Postal Codes

54901 ZIP Code

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ZIP code 54901 covers Oshkosh, Wisconsin, with a population of about 36,999 and a median household income of $61,734.

Population
36,9992,224 per square mile
Median age
30.78 points below the US average
Median household income
$61,73418% below the Wisconsin median
Poverty rate
18.8%6.4 points above the US average
Typical home value
$230,936up 33.9% in five years
Median rent
$93211% below the Wisconsin median
Degree or higher
24.2%10.8 points below the US average
Homeownership
50.4%14.6 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
704

Where 54901 is

Oshkosh, Wisconsin — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population36,999
Median age30.7
Family households47.6%
Born outside the US4.2%
Speaks a language other than English at home7.1%
White (non-Hispanic)80.4%
Black (non-Hispanic)5.6%
Asian (non-Hispanic)3.6%
Hispanic or Latino5.5%
Veterans5.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$61,734
Income per person$30,312
Poverty rate18.8%
Households on SNAP or cash assistance14.4%

Household income distribution

Under $10k5.6%
$10–15k2.8%
$15–20k4.5%
$20–25k4.6%
$25–30k3.9%
$30–35k4.0%
$35–40k4.6%
$40–45k5.2%
$45–50k3.7%
$50–60k9.0%
$60–75k11.4%
$75–100k15.6%
$100–125k10.7%
$125–150k7.3%
$150–200k3.9%
$200k or more3.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed15,410
Mean adjusted gross income$59,079
Returns declaring $200,000 or more2.3%
Returns, under $25k30.8%
Returns, $25k–$50k28.9%
Returns, $50k–$75k17.7%
Returns, $75k–$100k9.5%
Returns, $100k–$200k10.9%
Returns, $200k or more2.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$164,000
Median gross rent$932
Rent as a share of household income25.6%
Owner-occupied50.4%
Vacant homes9.7%
Median year built1958

What the homes are

Detached house57.9%
Attached house3.1%
2 to 4 units15.6%
5 to 19 units12.8%
20 or more units10%
Mobile home0.4%
Boat, RV or van0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$230,936as of 2026-07
Typical home value, 1 yearup 4.7%
Typical home value, 5 yearsup 33.9%
Typical home value, 10 yearsup 100.6%
Typical asking rent$1,177as of 2026-07
Typical asking rent, 1 yearup 2.7%
Typical home value since 2000
200920172026$230,936$98,620

$124,918 in 2009 to $230,936 in 2026.

Typical asking rent
202220242026$1,177$942

$942 in 2022 to $1,177 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.3%
Bachelor's degree or higher24.2%
High school diploma or higher91.9%
Works from home6.5%
Drives to work alone75%
Takes public transport1.3%
Commutes 45 minutes or more5.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity41.4% 8 pts above the national average of 33.4%
Diagnosed diabetes10.1% 1.9 pts below the national average of 12%
Currently smokes16.1% 2.9 pts above the national average of 13.2%
High blood pressure29.7% 4.4 pts below the national average of 34.1%
Fair or poor general health19.8% 0.5 pts below the national average of 20.3%
No health insurance (18–64)9.7% 1.6 pts below the national average of 11.3%
Depression25.4% 3.5 pts above the national average of 21.9%
No leisure-time physical activity30.4% 5 pts above the national average of 25.4%
Arthritis23.1% 2 pts below the national average of 25.1%
Binge drinking22.2% 6.2 pts above the national average of 16%
Taking blood pressure medication71.3% 3.4 pts below the national average of 74.7%
Cancer (non-skin)6.4% 1.3 pts below the national average of 7.7%
Current asthma11.6% 1.2 pts above the national average of 10.4%
Coronary heart disease5.5% 0.7 pts below the national average of 6.2%
Routine check-up in past year75.5% 1.2 pts below the national average of 76.7%
Cholesterol screening78% 7.9 pts below the national average of 85.9%
Cognitive disability17.3% 2.5 pts above the national average of 14.8%
Colorectal screening68.7% 4.4 pts above the national average of 64.3%
COPD6.4% same as the national average of 6.6%
Visited a dentist59.8% 1.5 pts below the national average of 61.3%
Any disability32.2% 1.5 pts above the national average of 30.7%
Lacks emotional support22.3% 2.5 pts below the national average of 24.8%
Food insecurity17.3% same as the national average of 17.1%
Received food stamps19.3% 5 pts above the national average of 14.3%
Hearing disability6.2% 0.5 pts below the national average of 6.7%
High cholesterol30.6% 5.6 pts below the national average of 36.2%
Housing insecurity13.2% 0.6 pts below the national average of 13.8%
Independent living disability10.2% 1.8 pts above the national average of 8.4%
Lacks transport10.5% 1.3 pts above the national average of 9.2%
Loneliness32.5% 1.9 pts below the national average of 34.4%
Mammography use79.7% 3.8 pts above the national average of 75.9%
Poor mental health (14+ days)19.4% 2.6 pts above the national average of 16.8%
Mobility disability12.6% 1.4 pts below the national average of 14%
Poor physical health (14+ days)13% 0.5 pts below the national average of 13.5%
Self-care disability3.7% same as the national average of 4%
Utility shut-off threat7.7% 1.1 pts below the national average of 8.8%
Sleeps under 7 hours34.3% 2.1 pts below the national average of 36.4%
Stroke2.9% 0.5 pts below the national average of 3.4%
All natural teeth lost12.1% 0.9 pts below the national average of 13%
Vision disability5.3% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments704
People employed12,801
Annual payroll$558,949,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 43.3% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 13 census tracts this ZIP code covers
Expected annual loss50.6 out of 100
Community resilience96.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave88.8Relatively High at its worst in this ZIP code
Strong wind84Relatively High at its worst in this ZIP code
Hail83.4Relatively High at its worst in this ZIP code
Tornado73.3Relatively High at its worst in this ZIP code
Lightning68.6Relatively High at its worst in this ZIP code
Winter weather63.4Relatively Moderate at its worst in this ZIP code
River flooding44.2Relatively Moderate at its worst in this ZIP code
Wildfire40.3Relatively Low at its worst in this ZIP code
Heat wave40Relatively Low at its worst in this ZIP code
Landslide39.6Very Low at its worst in this ZIP code
Ice storm28.1Relatively Low at its worst in this ZIP code
Hurricane19.8Very Low at its worst in this ZIP code
Earthquake10.3Very Low at its worst in this ZIP code
Compared with Wisconsin and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWisconsinUnited States
Median household income$61,734$75,670$78,538
Income per person$30,312$42,019$43,289
Poverty rate18.8%10.6%12.4%
Median home value$164,000$247,400$303,400
Median gross rent$932$1,045$1,348
Homeownership50.4%67.9%65%
Bachelor's degree or higher24.2%32.8%35%
Unemployment rate3.3%3.3%5.2%
Works from home6.5%11.6%13.5%
Born outside the US4.2%5.1%13.9%
Median age30.740.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationOSHKOSH, WI US1.1 km away
Rain in a year33 in
Snow in a year39 in

Average high and low by month

January26.1°F / 10.2°F1.34 in rain, 9.8 in snow
February29.9°F / 12.9°F1.11 in rain, 10.1 in snow
March41.3°F / 23.5°F1.92 in rain, 5.4 in snow
April54.4°F / 35.7°F3.21 in rain, 1.8 in snow
May67.3°F / 48°F3.94 in rain
June77.3°F / 58.8°F4.82 in rain
July81.7°F / 62.7°F3.76 in rain
August79.8°F / 61°F3.4 in rain
September72.5°F / 52.7°F3.26 in rain
October59°F / 40.8°F2.89 in rain, 0.3 in snow
November44.2°F / 28.9°F2.05 in rain, 1.8 in snow
December31.8°F / 17.5°F1.59 in rain, 10 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket3% of this ZIP code's area
Far from a supermarket60% of this ZIP code's area
No vehicle and far from a supermarket5% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Oshkosh Area School District87.4% of this ZIP code's land area
Neenah School District11.3% of this ZIP code's land area
Winneconne Community School District1.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability40more vulnerable than 40% of US census tracts
Socioeconomic status36more vulnerable than 36% of US census tracts
Household characteristics31more vulnerable than 31% of US census tracts
Racial and ethnic minority status28more vulnerable than 28% of US census tracts
Housing type and transport62more vulnerable than 62% of US census tracts
Walkability8.7 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

54902 Oshkosh, WI3.4 km away
54904 Oshkosh, WI5.2 km away
54985 Winnebago, WI5.8 km away
54903 Oshkosh, WI9.6 km away
54906 Oshkosh, WI9.6 km away
54927 Butte Des Morts, WI12.6 km away
54963 Omro, WI16.7 km away
54979 Van Dyne, WI16.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Winnebago County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area16.64 sq mi
Water area1.19 sq mi
Population density2,224 people per sq mi
Latitude, longitude44.0220, -88.5436

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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