Postal Codes

50616 ZIP Code

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ZIP code 50616 covers Charles City, Iowa, with a population of about 9,419 and a median household income of $63,226.

Population
9,41953 per square mile
Median age
45.87.1 points above the US average
Median household income
$63,22614% below the Iowa median
Poverty rate
12.9%0.5 points above the US average
Typical home value
$149,965up 25.4% in five years
Median rent
$62834% below the Iowa median
Degree or higher
18.7%16.3 points below the US average
Homeownership
71.1%6.1 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
268

Where 50616 is

Charles City, Iowa — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population9,419
Median age45.8
Family households55.2%
Born outside the US4.5%
Speaks a language other than English at home6.2%
White (non-Hispanic)87.2%
Black (non-Hispanic)1.6%
Asian (non-Hispanic)2.3%
Hispanic or Latino5.3%
Veterans10.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$63,226
Income per person$35,155
Poverty rate12.9%
Households on SNAP or cash assistance10.5%

Household income distribution

Under $10k3.5%
$10–15k5.1%
$15–20k4.6%
$20–25k4.7%
$25–30k5.8%
$30–35k3.8%
$35–40k6.7%
$40–45k2.8%
$45–50k3.0%
$50–60k6.9%
$60–75k9.2%
$75–100k18.9%
$100–125k9.3%
$125–150k4.8%
$150–200k6.4%
$200k or more4.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed4,440
Mean adjusted gross income$69,170
Returns declaring $200,000 or more4.1%
Returns, under $25k26.8%
Returns, $25k–$50k25.0%
Returns, $50k–$75k16.2%
Returns, $75k–$100k11.3%
Returns, $100k–$200k16.7%
Returns, $200k or more4.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$135,000
Median gross rent$628
Rent as a share of household income26.7%
Owner-occupied71.1%
Vacant homes8.8%
Median year built1962

What the homes are

Detached house79.1%
Attached house1.4%
2 to 4 units7.2%
5 to 19 units6.8%
20 or more units4.9%
Mobile home0.5%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$149,965as of 2026-07
Typical home value, 1 yearup 8.5%
Typical home value, 5 yearsup 25.4%
Typical home value, 10 yearsup 53.4%
Typical home value since 2000
200020132026$149,965$76,736

$76,736 in 2000 to $149,965 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.8%
Bachelor's degree or higher18.7%
High school diploma or higher94.6%
Works from home7.9%
Drives to work alone80%
Takes public transport0%
Commutes 45 minutes or more6.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity40.1% 6.7 pts above the national average of 33.4%
Diagnosed diabetes13.3% 1.3 pts above the national average of 12%
Currently smokes16.7% 3.5 pts above the national average of 13.2%
High blood pressure38.6% 4.5 pts above the national average of 34.1%
Fair or poor general health20.1% same as the national average of 20.3%
No health insurance (18–64)7.6% 3.7 pts below the national average of 11.3%
Depression20.4% 1.5 pts below the national average of 21.9%
No leisure-time physical activity28.5% 3.1 pts above the national average of 25.4%
Arthritis31.1% 6 pts above the national average of 25.1%
Binge drinking17.7% 1.7 pts above the national average of 16%
Taking blood pressure medication80.8% 6.1 pts above the national average of 74.7%
Cancer (non-skin)10.2% 2.5 pts above the national average of 7.7%
Current asthma10.2% same as the national average of 10.4%
Coronary heart disease8.2% 2 pts above the national average of 6.2%
Routine check-up in past year78.5% 1.8 pts above the national average of 76.7%
Cholesterol screening85.2% 0.7 pts below the national average of 85.9%
Cognitive disability14.2% 0.6 pts below the national average of 14.8%
Colorectal screening65.9% 1.6 pts above the national average of 64.3%
COPD8.6% 2 pts above the national average of 6.6%
Visited a dentist64.7% 3.4 pts above the national average of 61.3%
Any disability31.8% 1.1 pts above the national average of 30.7%
Lacks emotional support23.5% 1.3 pts below the national average of 24.8%
Food insecurity12.9% 4.2 pts below the national average of 17.1%
Received food stamps11.4% 2.9 pts below the national average of 14.3%
Hearing disability9.1% 2.4 pts above the national average of 6.7%
High cholesterol38.2% 2 pts above the national average of 36.2%
Housing insecurity9.6% 4.2 pts below the national average of 13.8%
Independent living disability8.4% same as the national average of 8.4%
Lacks transport7.1% 2.1 pts below the national average of 9.2%
Loneliness32.7% 1.7 pts below the national average of 34.4%
Mammography use78% 2.1 pts above the national average of 75.9%
Poor mental health (14+ days)16.4% same as the national average of 16.8%
Mobility disability15.7% 1.7 pts above the national average of 14%
Poor physical health (14+ days)14.3% 0.8 pts above the national average of 13.5%
Self-care disability4.1% same as the national average of 4%
Utility shut-off threat6.8% 2 pts below the national average of 8.8%
Sleeps under 7 hours31.4% 5 pts below the national average of 36.4%
Stroke4.1% 0.7 pts above the national average of 3.4%
All natural teeth lost12.6% same as the national average of 13%
Vision disability5.1% 0.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments268
People employed4,014
Annual payroll$195,475,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 85.7% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 6 census tracts this ZIP code covers
Expected annual loss88 out of 100
Community resilience75.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought98.2Relatively High at its worst in this ZIP code
Hail97Very High at its worst in this ZIP code
Tornado93.5Very High at its worst in this ZIP code
Winter weather92Very High at its worst in this ZIP code
Strong wind88.8Very High at its worst in this ZIP code
River flooding86.6Very High at its worst in this ZIP code
Cold wave84.8Relatively High at its worst in this ZIP code
Landslide78.1Very Low at its worst in this ZIP code
Wildfire76.2Relatively Low at its worst in this ZIP code
Ice storm54.6Relatively Low at its worst in this ZIP code
Lightning44.1Relatively Moderate at its worst in this ZIP code
Hurricane32.7Very Low at its worst in this ZIP code
Heat wave16.2Relatively Low at its worst in this ZIP code
Earthquake9.8Very Low at its worst in this ZIP code
Compared with Iowa and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIowaUnited States
Median household income$63,226$73,147$78,538
Income per person$35,155$39,728$43,289
Poverty rate12.9%11%12.4%
Median home value$135,000$195,900$303,400
Median gross rent$628$949$1,348
Homeownership71.1%71.5%65%
Bachelor's degree or higher18.7%30.9%35%
Unemployment rate3.8%3.6%5.2%
Works from home7.9%10.4%13.5%
Born outside the US4.5%5.7%13.9%
Median age45.838.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCHARLES CITY, IA US1 km away
Rain in a year38 in
Snow in a year38 in

Average high and low by month

January24.6°F / 8.6°F1.01 in rain, 9.5 in snow
February29.5°F / 12.6°F1.14 in rain, 9.3 in snow
March43.1°F / 25.3°F1.93 in rain, 5.4 in snow
April58.1°F / 36.7°F3.73 in rain, 2.1 in snow
May69.5°F / 48.5°F5.06 in rain, 0.3 in snow
June78.8°F / 58.6°F6.13 in rain
July82°F / 62.1°F4.92 in rain
August79.6°F / 59.7°F4.28 in rain
September73.4°F / 51.3°F3.82 in rain
October60.3°F / 38.8°F2.58 in rain, 0.1 in snow
November43.7°F / 26.3°F1.74 in rain, 2.8 in snow
December29.8°F / 15.1°F1.38 in rain, 8 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket5% of this ZIP code's area
Far from a supermarket5% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Charles City Community School District94.3% of this ZIP code's land area
Nashua-Plainfield Community School District4.5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability38more vulnerable than 38% of US census tracts
Socioeconomic status47more vulnerable than 47% of US census tracts
Household characteristics29more vulnerable than 29% of US census tracts
Racial and ethnic minority status6more vulnerable than 6% of US census tracts
Housing type and transport54more vulnerable than 54% of US census tracts
Walkability4.4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

50435 Floyd, IA9.2 km away
50620 Colwell, IA12.2 km away
50645 Ionia, IA15.7 km away
50658 Nashua, IA17.5 km away
50460 Orchard, IA18.9 km away
50471 Rudd, IA19.1 km away
50653 Marble Rock, IA21 km away
50636 Greene, IA21.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Floyd County93.7% of this ZIP code's land area
Chickasaw County6.3% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area176.17 sq mi
Water area0.2 sq mi
Population density53 people per sq mi
Latitude, longitude43.0683, -92.6761

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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