Postal Codes

60012 ZIP Code

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ZIP code 60012 covers Crystal Lake, Illinois, with a population of about 11,929 and a median household income of $147,352.

Population
11,929690 per square mile
Median age
42.23.5 points above the US average
Median household income
$147,3521.8× the Illinois median
Poverty rate
7.3%5.1 points below the US average
Typical home value
$495,699up 38.2% in five years
Degree or higher
56.3%21.3 points above the US average
Homeownership
94.6%29.6 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
272

Where 60012 is

Crystal Lake, Illinois — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population11,929
Median age42.2
Family households82.8%
Born outside the US8.9%
Speaks a language other than English at home14.7%
White (non-Hispanic)83.5%
Black (non-Hispanic)1.1%
Asian (non-Hispanic)5.4%
Hispanic or Latino7.9%
Veterans4.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$147,352
Income per person$65,099
Poverty rate7.3%
Households on SNAP or cash assistance3.1%

Household income distribution

Under $10k2.1%
$10–15k2.2%
$15–20k0.3%
$20–25k0.9%
$25–30k1.6%
$30–35k2.1%
$35–40k0.6%
$40–45k2.4%
$45–50k1.2%
$50–60k2.4%
$60–75k4.0%
$75–100k9.0%
$100–125k11.5%
$125–150k10.7%
$150–200k14.8%
$200k or more34.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed5,690
Mean adjusted gross income$136,833
Returns declaring $200,000 or more18.8%
Returns, under $25k21.4%
Returns, $25k–$50k12.5%
Returns, $50k–$75k10.4%
Returns, $75k–$100k8.8%
Returns, $100k–$200k28.1%
Returns, $200k or more18.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$397,100
Owner-occupied94.6%
Vacant homes7.6%
Median year built1992

What the homes are

Detached house89.3%
Attached house5%
2 to 4 units0.8%
5 to 19 units0.2%
20 or more units1.4%
Mobile home3.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$495,699as of 2026-07
Typical home value, 1 yearup 5.7%
Typical home value, 5 yearsup 38.2%
Typical home value, 10 yearsup 77.9%
Typical home value since 2000
200020132026$495,699$222,805

$222,805 in 2000 to $495,699 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.5%
Bachelor's degree or higher56.3%
High school diploma or higher95.9%
Works from home22.2%
Drives to work alone70.3%
Takes public transport2.3%
Commutes 45 minutes or more25.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity30.9% 2.5 pts below the national average of 33.4%
Diagnosed diabetes10.3% 1.7 pts below the national average of 12%
Currently smokes11% 2.2 pts below the national average of 13.2%
High blood pressure34.4% same as the national average of 34.1%
Fair or poor general health15.2% 5.1 pts below the national average of 20.3%
No health insurance (18–64)5.9% 5.4 pts below the national average of 11.3%
Depression21.9% same as the national average of 21.9%
No leisure-time physical activity19.4% 6 pts below the national average of 25.4%
Arthritis27.8% 2.7 pts above the national average of 25.1%
Binge drinking18.3% 2.3 pts above the national average of 16%
Taking blood pressure medication76.6% 1.9 pts above the national average of 74.7%
Cancer (non-skin)9.5% 1.8 pts above the national average of 7.7%
Current asthma9.8% 0.6 pts below the national average of 10.4%
Coronary heart disease5.8% same as the national average of 6.2%
Routine check-up in past year78.7% 2 pts above the national average of 76.7%
Cholesterol screening89.3% 3.4 pts above the national average of 85.9%
Cognitive disability11% 3.8 pts below the national average of 14.8%
Colorectal screening66.3% 2 pts above the national average of 64.3%
COPD6% 0.6 pts below the national average of 6.6%
Visited a dentist70.2% 8.9 pts above the national average of 61.3%
Any disability25.5% 5.2 pts below the national average of 30.7%
Lacks emotional support21.5% 3.3 pts below the national average of 24.8%
Food insecurity9.1% 8 pts below the national average of 17.1%
Received food stamps7.6% 6.7 pts below the national average of 14.3%
Hearing disability6.4% same as the national average of 6.7%
High cholesterol36.8% 0.6 pts above the national average of 36.2%
Housing insecurity7.9% 5.9 pts below the national average of 13.8%
Independent living disability6.4% 2 pts below the national average of 8.4%
Lacks transport5.2% 4 pts below the national average of 9.2%
Loneliness30.8% 3.6 pts below the national average of 34.4%
Mammography use73.9% 2 pts below the national average of 75.9%
Poor mental health (14+ days)14.8% 2 pts below the national average of 16.8%
Mobility disability11.2% 2.8 pts below the national average of 14%
Poor physical health (14+ days)11.6% 1.9 pts below the national average of 13.5%
Self-care disability2.8% 1.2 pts below the national average of 4%
Utility shut-off threat4.8% 4 pts below the national average of 8.8%
Sleeps under 7 hours29.4% 7 pts below the national average of 36.4%
Stroke2.9% 0.5 pts below the national average of 3.4%
All natural teeth lost7.5% 5.5 pts below the national average of 13%
Vision disability3.5% 2.1 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments272
People employed2,676
Annual payroll$174,608,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 64.8% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 7 census tracts this ZIP code covers
Expected annual loss74.1 out of 100
Community resilience76.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave89.5Relatively High at its worst in this ZIP code
Tornado88.1Very High at its worst in this ZIP code
Drought80.6Relatively Low at its worst in this ZIP code
River flooding76.1Relatively High at its worst in this ZIP code
Landslide71.7Relatively Low at its worst in this ZIP code
Hail69.2Relatively Moderate at its worst in this ZIP code
Strong wind68.5Relatively Moderate at its worst in this ZIP code
Winter weather60.1Relatively Moderate at its worst in this ZIP code
Wildfire56.4Relatively Low at its worst in this ZIP code
Lightning50.3Relatively Moderate at its worst in this ZIP code
Earthquake47.1Relatively Low at its worst in this ZIP code
Heat wave33.9Relatively Low at its worst in this ZIP code
Ice storm31.7Relatively Low at its worst in this ZIP code
Hurricane15.8Very Low at its worst in this ZIP code
Compared with Illinois and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIllinoisUnited States
Median household income$147,352$81,702$78,538
Income per person$65,099$45,104$43,289
Poverty rate7.3%11.7%12.4%
Median home value$397,100$250,500$303,400
Median gross rent$1,227$1,348
Homeownership94.6%66.8%65%
Bachelor's degree or higher56.3%37.2%35%
Unemployment rate4.5%5.8%5.2%
Works from home22.2%14%13.5%
Born outside the US8.9%14.4%13.9%
Median age42.238.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCRYSTAL LAKE 4NW, IL US6.1 km away
Rain in a year39 in
Snow in a year35 in

Average high and low by month

January31.5°F / 14.2°F1.97 in rain, 10 in snow
February35.2°F / 16.3°F1.84 in rain, 9 in snow
March46.8°F / 26.4°F2.51 in rain, 4.4 in snow
April59.2°F / 36.7°F3.76 in rain, 1.2 in snow
May71.3°F / 47.9°F4.98 in rain
June80.3°F / 58.4°F5.26 in rain
July84°F / 62.5°F3.9 in rain
August82°F / 61.2°F3.81 in rain
September74.4°F / 52.4°F3.54 in rain
October61.9°F / 42.4°F3.2 in rain, 0.2 in snow
November47.5°F / 30.5°F2.48 in rain, 1.6 in snow
December35.5°F / 20.4°F2.1 in rain, 8.7 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket30% of this ZIP code's area
No vehicle and far from a supermarket26% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Community High School District 15549.9% of this ZIP code's land area
Crystal Lake Community Consolidated School District 4739.7% of this ZIP code's land area
Prairie Grove Community School District 4610.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability22more vulnerable than 22% of US census tracts
Socioeconomic status22more vulnerable than 22% of US census tracts
Household characteristics30more vulnerable than 30% of US census tracts
Racial and ethnic minority status27more vulnerable than 27% of US census tracts
Housing type and transport33more vulnerable than 33% of US census tracts
Walkability8.2 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

60014 Crystal Lake, IL4 km away
60050 Mchenry, IL7.5 km away
60013 Cary, IL8.3 km away
60156 Lake In The Hills, IL9.4 km away
60042 Island Lake, IL10.6 km away
60102 Algonquin, IL11.4 km away
60021 Fox River Grove, IL11.6 km away
60098 Woodstock, IL12 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

McHenry County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area17.3 sq mi
Water area0.01 sq mi
Population density690 people per sq mi
Latitude, longitude42.2662, -88.3213

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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