minority status32more vulnerable than 32% of US census tracts
Housing type and transport9more vulnerable than 9% of US census tracts
Walkability8.3 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

63038 Glencoe, MO3.7 km away
63025 Eureka, MO6 km away
63005 Chesterfield, MO7.4 km away
63011 Ballwin, MO7.8 km away
63022 Ballwin, MO8 km away
63024 Ballwin, MO8 km away
63021 Ballwin, MO9.2 km away
63006 Chesterfield, MO11.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

St. Louis County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area4.42 sq mi
Water area0.04 sq mi
Population density1,999 people per sq mi
Latitude, longitude38.5667, -90.6310

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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