Postal Codes

55130 ZIP Code

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ZIP code 55130 covers Saint Paul, Minnesota, with a population of about 18,634 and a median household income of $53,281.

Population
18,6349,229 per square mile
Median age
299.7 points below the US average
Median household income
$53,28139% below the Minnesota median
Poverty rate
28.9%16.5 points above the US average
Typical home value
$254,499up 4.9% in five years
Median rent
$1,1517% below the Minnesota median
Degree or higher
21.1%13.9 points below the US average
Homeownership
43.7%21.3 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
178

Where 55130 is

Saint Paul, Minnesota — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population18,634
Median age29
Family households63.9%
Born outside the US33.2%
Speaks a language other than English at home56%
White (non-Hispanic)18.6%
Black (non-Hispanic)21.6%
Asian (non-Hispanic)46.6%
Hispanic or Latino9.4%
Veterans4.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$53,281
Income per person$22,710
Poverty rate28.9%
Households on SNAP or cash assistance36%

Household income distribution

Under $10k8.6%
$10–15k7.3%
$15–20k2.8%
$20–25k3.0%
$25–30k3.9%
$30–35k7.4%
$35–40k6.4%
$40–45k4.0%
$45–50k3.5%
$50–60k8.3%
$60–75k9.6%
$75–100k11.1%
$100–125k7.7%
$125–150k6.5%
$150–200k6.0%
$200k or more3.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed6,710
Mean adjusted gross income$41,983
Returns declaring $200,000 or more0.6%
Returns, under $25k35.2%
Returns, $25k–$50k36.2%
Returns, $50k–$75k16.2%
Returns, $75k–$100k6.4%
Returns, $100k–$200k5.4%
Returns, $200k or more0.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$220,300
Median gross rent$1,151
Rent as a share of household income33.9%
Owner-occupied43.7%
Vacant homes7.3%
Median year built1959

What the homes are

Detached house42.4%
Attached house10.5%
2 to 4 units16.1%
5 to 19 units10.2%
20 or more units20%
Mobile home0.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$254,499as of 2026-07
Typical home value, 1 yearup 0.5%
Typical home value, 5 yearsup 4.9%
Typical home value, 10 yearsup 72.2%
Typical asking rent$1,126as of 2026-07
Typical asking rent, 1 yearup 3.2%
Typical home value since 2000
200020132026$257,470$82,481

$82,481 in 2000 to $254,499 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.4%
Bachelor's degree or higher21.1%
High school diploma or higher73.3%
Works from home13.2%
Drives to work alone60.3%
Takes public transport3.9%
Commutes 45 minutes or more6.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35% 1.6 pts above the national average of 33.4%
Diagnosed diabetes14.1% 2.1 pts above the national average of 12%
Currently smokes19.5% 6.3 pts above the national average of 13.2%
High blood pressure31.4% 2.7 pts below the national average of 34.1%
Fair or poor general health28.2% 7.9 pts above the national average of 20.3%
No health insurance (18–64)14.3% 3 pts above the national average of 11.3%
Depression24.3% 2.4 pts above the national average of 21.9%
No leisure-time physical activity31.6% 6.2 pts above the national average of 25.4%
Arthritis17.5% 7.6 pts below the national average of 25.1%
Binge drinking12.8% 3.2 pts below the national average of 16%
Taking blood pressure medication70.8% 3.9 pts below the national average of 74.7%
Cancer (non-skin)4.1% 3.6 pts below the national average of 7.7%
Current asthma10.4% same as the national average of 10.4%
Coronary heart disease5.7% 0.5 pts below the national average of 6.2%
Routine check-up in past year71.5% 5.2 pts below the national average of 76.7%
Cholesterol screening76.4% 9.5 pts below the national average of 85.9%
Cognitive disability18.6% 3.8 pts above the national average of 14.8%
Colorectal screening55.6% 8.7 pts below the national average of 64.3%
COPD6.5% same as the national average of 6.6%
Visited a dentist48.6% 12.7 pts below the national average of 61.3%
Any disability34.8% 4.1 pts above the national average of 30.7%
Lacks emotional support34.2% 9.4 pts above the national average of 24.8%
Food insecurity33.6% 16.5 pts above the national average of 17.1%
Received food stamps25.7% 11.4 pts above the national average of 14.3%
Hearing disability5.8% 0.9 pts below the national average of 6.7%
High cholesterol32.1% 4.1 pts below the national average of 36.2%
Housing insecurity21.7% 7.9 pts above the national average of 13.8%
Independent living disability11.2% 2.8 pts above the national average of 8.4%
Lacks transport17.2% 8 pts above the national average of 9.2%
Loneliness43.6% 9.2 pts above the national average of 34.4%
Mammography use71.7% 4.2 pts below the national average of 75.9%
Poor mental health (14+ days)19.2% 2.4 pts above the national average of 16.8%
Mobility disability15.2% 1.2 pts above the national average of 14%
Poor physical health (14+ days)14.5% 1 pts above the national average of 13.5%
Self-care disability5.4% 1.4 pts above the national average of 4%
Utility shut-off threat13.7% 4.9 pts above the national average of 8.8%
Sleeps under 7 hours36% same as the national average of 36.4%
Stroke3.5% same as the national average of 3.4%
All natural teeth lost18.7% 5.7 pts above the national average of 13%
Vision disability7.9% 2.3 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments178
People employed2,683
Annual payroll$157,729,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 41.4% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 7 census tracts this ZIP code covers
Expected annual loss35.5 out of 100
Community resilience89.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide95.6Relatively Moderate at its worst in this ZIP code
Cold wave90.4Relatively High at its worst in this ZIP code
Hail84.9Relatively High at its worst in this ZIP code
Heat wave83.7Relatively High at its worst in this ZIP code
Tornado82.8Relatively High at its worst in this ZIP code
Winter weather59.5Relatively Moderate at its worst in this ZIP code
Strong wind47.9Relatively Moderate at its worst in this ZIP code
Wildfire30.8Very Low at its worst in this ZIP code
Lightning27.4Relatively Low at its worst in this ZIP code
River flooding21.5Relatively Moderate at its worst in this ZIP code
Ice storm11.5Very Low at its worst in this ZIP code
Earthquake1.6Very Low at its worst in this ZIP code
Compared with Minnesota and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMinnesotaUnited States
Median household income$53,281$87,556$78,538
Income per person$22,710$46,957$43,289
Poverty rate28.9%9.2%12.4%
Median home value$220,300$305,500$303,400
Median gross rent$1,151$1,235$1,348
Homeownership43.7%72.4%65%
Bachelor's degree or higher21.1%38.8%35%
Unemployment rate4.4%3.9%5.2%
Works from home13.2%15.8%13.5%
Born outside the US33.2%8.6%13.9%
Median age2938.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationST PAUL DOWNTOWN AP, MN US5 km away
Rain in a year29 in

Average high and low by month

January23.9°F / 8.6°F0.48 in rain
February28.7°F / 12.9°F0.52 in rain
March41.7°F / 24.6°F1.43 in rain
April56.8°F / 37.2°F2.58 in rain
May68.9°F / 48.9°F3.97 in rain
June78.5°F / 59.2°F4.63 in rain
July82.6°F / 64°F3.97 in rain
August80.4°F / 61.7°F4.1 in rain
September72.4°F / 53.4°F3.08 in rain
October58°F / 40°F2.47 in rain
November42.1°F / 27.1°F1.32 in rain
December28.6°F / 14.8°F0.65 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket36% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

St. Paul Public School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability89more vulnerable than 89% of US census tracts
Socioeconomic status83more vulnerable than 83% of US census tracts
Household characteristics84more vulnerable than 84% of US census tracts
Racial and ethnic minority status82more vulnerable than 82% of US census tracts
Housing type and transport80more vulnerable than 80% of US census tracts
Walkability13.7 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

55131 Saint Paul, MN0 km away
55101 Saint Paul, MN2.5 km away
55155 Saint Paul, MN2.5 km away
55106 Saint Paul, MN2.7 km away
55164 Saint Paul, MN2.7 km away
55117 Saint Paul, MN3.2 km away
55145 Saint Paul, MN3.3 km away
55170 Saint Paul, MN3.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Ramsey County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area2.02 sq mi
Population density9,229 people per sq mi
Latitude, longitude44.9730, -93.0827

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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