Postal Codes

63005 ZIP Code

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ZIP code 63005 covers Chesterfield, Missouri, with a population of about 19,679 and a median household income of $202,232.

Population
19,679539 per square mile
Median age
45.97.2 points above the US average
Median household income
$202,2322.9× the Missouri median
Poverty rate
2%10.4 points below the US average
Typical home value
$862,089up 27.1% in five years
Median rent
$1,5701.6× the Missouri median
Degree or higher
81%46 points above the US average
Homeownership
90.1%25.1 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
1,195

Where 63005 is

Chesterfield, Missouri — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population19,679
Median age45.9
Family households84.9%
Born outside the US14.8%
Speaks a language other than English at home16.6%
White (non-Hispanic)73.2%
Black (non-Hispanic)1.6%
Asian (non-Hispanic)12.4%
Hispanic or Latino4.1%
Veterans3.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$202,232
Income per person$103,129
Poverty rate2%
Households on SNAP or cash assistance0.6%

Household income distribution

Under $10k1.1%
$10–15k1.4%
$15–20k0.4%
$20–25k0.0%
$25–30k1.2%
$30–35k1.4%
$35–40k0.4%
$40–45k2.2%
$45–50k1.0%
$50–60k1.9%
$60–75k1.4%
$75–100k6.8%
$100–125k6.1%
$125–150k8.6%
$150–200k16.0%
$200k or more50.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed9,060
Mean adjusted gross income$315,912
Returns declaring $200,000 or more41.9%
Returns, under $25k18.1%
Returns, $25k–$50k8.6%
Returns, $50k–$75k6.6%
Returns, $75k–$100k5.4%
Returns, $100k–$200k19.3%
Returns, $200k or more41.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$671,300
Median gross rent$1,570
Rent as a share of household income22%
Owner-occupied90.1%
Vacant homes1.1%
Median year built1992

What the homes are

Detached house89.1%
Attached house4%
2 to 4 units0.3%
5 to 19 units4.9%
20 or more units1.6%
Mobile home0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$862,089as of 2026-07
Typical home value, 1 yearup 2.8%
Typical home value, 5 yearsup 27.1%
Typical home value, 10 yearsup 50.9%
Typical home value since 2000
200020132026$862,089$404,975

$404,975 in 2000 to $862,089 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.1%
Bachelor's degree or higher81%
High school diploma or higher98.5%
Works from home25.1%
Drives to work alone68.4%
Takes public transport0%
Commutes 45 minutes or more8.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity25% 8.4 pts below the national average of 33.4%
Diagnosed diabetes8.9% 3.1 pts below the national average of 12%
Currently smokes8.5% 4.7 pts below the national average of 13.2%
High blood pressure31.6% 2.5 pts below the national average of 34.1%
Fair or poor general health11.8% 8.5 pts below the national average of 20.3%
No health insurance (18–64)4.1% 7.2 pts below the national average of 11.3%
Depression21.1% 0.8 pts below the national average of 21.9%
No leisure-time physical activity17.9% 7.5 pts below the national average of 25.4%
Arthritis25.3% same as the national average of 25.1%
Binge drinking17.3% 1.3 pts above the national average of 16%
Taking blood pressure medication79.2% 4.5 pts above the national average of 74.7%
Cancer (non-skin)9.2% 1.5 pts above the national average of 7.7%
Current asthma9.2% 1.2 pts below the national average of 10.4%
Coronary heart disease4.9% 1.3 pts below the national average of 6.2%
Routine check-up in past year79.7% 3 pts above the national average of 76.7%
Cholesterol screening89.5% 3.6 pts above the national average of 85.9%
Cognitive disability10.3% 4.5 pts below the national average of 14.8%
Colorectal screening71.1% 6.8 pts above the national average of 64.3%
COPD4.4% 2.2 pts below the national average of 6.6%
Visited a dentist75% 13.7 pts above the national average of 61.3%
Any disability24.6% 6.1 pts below the national average of 30.7%
Lacks emotional support16.5% 8.3 pts below the national average of 24.8%
Food insecurity5.5% 11.6 pts below the national average of 17.1%
Received food stamps3.2% 11.1 pts below the national average of 14.3%
Hearing disability6.1% 0.6 pts below the national average of 6.7%
High cholesterol37.5% 1.3 pts above the national average of 36.2%
Housing insecurity5.6% 8.2 pts below the national average of 13.8%
Independent living disability5% 3.4 pts below the national average of 8.4%
Lacks transport4% 5.2 pts below the national average of 9.2%
Loneliness28.9% 5.5 pts below the national average of 34.4%
Mammography use80.3% 4.4 pts above the national average of 75.9%
Poor mental health (14+ days)12.5% 4.3 pts below the national average of 16.8%
Mobility disability9.3% 4.7 pts below the national average of 14%
Poor physical health (14+ days)9.8% 3.7 pts below the national average of 13.5%
Self-care disability2.1% 1.9 pts below the national average of 4%
Utility shut-off threat4% 4.8 pts below the national average of 8.8%
Sleeps under 7 hours28.1% 8.3 pts below the national average of 36.4%
Stroke2.4% 1 pts below the national average of 3.4%
All natural teeth lost5.2% 7.8 pts below the national average of 13%
Vision disability2.7% 2.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,195
People employed28,516
Annual payroll$1,414,002,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 88.4% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 7 census tracts this ZIP code covers
Expected annual loss93.4 out of 100
Community resilience71.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Heat wave98.2Very High at its worst in this ZIP code
Landslide97.4Relatively High at its worst in this ZIP code
Hail97.2Very High at its worst in this ZIP code
River flooding88.4Very High at its worst in this ZIP code
Ice storm88Relatively High at its worst in this ZIP code
Earthquake84.8Relatively High at its worst in this ZIP code
Winter weather77.8Relatively High at its worst in this ZIP code
Wildfire76.1Relatively Low at its worst in this ZIP code
Cold wave75.4Relatively High at its worst in this ZIP code
Drought73.1Relatively Low at its worst in this ZIP code
Lightning69.9Relatively High at its worst in this ZIP code
Tornado66.6Relatively High at its worst in this ZIP code
Strong wind32.1Relatively High at its worst in this ZIP code
Hurricane28Very Low at its worst in this ZIP code
Compared with Missouri and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMissouriUnited States
Median household income$202,232$68,920$78,538
Income per person$103,129$38,497$43,289
Poverty rate2%12.6%12.4%
Median home value$671,300$215,600$303,400
Median gross rent$1,570$996$1,348
Homeownership90.1%67.9%65%
Bachelor's degree or higher81%31.9%35%
Unemployment rate3.1%4.1%5.2%
Works from home25.1%11.6%13.5%
Born outside the US14.8%4.4%13.9%
Median age45.938.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationST LOUIS SPRT OF S L AP, MO US4.6 km away
Rain in a year40 in

Average high and low by month

January41°F / 22°F2.38 in rain
February46.5°F / 25.8°F1.98 in rain
March57.4°F / 34.4°F3.48 in rain
April68.4°F / 44.3°F4.58 in rain
May77.2°F / 54.9°F4.56 in rain
June85.7°F / 63.9°F4.31 in rain
July89.5°F / 68°F3.3 in rain
August88.1°F / 65.7°F3.44 in rain
September80.9°F / 56.5°F3.02 in rain
October69.5°F / 45.1°F3.1 in rain
November56.2°F / 34.4°F3.28 in rain
December45.1°F / 26.4°F2.32 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket56% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Rockwood R-VI School District97.4% of this ZIP code's land area
Washington School District2.5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability8more vulnerable than 8% of US census tracts
Socioeconomic status5more vulnerable than 5% of US census tracts
Household characteristics36more vulnerable than 36% of US census tracts
Racial and ethnic minority status30more vulnerable than 30% of US census tracts
Housing type and transport12more vulnerable than 12% of US census tracts
Walkability7.4 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

63006 Chesterfield, MO4.7 km away
63011 Ballwin, MO5.4 km away
63038 Glencoe, MO6.5 km away
63017 Chesterfield, MO7.1 km away
63022 Ballwin, MO7.2 km away
63024 Ballwin, MO7.2 km away
63040 Grover, MO7.4 km away
63021 Ballwin, MO9.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

St. Louis County97.3% of this ZIP code's land area
Franklin County2.7% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area36.51 sq mi
Water area1.81 sq mi
Population density539 people per sq mi
Latitude, longitude38.6318, -90.6142

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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