Postal Codes

54902 ZIP Code

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ZIP code 54902 covers Oshkosh, Wisconsin, with a population of about 21,982 and a median household income of $64,548.

Population
21,982628 per square mile
Median age
38.8about the US average
Median household income
$64,54815% below the Wisconsin median
Poverty rate
14%1.6 points above the US average
Typical home value
$238,299up 36% in five years
Median rent
$85918% below the Wisconsin median
Degree or higher
27.1%7.9 points below the US average
Homeownership
60.2%4.8 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
513

Where 54902 is

Oshkosh, Wisconsin — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population21,982
Median age38.8
Family households52.9%
Born outside the US2.4%
Speaks a language other than English at home5.5%
White (non-Hispanic)83.7%
Black (non-Hispanic)2.9%
Asian (non-Hispanic)4.2%
Hispanic or Latino3.5%
Veterans6.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$64,548
Income per person$36,261
Poverty rate14%
Households on SNAP or cash assistance9.8%

Household income distribution

Under $10k2.9%
$10–15k2.7%
$15–20k3.5%
$20–25k5.7%
$25–30k7.1%
$30–35k4.2%
$35–40k3.8%
$40–45k4.0%
$45–50k4.5%
$50–60k7.9%
$60–75k12.4%
$75–100k13.3%
$100–125k10.8%
$125–150k8.1%
$150–200k5.9%
$200k or more3.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed11,630
Mean adjusted gross income$62,268
Returns declaring $200,000 or more2.4%
Returns, under $25k24.8%
Returns, $25k–$50k28.8%
Returns, $50k–$75k19.9%
Returns, $75k–$100k11.1%
Returns, $100k–$200k13.1%
Returns, $200k or more2.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$163,900
Median gross rent$859
Rent as a share of household income28.3%
Owner-occupied60.2%
Vacant homes7.3%
Median year built1966

What the homes are

Detached house61.2%
Attached house3.2%
2 to 4 units11.2%
5 to 19 units13.8%
20 or more units8.9%
Mobile home1.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$238,299as of 2026-07
Typical home value, 1 yearup 5.8%
Typical home value, 5 yearsup 36%
Typical home value, 10 yearsup 103.6%
Typical asking rent$1,221as of 2026-07
Typical asking rent, 1 yearup 8.7%
Typical home value since 2000
200920172026$238,299$102,566

$128,679 in 2009 to $238,299 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.7%
Bachelor's degree or higher27.1%
High school diploma or higher94.1%
Works from home8.2%
Drives to work alone81.2%
Takes public transport0.8%
Commutes 45 minutes or more5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity41.1% 7.7 pts above the national average of 33.4%
Diagnosed diabetes12.1% same as the national average of 12%
Currently smokes15.4% 2.2 pts above the national average of 13.2%
High blood pressure34.5% same as the national average of 34.1%
Fair or poor general health19% 1.3 pts below the national average of 20.3%
No health insurance (18–64)8.3% 3 pts below the national average of 11.3%
Depression23.7% 1.8 pts above the national average of 21.9%
No leisure-time physical activity30.1% 4.7 pts above the national average of 25.4%
Arthritis29.4% 4.3 pts above the national average of 25.1%
Binge drinking20.3% 4.3 pts above the national average of 16%
Taking blood pressure medication78.4% 3.7 pts above the national average of 74.7%
Cancer (non-skin)9.1% 1.4 pts above the national average of 7.7%
Current asthma11.2% 0.8 pts above the national average of 10.4%
Coronary heart disease7.1% 0.9 pts above the national average of 6.2%
Routine check-up in past year78.6% 1.9 pts above the national average of 76.7%
Cholesterol screening84.9% 1 pts below the national average of 85.9%
Cognitive disability14% 0.8 pts below the national average of 14.8%
Colorectal screening71.6% 7.3 pts above the national average of 64.3%
COPD7.3% 0.7 pts above the national average of 6.6%
Visited a dentist67.6% 6.3 pts above the national average of 61.3%
Any disability31.3% 0.6 pts above the national average of 30.7%
Lacks emotional support20.4% 4.4 pts below the national average of 24.8%
Food insecurity12.4% 4.7 pts below the national average of 17.1%
Received food stamps13.8% 0.5 pts below the national average of 14.3%
Hearing disability7.7% 1 pts above the national average of 6.7%
High cholesterol35% 1.2 pts below the national average of 36.2%
Housing insecurity10.4% 3.4 pts below the national average of 13.8%
Independent living disability8.8% same as the national average of 8.4%
Lacks transport7.2% 2 pts below the national average of 9.2%
Loneliness29.4% 5 pts below the national average of 34.4%
Mammography use81.1% 5.2 pts above the national average of 75.9%
Poor mental health (14+ days)16.4% same as the national average of 16.8%
Mobility disability15% 1 pts above the national average of 14%
Poor physical health (14+ days)13.5% same as the national average of 13.5%
Self-care disability3.9% same as the national average of 4%
Utility shut-off threat5.8% 3 pts below the national average of 8.8%
Sleeps under 7 hours31.3% 5.1 pts below the national average of 36.4%
Stroke3.6% same as the national average of 3.4%
All natural teeth lost10.9% 2.1 pts below the national average of 13%
Vision disability4.9% 0.7 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments513
People employed9,893
Annual payroll$516,286,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 46.9% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 7 census tracts this ZIP code covers
Expected annual loss71 out of 100
Community resilience96.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hail86.7Relatively Moderate at its worst in this ZIP code
Cold wave86.2Relatively High at its worst in this ZIP code
Strong wind84.8Relatively High at its worst in this ZIP code
Tornado73.2Relatively High at its worst in this ZIP code
Lightning63.8Relatively High at its worst in this ZIP code
Wildfire62Relatively Low at its worst in this ZIP code
Winter weather59.9Relatively Moderate at its worst in this ZIP code
Landslide57.6Very Low at its worst in this ZIP code
River flooding56.9Relatively High at its worst in this ZIP code
Heat wave34.4Relatively Low at its worst in this ZIP code
Ice storm22.8Relatively Low at its worst in this ZIP code
Hurricane22.6Very Low at its worst in this ZIP code
Earthquake10.7Very Low at its worst in this ZIP code
Compared with Wisconsin and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWisconsinUnited States
Median household income$64,548$75,670$78,538
Income per person$36,261$42,019$43,289
Poverty rate14%10.6%12.4%
Median home value$163,900$247,400$303,400
Median gross rent$859$1,045$1,348
Homeownership60.2%67.9%65%
Bachelor's degree or higher27.1%32.8%35%
Unemployment rate1.7%3.3%5.2%
Works from home8.2%11.6%13.5%
Born outside the US2.4%5.1%13.9%
Median age38.840.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationOSHKOSH WITTMAN AP, WI US2.7 km away
Rain in a year31 in

Average high and low by month

January26°F / 11.1°F1.11 in rain
February29.7°F / 13.5°F0.83 in rain
March41.5°F / 24.2°F1.74 in rain
April54.8°F / 35.5°F2.89 in rain
May67.4°F / 46.9°F3.6 in rain
June77.3°F / 57.2°F4.65 in rain
July81.3°F / 61.2°F3.69 in rain
August79.2°F / 59.7°F3.2 in rain
September72°F / 51.3°F3 in rain
October58.5°F / 40.1°F2.76 in rain
November44.1°F / 28.5°F1.82 in rain
December31.7°F / 17.9°F1.27 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket3% of this ZIP code's area
Far from a supermarket17% of this ZIP code's area
No vehicle and far from a supermarket3% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Oshkosh Area School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability13more vulnerable than 13% of US census tracts
Socioeconomic status16more vulnerable than 16% of US census tracts
Household characteristics10more vulnerable than 10% of US census tracts
Racial and ethnic minority status13more vulnerable than 13% of US census tracts
Housing type and transport40more vulnerable than 40% of US census tracts
Walkability7.2 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

54901 Oshkosh, WI3.4 km away
54904 Oshkosh, WI7.6 km away
54985 Winnebago, WI8.5 km away
54903 Oshkosh, WI12.6 km away
54906 Oshkosh, WI12.6 km away
54979 Van Dyne, WI13.5 km away
54927 Butte Des Morts, WI15.8 km away
54964 Pickett, WI18.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Winnebago County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area35.01 sq mi
Water area1.5 sq mi
Population density628 people per sq mi
Latitude, longitude43.9946, -88.5260

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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