Postal Codes

60098 ZIP Code

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ZIP code 60098 covers Woodstock, Illinois, with a population of about 33,307 and a median household income of $92,749.

Population
33,307318 per square mile
Median age
40.31.6 points above the US average
Median household income
$92,7491.1× the Illinois median
Poverty rate
7.3%5.1 points below the US average
Typical home value
$345,844up 35.6% in five years
Median rent
$1,178about the Illinois median
Degree or higher
33.3%1.7 points below the US average
Homeownership
73.3%8.3 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
902

Where 60098 is

Woodstock, Illinois — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population33,307
Median age40.3
Family households68.9%
Born outside the US11.8%
Speaks a language other than English at home21%
White (non-Hispanic)73.3%
Black (non-Hispanic)1.7%
Asian (non-Hispanic)2.1%
Hispanic or Latino20.3%
Veterans5.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$92,749
Income per person$44,580
Poverty rate7.3%
Households on SNAP or cash assistance12.2%

Household income distribution

Under $10k3.9%
$10–15k2.9%
$15–20k1.6%
$20–25k2.5%
$25–30k4.1%
$30–35k2.7%
$35–40k2.5%
$40–45k4.7%
$45–50k1.5%
$50–60k5.7%
$60–75k8.8%
$75–100k15.2%
$100–125k10.3%
$125–150k10.9%
$150–200k11.4%
$200k or more11.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed16,520
Mean adjusted gross income$83,034
Returns declaring $200,000 or more6.4%
Returns, under $25k24.5%
Returns, $25k–$50k23.5%
Returns, $50k–$75k15.8%
Returns, $75k–$100k10.9%
Returns, $100k–$200k18.9%
Returns, $200k or more6.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$257,900
Median gross rent$1,178
Rent as a share of household income32.1%
Owner-occupied73.3%
Vacant homes3.7%
Median year built1984

What the homes are

Detached house66.1%
Attached house11.2%
2 to 4 units7.2%
5 to 19 units11.1%
20 or more units4.3%
Mobile home0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$345,844as of 2026-07
Typical home value, 1 yearup 4%
Typical home value, 5 yearsup 35.6%
Typical home value, 10 yearsup 84.6%
Typical asking rent$1,415as of 2026-07
Typical home value since 2000
200020132026$345,844$160,187

$164,502 in 2000 to $345,844 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.2%
Bachelor's degree or higher33.3%
High school diploma or higher90.9%
Works from home12%
Drives to work alone75.4%
Takes public transport0.7%
Commutes 45 minutes or more21.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity33.3% same as the national average of 33.4%
Diagnosed diabetes11.1% 0.9 pts below the national average of 12%
Currently smokes12.3% 0.9 pts below the national average of 13.2%
High blood pressure34.3% same as the national average of 34.1%
Fair or poor general health18.2% 2.1 pts below the national average of 20.3%
No health insurance (18–64)10% 1.3 pts below the national average of 11.3%
Depression21.9% same as the national average of 21.9%
No leisure-time physical activity22.9% 2.5 pts below the national average of 25.4%
Arthritis26.7% 1.6 pts above the national average of 25.1%
Binge drinking18.3% 2.3 pts above the national average of 16%
Taking blood pressure medication75.1% same as the national average of 74.7%
Cancer (non-skin)8.4% 0.7 pts above the national average of 7.7%
Current asthma9.8% 0.6 pts below the national average of 10.4%
Coronary heart disease5.9% same as the national average of 6.2%
Routine check-up in past year77% same as the national average of 76.7%
Cholesterol screening87.1% 1.2 pts above the national average of 85.9%
Cognitive disability12.8% 2 pts below the national average of 14.8%
Colorectal screening63.5% 0.8 pts below the national average of 64.3%
COPD6.5% same as the national average of 6.6%
Visited a dentist64.4% 3.1 pts above the national average of 61.3%
Any disability28.4% 2.3 pts below the national average of 30.7%
Lacks emotional support23.6% 1.2 pts below the national average of 24.8%
Food insecurity13.6% 3.5 pts below the national average of 17.1%
Received food stamps11.4% 2.9 pts below the national average of 14.3%
Hearing disability6.6% same as the national average of 6.7%
High cholesterol35.7% 0.5 pts below the national average of 36.2%
Housing insecurity11.4% 2.4 pts below the national average of 13.8%
Independent living disability7.4% 1 pts below the national average of 8.4%
Lacks transport7.1% 2.1 pts below the national average of 9.2%
Loneliness32.6% 1.8 pts below the national average of 34.4%
Mammography use72.9% 3 pts below the national average of 75.9%
Poor mental health (14+ days)16% 0.8 pts below the national average of 16.8%
Mobility disability12.5% 1.5 pts below the national average of 14%
Poor physical health (14+ days)12.6% 0.9 pts below the national average of 13.5%
Self-care disability3.3% 0.7 pts below the national average of 4%
Utility shut-off threat6.6% 2.2 pts below the national average of 8.8%
Sleeps under 7 hours31.3% 5.1 pts below the national average of 36.4%
Stroke3.1% same as the national average of 3.4%
All natural teeth lost10.1% 2.9 pts below the national average of 13%
Vision disability4.5% 1.1 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments902
People employed10,201
Annual payroll$568,554,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 59.2% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 14 census tracts this ZIP code covers
Expected annual loss68 out of 100
Community resilience76.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave90Relatively High at its worst in this ZIP code
Drought88.6Relatively Moderate at its worst in this ZIP code
Tornado88.1Very High at its worst in this ZIP code
Landslide80.2Relatively Low at its worst in this ZIP code
Strong wind71.6Relatively Moderate at its worst in this ZIP code
Hail69.8Relatively Moderate at its worst in this ZIP code
River flooding64Relatively High at its worst in this ZIP code
Winter weather62.2Relatively Moderate at its worst in this ZIP code
Wildfire60.2Relatively Low at its worst in this ZIP code
Lightning52.3Relatively Moderate at its worst in this ZIP code
Earthquake45.4Relatively Low at its worst in this ZIP code
Heat wave36.4Relatively Low at its worst in this ZIP code
Ice storm33Relatively Low at its worst in this ZIP code
Hurricane19.2Very Low at its worst in this ZIP code
Compared with Illinois and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIllinoisUnited States
Median household income$92,749$81,702$78,538
Income per person$44,580$45,104$43,289
Poverty rate7.3%11.7%12.4%
Median home value$257,900$250,500$303,400
Median gross rent$1,178$1,227$1,348
Homeownership73.3%66.8%65%
Bachelor's degree or higher33.3%37.2%35%
Unemployment rate4.2%5.8%5.2%
Works from home12%14%13.5%
Born outside the US11.8%14.4%13.9%
Median age40.338.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCRYSTAL LAKE 4NW, IL US7.8 km away
Rain in a year39 in
Snow in a year35 in

Average high and low by month

January31.5°F / 14.2°F1.97 in rain, 10 in snow
February35.2°F / 16.3°F1.84 in rain, 9 in snow
March46.8°F / 26.4°F2.51 in rain, 4.4 in snow
April59.2°F / 36.7°F3.76 in rain, 1.2 in snow
May71.3°F / 47.9°F4.98 in rain
June80.3°F / 58.4°F5.26 in rain
July84°F / 62.5°F3.9 in rain
August82°F / 61.2°F3.81 in rain
September74.4°F / 52.4°F3.54 in rain
October61.9°F / 42.4°F3.2 in rain, 0.2 in snow
November47.5°F / 30.5°F2.48 in rain, 1.6 in snow
December35.5°F / 20.4°F2.1 in rain, 8.7 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket30% of this ZIP code's area
No vehicle and far from a supermarket49% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Woodstock Community Unit School District 20088.4% of this ZIP code's land area
Crystal Lake Community Consolidated School District 473% of this ZIP code's land area
Community High School District 1553% of this ZIP code's land area
Harvard Community Unit School District 501.9% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability27more vulnerable than 27% of US census tracts
Socioeconomic status27more vulnerable than 27% of US census tracts
Household characteristics51more vulnerable than 51% of US census tracts
Racial and ethnic minority status37more vulnerable than 37% of US census tracts
Housing type and transport26more vulnerable than 26% of US census tracts
Walkability6 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

60001 Alden, IL0.7 km away
60039 Crystal Lake, IL0.7 km away
60097 Wonder Lake, IL10.6 km away
60012 Crystal Lake, IL12 km away
60050 Mchenry, IL12.6 km away
60014 Crystal Lake, IL13.7 km away
60180 Union, IL13.9 km away
60072 Ringwood, IL15 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

McHenry County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area104.78 sq mi
Water area0.05 sq mi
Population density318 people per sq mi
Latitude, longitude42.3198, -88.4477

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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