Postal Codes

55106 ZIP Code

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ZIP code 55106 covers Saint Paul, Minnesota, with a population of about 56,969 and a median household income of $68,601.

Population
56,9696,047 per square mile
Median age
32.16.6 points below the US average
Median household income
$68,60122% below the Minnesota median
Poverty rate
17%4.6 points above the US average
Typical home value
$264,268up 6.5% in five years
Median rent
$1,230about the Minnesota median
Degree or higher
23.3%11.7 points below the US average
Homeownership
60.3%4.7 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
628

Where 55106 is

Saint Paul, Minnesota — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population56,969
Median age32.1
Family households63.6%
Born outside the US25.1%
Speaks a language other than English at home40.9%
White (non-Hispanic)31.6%
Black (non-Hispanic)15.4%
Asian (non-Hispanic)34%
Hispanic or Latino11.2%
Veterans3.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$68,601
Income per person$28,049
Poverty rate17%
Households on SNAP or cash assistance23.5%

Household income distribution

Under $10k5.0%
$10–15k4.1%
$15–20k3.1%
$20–25k3.7%
$25–30k3.3%
$30–35k4.4%
$35–40k4.0%
$40–45k4.2%
$45–50k3.7%
$50–60k7.8%
$60–75k14.0%
$75–100k13.4%
$100–125k8.4%
$125–150k7.1%
$150–200k9.3%
$200k or more4.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed25,300
Mean adjusted gross income$47,850
Returns declaring $200,000 or more0.9%
Returns, under $25k30.4%
Returns, $25k–$50k34.0%
Returns, $50k–$75k19.1%
Returns, $75k–$100k7.7%
Returns, $100k–$200k8.0%
Returns, $200k or more0.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$233,000
Median gross rent$1,230
Rent as a share of household income30.7%
Owner-occupied60.3%
Vacant homes4.2%
Median year built1955

What the homes are

Detached house63.1%
Attached house4.1%
2 to 4 units11.1%
5 to 19 units9.9%
20 or more units11.3%
Mobile home0.3%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$264,268as of 2026-07
Typical home value, 1 yearup 0.4%
Typical home value, 5 yearsup 6.5%
Typical home value, 10 yearsup 70.3%
Typical asking rent$1,319as of 2026-07
Typical asking rent, 1 yearup 4.3%
Typical asking rent, 5 yearsup 30.1%
Typical asking rent, 10 yearsup 65%
Typical home value since 2000
200020132026$265,764$85,108

$85,108 in 2000 to $264,268 in 2026.

Typical asking rent
201620212026$1,319$799

$799 in 2016 to $1,319 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.6%
Bachelor's degree or higher23.3%
High school diploma or higher82.3%
Works from home13.1%
Drives to work alone60.3%
Takes public transport6.3%
Commutes 45 minutes or more12.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity32.8% 0.6 pts below the national average of 33.4%
Diagnosed diabetes12% same as the national average of 12%
Currently smokes17.3% 4.1 pts above the national average of 13.2%
High blood pressure29.1% 5 pts below the national average of 34.1%
Fair or poor general health24.2% 3.9 pts above the national average of 20.3%
No health insurance (18–64)12.5% 1.2 pts above the national average of 11.3%
Depression24.7% 2.8 pts above the national average of 21.9%
No leisure-time physical activity27.8% 2.4 pts above the national average of 25.4%
Arthritis17.5% 7.6 pts below the national average of 25.1%
Binge drinking14% 2 pts below the national average of 16%
Taking blood pressure medication70.7% 4 pts below the national average of 74.7%
Cancer (non-skin)4.9% 2.8 pts below the national average of 7.7%
Current asthma10.1% same as the national average of 10.4%
Coronary heart disease5.3% 0.9 pts below the national average of 6.2%
Routine check-up in past year71.2% 5.5 pts below the national average of 76.7%
Cholesterol screening78.1% 7.8 pts below the national average of 85.9%
Cognitive disability16.9% 2.1 pts above the national average of 14.8%
Colorectal screening58% 6.3 pts below the national average of 64.3%
COPD5.8% 0.8 pts below the national average of 6.6%
Visited a dentist53.7% 7.6 pts below the national average of 61.3%
Any disability32.1% 1.4 pts above the national average of 30.7%
Lacks emotional support32.4% 7.6 pts above the national average of 24.8%
Food insecurity26.5% 9.4 pts above the national average of 17.1%
Received food stamps18.5% 4.2 pts above the national average of 14.3%
Hearing disability5.8% 0.9 pts below the national average of 6.7%
High cholesterol31.8% 4.4 pts below the national average of 36.2%
Housing insecurity17.6% 3.8 pts above the national average of 13.8%
Independent living disability9.6% 1.2 pts above the national average of 8.4%
Lacks transport13.7% 4.5 pts above the national average of 9.2%
Loneliness42.5% 8.1 pts above the national average of 34.4%
Mammography use73.2% 2.7 pts below the national average of 75.9%
Poor mental health (14+ days)18.4% 1.6 pts above the national average of 16.8%
Mobility disability13.4% 0.6 pts below the national average of 14%
Poor physical health (14+ days)13.4% same as the national average of 13.5%
Self-care disability4.3% same as the national average of 4%
Utility shut-off threat10.5% 1.7 pts above the national average of 8.8%
Sleeps under 7 hours33.8% 2.6 pts below the national average of 36.4%
Stroke3.1% same as the national average of 3.4%
All natural teeth lost15.5% 2.5 pts above the national average of 13%
Vision disability6.3% 0.7 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments628
People employed8,768
Annual payroll$333,265,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 33% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 19 census tracts this ZIP code covers
Expected annual loss33.8 out of 100
Community resilience89.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide86.1Relatively Moderate at its worst in this ZIP code
Hail79.6Relatively High at its worst in this ZIP code
Cold wave76.3Very High at its worst in this ZIP code
Tornado72Relatively High at its worst in this ZIP code
Heat wave67.9Relatively High at its worst in this ZIP code
Winter weather51Relatively Moderate at its worst in this ZIP code
Strong wind38.9Relatively Moderate at its worst in this ZIP code
Wildfire22.7Very Low at its worst in this ZIP code
Lightning22.5Relatively Low at its worst in this ZIP code
River flooding19.6Relatively Low at its worst in this ZIP code
Ice storm8.2Very Low at its worst in this ZIP code
Earthquake1.2Very Low at its worst in this ZIP code
Compared with Minnesota and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMinnesotaUnited States
Median household income$68,601$87,556$78,538
Income per person$28,049$46,957$43,289
Poverty rate17%9.2%12.4%
Median home value$233,000$305,500$303,400
Median gross rent$1,230$1,235$1,348
Homeownership60.3%72.4%65%
Bachelor's degree or higher23.3%38.8%35%
Unemployment rate5.6%3.9%5.2%
Works from home13.1%15.8%13.5%
Born outside the US25.1%8.6%13.9%
Median age32.138.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationST PAUL, MN US2.9 km away

Average high and low by month

January22.7°F / 8.1°F
February28°F / 11.3°F
March40.6°F / 23.2°F
April55.6°F / 35.9°F
May68.5°F / 48.2°F
June77.8°F / 58.5°F
July82.1°F / 62.9°F
August80°F / 60.8°F
September71.9°F / 52.6°F
October57.3°F / 39.2°F
November41°F / 26.5°F
December28.3°F / 14.5°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket21% of this ZIP code's area
Far from a supermarket21% of this ZIP code's area
No vehicle and far from a supermarket43% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

St. Paul Public School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability85more vulnerable than 85% of US census tracts
Socioeconomic status77more vulnerable than 77% of US census tracts
Household characteristics79more vulnerable than 79% of US census tracts
Racial and ethnic minority status77more vulnerable than 77% of US census tracts
Housing type and transport80more vulnerable than 80% of US census tracts
Walkability11.9 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

55130 Saint Paul, MN2.7 km away
55131 Saint Paul, MN2.7 km away
55101 Saint Paul, MN3.8 km away
55146 Saint Paul, MN3.9 km away
55155 Saint Paul, MN4.1 km away
55119 Saint Paul, MN4.2 km away
55145 Saint Paul, MN4.4 km away
55170 Saint Paul, MN4.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Ramsey County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area9.42 sq mi
Water area1.02 sq mi
Population density6,047 people per sq mi
Latitude, longitude44.9684, -93.0488

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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