Postal Codes

55003 ZIP Code

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ZIP code 55003 covers Bayport, Minnesota, with a population of about 3,948 and a median household income of $115,781.

Population
3,9481,900 per square mile
Median age
40.11.4 points above the US average
Median household income
$115,7811.3× the Minnesota median
Poverty rate
3.9%8.5 points below the US average
Typical home value
$443,944up 18.9% in five years
Median rent
$1,7731.4× the Minnesota median
Degree or higher
26.5%8.5 points below the US average
Homeownership
85.3%20.3 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
58

Where 55003 is

Bayport, Minnesota — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,948
Median age40.1
Family households63.1%
Born outside the US2.2%
Speaks a language other than English at home5.4%
White (non-Hispanic)75.9%
Black (non-Hispanic)16.2%
Asian (non-Hispanic)1.2%
Hispanic or Latino3.3%
Veterans5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$115,781
Income per person$38,600
Poverty rate3.9%
Households on SNAP or cash assistance2.4%

Household income distribution

Under $10k1.5%
$10–15k1.7%
$15–20k1.8%
$20–25k1.2%
$25–30k4.7%
$30–35k3.0%
$35–40k5.4%
$40–45k5.1%
$45–50k1.6%
$50–60k5.1%
$60–75k7.3%
$75–100k7.9%
$100–125k8.4%
$125–150k12.7%
$150–200k20.0%
$200k or more12.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,360
Mean adjusted gross income$125,097
Returns declaring $200,000 or more12.5%
Returns, under $25k21.3%
Returns, $25k–$50k16.9%
Returns, $50k–$75k14.7%
Returns, $75k–$100k10.3%
Returns, $100k–$200k24.3%
Returns, $200k or more12.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$363,200
Median gross rent$1,773
Rent as a share of household income50%
Owner-occupied85.3%
Vacant homes0%
Median year built1960

What the homes are

Detached house79.7%
Attached house7.2%
2 to 4 units4.2%
5 to 19 units1%
20 or more units7.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$443,944as of 2026-07
Typical home value, 1 yearup 2.9%
Typical home value, 5 yearsup 18.9%
Typical home value, 10 yearsup 70.3%
Typical home value since 2000
200020132026$443,944$178,129

$178,129 in 2000 to $443,944 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.4%
Bachelor's degree or higher26.5%
High school diploma or higher86.4%
Works from home16.4%
Drives to work alone74.4%
Takes public transport0%
Commutes 45 minutes or more6.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37% 3.6 pts above the national average of 33.4%
Diagnosed diabetes9.8% 2.2 pts below the national average of 12%
Currently smokes16.5% 3.3 pts above the national average of 13.2%
High blood pressure29.3% 4.8 pts below the national average of 34.1%
Fair or poor general health17.1% 3.2 pts below the national average of 20.3%
No health insurance (18–64)10.3% 1 pts below the national average of 11.3%
Depression21.6% same as the national average of 21.9%
No leisure-time physical activity22.3% 3.1 pts below the national average of 25.4%
Arthritis17.6% 7.5 pts below the national average of 25.1%
Binge drinking19.1% 3.1 pts above the national average of 16%
Taking blood pressure medication68.5% 6.2 pts below the national average of 74.7%
Cancer (non-skin)6.5% 1.2 pts below the national average of 7.7%
Current asthma9.1% 1.3 pts below the national average of 10.4%
Coronary heart disease4.9% 1.3 pts below the national average of 6.2%
Routine check-up in past year70.9% 5.8 pts below the national average of 76.7%
Cholesterol screening80.9% 5 pts below the national average of 85.9%
Cognitive disability14.2% 0.6 pts below the national average of 14.8%
Colorectal screening64.4% same as the national average of 64.3%
COPD4.6% 2 pts below the national average of 6.6%
Visited a dentist62.4% 1.1 pts above the national average of 61.3%
Any disability27.2% 3.5 pts below the national average of 30.7%
Lacks emotional support25.6% 0.8 pts above the national average of 24.8%
Food insecurity14.8% 2.3 pts below the national average of 17.1%
Received food stamps9.6% 4.7 pts below the national average of 14.3%
Hearing disability5.9% 0.8 pts below the national average of 6.7%
High cholesterol30.3% 5.9 pts below the national average of 36.2%
Housing insecurity13% 0.8 pts below the national average of 13.8%
Independent living disability6.8% 1.6 pts below the national average of 8.4%
Lacks transport9% same as the national average of 9.2%
Loneliness32.7% 1.7 pts below the national average of 34.4%
Mammography use80.1% 4.2 pts above the national average of 75.9%
Poor mental health (14+ days)15.6% 1.2 pts below the national average of 16.8%
Mobility disability9.5% 4.5 pts below the national average of 14%
Poor physical health (14+ days)10.8% 2.7 pts below the national average of 13.5%
Self-care disability3% 1 pts below the national average of 4%
Utility shut-off threat7.8% 1 pts below the national average of 8.8%
Sleeps under 7 hours31.3% 5.1 pts below the national average of 36.4%
Stroke2.7% 0.7 pts below the national average of 3.4%
All natural teeth lost10.5% 2.5 pts below the national average of 13%
Vision disability4% 1.6 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments58
People employed4,731
Annual payroll$439,043,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 30.3% of US census tracts
FEMA ratingVery Low to Relatively Low across the 2 census tracts this ZIP code covers
Expected annual loss37.9 out of 100
Community resilience95.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind88Relatively High at its worst in this ZIP code
Hail80.3Relatively Moderate at its worst in this ZIP code
Landslide79.1Relatively Low at its worst in this ZIP code
Wildfire69.2Relatively Low at its worst in this ZIP code
Tornado67.8Relatively Moderate at its worst in this ZIP code
Cold wave62.2Relatively Moderate at its worst in this ZIP code
Lightning58.6Relatively Moderate at its worst in this ZIP code
Winter weather50Relatively Moderate at its worst in this ZIP code
River flooding43.8Relatively Low at its worst in this ZIP code
Ice storm32.2Very Low at its worst in this ZIP code
Heat wave31.1Relatively Low at its worst in this ZIP code
Earthquake0.7Very Low at its worst in this ZIP code
Compared with Minnesota and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMinnesotaUnited States
Median household income$115,781$87,556$78,538
Income per person$38,600$46,957$43,289
Poverty rate3.9%9.2%12.4%
Median home value$363,200$305,500$303,400
Median gross rent$1,773$1,235$1,348
Homeownership85.3%72.4%65%
Bachelor's degree or higher26.5%38.8%35%
Unemployment rate2.4%3.9%5.2%
Works from home16.4%15.8%13.5%
Born outside the US2.2%8.6%13.9%
Median age40.138.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSTILLWATER 1 SE, MN US2.5 km away
Rain in a year35 in

Average high and low by month

January26.7°F / 9.1°F0.98 in rain
February32°F / 13.5°F0.93 in rain
March44.5°F / 24.9°F1.47 in rain
April59.8°F / 37.7°F3.11 in rain
May72.6°F / 49.8°F4.23 in rain
June81.3°F / 59.7°F5.36 in rain
July85.3°F / 64.2°F4.54 in rain
August83.9°F / 62.3°F5.29 in rain
September76°F / 54.7°F3.19 in rain
October61.5°F / 41.6°F3.16 in rain
November44.9°F / 28.4°F1.65 in rain
December31.8°F / 16°F1.15 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket99% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Stillwater Area Public School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability29more vulnerable than 29% of US census tracts
Socioeconomic status28more vulnerable than 28% of US census tracts
Household characteristics33more vulnerable than 33% of US census tracts
Racial and ethnic minority status11more vulnerable than 11% of US census tracts
Housing type and transport51more vulnerable than 51% of US census tracts
Walkability6.5 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

54082 Houlton, WI5.3 km away
54016 Hudson, WI6.1 km away
55082 Stillwater, MN6.7 km away
55043 Lakeland, MN9.2 km away
55042 Lake Elmo, MN10 km away
55128 Saint Paul, MN13.3 km away
55115 Saint Paul, MN13.3 km away
55090 Willernie, MN14 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Washington County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area2.08 sq mi
Water area1.11 sq mi
Population density1,900 people per sq mi
Latitude, longitude45.0214, -92.7844

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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