Postal Codes

54025 ZIP Code

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ZIP code 54025 covers Somerset, Wisconsin, with a population of about 7,497 and a median household income of $95,617.

Population
7,497150 per square mile
Median age
41.73 points above the US average
Median household income
$95,6171.3× the Wisconsin median
Poverty rate
5.8%6.6 points below the US average
Typical home value
$426,233up 22.4% in five years
Median rent
$1,1341.1× the Wisconsin median
Degree or higher
23.7%11.3 points below the US average
Homeownership
82.4%17.4 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
180

Where 54025 is

Somerset, Wisconsin — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population7,497
Median age41.7
Family households76.2%
Born outside the US2%
Speaks a language other than English at home3.9%
White (non-Hispanic)91.8%
Black (non-Hispanic)0%
Asian (non-Hispanic)1.4%
Hispanic or Latino2%
Veterans9.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$95,617
Income per person$43,874
Poverty rate5.8%
Households on SNAP or cash assistance6.4%

Household income distribution

Under $10k0.9%
$10–15k1.8%
$15–20k1.5%
$20–25k1.4%
$25–30k1.1%
$30–35k5.9%
$35–40k0.4%
$40–45k1.7%
$45–50k6.7%
$50–60k2.8%
$60–75k7.8%
$75–100k20.6%
$100–125k12.8%
$125–150k12.7%
$150–200k10.9%
$200k or more10.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed4,010
Mean adjusted gross income$97,274
Returns declaring $200,000 or more6.7%
Returns, under $25k20.7%
Returns, $25k–$50k17.7%
Returns, $50k–$75k17.7%
Returns, $75k–$100k11.7%
Returns, $100k–$200k25.4%
Returns, $200k or more6.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$342,700
Median gross rent$1,134
Rent as a share of household income28.4%
Owner-occupied82.4%
Vacant homes7%
Median year built1996

What the homes are

Detached house78.8%
Attached house4.7%
2 to 4 units3%
5 to 19 units8.6%
20 or more units1.6%
Mobile home3.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$426,233as of 2026-07
Typical home value, 1 yearup 1.6%
Typical home value, 5 yearsup 22.4%
Typical home value, 10 yearsup 90%
Typical home value since 2000
200220142026$426,233$118,699

$118,699 in 2002 to $426,233 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.8%
Bachelor's degree or higher23.7%
High school diploma or higher98%
Works from home9.6%
Drives to work alone74.1%
Takes public transport0.4%
Commutes 45 minutes or more21.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37% 3.6 pts above the national average of 33.4%
Diagnosed diabetes9% 3 pts below the national average of 12%
Currently smokes13.6% same as the national average of 13.2%
High blood pressure30.3% 3.8 pts below the national average of 34.1%
Fair or poor general health14.7% 5.6 pts below the national average of 20.3%
No health insurance (18–64)6.4% 4.9 pts below the national average of 11.3%
Depression23.2% 1.3 pts above the national average of 21.9%
No leisure-time physical activity23.9% 1.5 pts below the national average of 25.4%
Arthritis22.8% 2.3 pts below the national average of 25.1%
Binge drinking22.2% 6.2 pts above the national average of 16%
Taking blood pressure medication74.8% same as the national average of 74.7%
Cancer (non-skin)7.5% same as the national average of 7.7%
Current asthma10.5% same as the national average of 10.4%
Coronary heart disease5.1% 1.1 pts below the national average of 6.2%
Routine check-up in past year74.5% 2.2 pts below the national average of 76.7%
Cholesterol screening85.9% same as the national average of 85.9%
Cognitive disability12.3% 2.5 pts below the national average of 14.8%
Colorectal screening66.2% 1.9 pts above the national average of 64.3%
COPD5.3% 1.3 pts below the national average of 6.6%
Visited a dentist71.6% 10.3 pts above the national average of 61.3%
Any disability25.9% 4.8 pts below the national average of 30.7%
Lacks emotional support19.6% 5.2 pts below the national average of 24.8%
Food insecurity9.4% 7.7 pts below the national average of 17.1%
Received food stamps9.4% 4.9 pts below the national average of 14.3%
Hearing disability5.6% 1.1 pts below the national average of 6.7%
High cholesterol31.3% 4.9 pts below the national average of 36.2%
Housing insecurity8.1% 5.7 pts below the national average of 13.8%
Independent living disability6.7% 1.7 pts below the national average of 8.4%
Lacks transport5.6% 3.6 pts below the national average of 9.2%
Loneliness29.2% 5.2 pts below the national average of 34.4%
Mammography use78.3% 2.4 pts above the national average of 75.9%
Poor mental health (14+ days)15.5% 1.3 pts below the national average of 16.8%
Mobility disability10.3% 3.7 pts below the national average of 14%
Poor physical health (14+ days)11.6% 1.9 pts below the national average of 13.5%
Self-care disability2.8% 1.2 pts below the national average of 4%
Utility shut-off threat4.7% 4.1 pts below the national average of 8.8%
Sleeps under 7 hours32.9% 3.5 pts below the national average of 36.4%
Stroke2.6% 0.8 pts below the national average of 3.4%
All natural teeth lost8.1% 4.9 pts below the national average of 13%
Vision disability3.4% 2.2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments180
People employed2,301
Annual payroll$134,939,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 64.7% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 3 census tracts this ZIP code covers
Expected annual loss77.5 out of 100
Community resilience68.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind96.9Very High at its worst in this ZIP code
Hail91.7Relatively High at its worst in this ZIP code
Lightning90.8Relatively High at its worst in this ZIP code
Landslide90.7Relatively Low at its worst in this ZIP code
Tornado88.6Relatively High at its worst in this ZIP code
Cold wave85.8Relatively High at its worst in this ZIP code
Winter weather79.7Relatively High at its worst in this ZIP code
Wildfire79Relatively Low at its worst in this ZIP code
Drought69.1Very Low at its worst in this ZIP code
River flooding67.9Relatively Moderate at its worst in this ZIP code
Heat wave40.9Relatively Low at its worst in this ZIP code
Ice storm40Relatively Low at its worst in this ZIP code
Earthquake3.7Very Low at its worst in this ZIP code
Compared with Wisconsin and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWisconsinUnited States
Median household income$95,617$75,670$78,538
Income per person$43,874$42,019$43,289
Poverty rate5.8%10.6%12.4%
Median home value$342,700$247,400$303,400
Median gross rent$1,134$1,045$1,348
Homeownership82.4%67.9%65%
Bachelor's degree or higher23.7%32.8%35%
Unemployment rate1.8%3.3%5.2%
Works from home9.6%11.6%13.5%
Born outside the US2%5.1%13.9%
Median age41.740.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSTILLWATER 1 SE, MN US13.4 km away
Rain in a year35 in

Average high and low by month

January26.7°F / 9.1°F0.98 in rain
February32°F / 13.5°F0.93 in rain
March44.5°F / 24.9°F1.47 in rain
April59.8°F / 37.7°F3.11 in rain
May72.6°F / 49.8°F4.23 in rain
June81.3°F / 59.7°F5.36 in rain
July85.3°F / 64.2°F4.54 in rain
August83.9°F / 62.3°F5.29 in rain
September76°F / 54.7°F3.19 in rain
October61.5°F / 41.6°F3.16 in rain
November44.9°F / 28.4°F1.65 in rain
December31.8°F / 16°F1.15 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Somerset School District85.9% of this ZIP code's land area
Osceola School District12.5% of this ZIP code's land area
New Richmond School District1.6% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability21more vulnerable than 21% of US census tracts
Socioeconomic status16more vulnerable than 16% of US census tracts
Household characteristics36more vulnerable than 36% of US census tracts
Racial and ethnic minority status10more vulnerable than 10% of US census tracts
Housing type and transport40more vulnerable than 40% of US census tracts
Walkability6 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

54082 Houlton, WI9.3 km away
54017 New Richmond, WI11.8 km away
54026 Star Prairie, WI13 km away
55047 Marine On Saint Croix, MN13.1 km away
55003 Bayport, MN14.6 km away
55082 Stillwater, MN14.9 km away
54016 Hudson, WI16.9 km away
55073 Scandia, MN18.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

St. Croix County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area50.1 sq mi
Water area1.32 sq mi
Population density150 people per sq mi
Latitude, longitude45.1331, -92.6865

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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