Postal Codes

50435 ZIP Code

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ZIP code 50435 covers Floyd, Iowa, with a population of about 764 and a median household income of $68,194.

Population
76419 per square mile
Median age
44.35.6 points above the US average
Median household income
$68,1947% below the Iowa median
Poverty rate
4.6%7.8 points below the US average
Typical home value
$210,346up 34.7% in five years
Degree or higher
12.2%22.8 points below the US average
Homeownership
75.6%10.6 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
16

Where 50435 is

Floyd, Iowa — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population764
Median age44.3
Family households68.6%
Born outside the US0%
Speaks a language other than English at home0.4%
White (non-Hispanic)96.3%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino0%
Veterans9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$68,194
Income per person$29,712
Poverty rate4.6%
Households on SNAP or cash assistance7.3%

Household income distribution

Under $10k3.3%
$10–15k0.0%
$15–20k4.3%
$20–25k5.6%
$25–30k4.3%
$30–35k4.0%
$35–40k1.0%
$40–45k3.6%
$45–50k0.7%
$50–60k8.9%
$60–75k26.4%
$75–100k20.5%
$100–125k7.3%
$125–150k5.9%
$150–200k3.6%
$200k or more0.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed310
Mean adjusted gross income$82,135
Returns declaring $200,000 or more0%
Returns, under $25k22.6%
Returns, $25k–$50k25.8%
Returns, $50k–$75k16.1%
Returns, $75k–$100k12.9%
Returns, $100k–$200k22.6%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$148,400
Rent as a share of household income43.6%
Owner-occupied75.6%
Vacant homes12.4%
Median year built1942

What the homes are

Detached house96.8%
Attached house2.6%
Mobile home0.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$210,346as of 2026-07
Typical home value, 1 yearup 9.2%
Typical home value, 5 yearsup 34.7%
Typical home value since 2000
201820222026$210,346$131,002

$131,002 in 2018 to $210,346 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.3%
Bachelor's degree or higher12.2%
High school diploma or higher85.6%
Works from home21%
Drives to work alone73%
Takes public transport0%
Commutes 45 minutes or more5.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity41.6% 8.2 pts above the national average of 33.4%
Diagnosed diabetes14.7% 2.7 pts above the national average of 12%
Currently smokes18.6% 5.4 pts above the national average of 13.2%
High blood pressure41.3% 7.2 pts above the national average of 34.1%
Fair or poor general health21.9% 1.6 pts above the national average of 20.3%
No health insurance (18–64)7.8% 3.5 pts below the national average of 11.3%
Depression20.7% 1.2 pts below the national average of 21.9%
No leisure-time physical activity30.4% 5 pts above the national average of 25.4%
Arthritis33.6% 8.5 pts above the national average of 25.1%
Binge drinking17.2% 1.2 pts above the national average of 16%
Taking blood pressure medication82.2% 7.5 pts above the national average of 74.7%
Cancer (non-skin)10.7% 3 pts above the national average of 7.7%
Current asthma10.3% same as the national average of 10.4%
Coronary heart disease9.2% 3 pts above the national average of 6.2%
Routine check-up in past year79.1% 2.4 pts above the national average of 76.7%
Cholesterol screening85.7% same as the national average of 85.9%
Cognitive disability14.7% same as the national average of 14.8%
Colorectal screening65% 0.7 pts above the national average of 64.3%
COPD10% 3.4 pts above the national average of 6.6%
Visited a dentist61.8% 0.5 pts above the national average of 61.3%
Any disability33.5% 2.8 pts above the national average of 30.7%
Lacks emotional support23.5% 1.3 pts below the national average of 24.8%
Food insecurity13.4% 3.7 pts below the national average of 17.1%
Received food stamps12.1% 2.2 pts below the national average of 14.3%
Hearing disability9.9% 3.2 pts above the national average of 6.7%
High cholesterol40.4% 4.2 pts above the national average of 36.2%
Housing insecurity9.5% 4.3 pts below the national average of 13.8%
Independent living disability8.9% 0.5 pts above the national average of 8.4%
Lacks transport7.1% 2.1 pts below the national average of 9.2%
Loneliness32.3% 2.1 pts below the national average of 34.4%
Mammography use78.7% 2.8 pts above the national average of 75.9%
Poor mental health (14+ days)16.5% same as the national average of 16.8%
Mobility disability17.4% 3.4 pts above the national average of 14%
Poor physical health (14+ days)15.5% 2 pts above the national average of 13.5%
Self-care disability4.5% 0.5 pts above the national average of 4%
Utility shut-off threat6.7% 2.1 pts below the national average of 8.8%
Sleeps under 7 hours30.8% 5.6 pts below the national average of 36.4%
Stroke4.6% 1.2 pts above the national average of 3.4%
All natural teeth lost13.8% 0.8 pts above the national average of 13%
Vision disability5.5% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments16
People employed167
Annual payroll$9,308,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 84.8% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 2 census tracts this ZIP code covers
Expected annual loss86.3 out of 100
Community resilience75.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought98.9Relatively High at its worst in this ZIP code
Hail97.4Relatively High at its worst in this ZIP code
Tornado93.8Very High at its worst in this ZIP code
Winter weather92.2Relatively High at its worst in this ZIP code
Strong wind88.5Relatively High at its worst in this ZIP code
Cold wave84.8Relatively High at its worst in this ZIP code
River flooding84.4Relatively High at its worst in this ZIP code
Landslide80.4Very Low at its worst in this ZIP code
Wildfire76.2Relatively Low at its worst in this ZIP code
Ice storm54.2Relatively Low at its worst in this ZIP code
Lightning43.1Relatively Low at its worst in this ZIP code
Hurricane33.1Very Low at its worst in this ZIP code
Heat wave15Relatively Low at its worst in this ZIP code
Earthquake9.3Very Low at its worst in this ZIP code
Compared with Iowa and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIowaUnited States
Median household income$68,194$73,147$78,538
Income per person$29,712$39,728$43,289
Poverty rate4.6%11%12.4%
Median home value$148,400$195,900$303,400
Median gross rent$949$1,348
Homeownership75.6%71.5%65%
Bachelor's degree or higher12.2%30.9%35%
Unemployment rate1.3%3.6%5.2%
Works from home21%10.4%13.5%
Born outside the US0%5.7%13.9%
Median age44.338.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCHARLES CITY, IA US10.1 km away
Rain in a year38 in
Snow in a year38 in

Average high and low by month

January24.6°F / 8.6°F1.01 in rain, 9.5 in snow
February29.5°F / 12.6°F1.14 in rain, 9.3 in snow
March43.1°F / 25.3°F1.93 in rain, 5.4 in snow
April58.1°F / 36.7°F3.73 in rain, 2.1 in snow
May69.5°F / 48.5°F5.06 in rain, 0.3 in snow
June78.8°F / 58.6°F6.13 in rain
July82°F / 62.1°F4.92 in rain
August79.6°F / 59.7°F4.28 in rain
September73.4°F / 51.3°F3.82 in rain
October60.3°F / 38.8°F2.58 in rain, 0.1 in snow
November43.7°F / 26.3°F1.74 in rain, 2.8 in snow
December29.8°F / 15.1°F1.38 in rain, 8 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Charles City Community School District56% of this ZIP code's land area
Osage Community School District27.3% of this ZIP code's land area
Rudd-Rockford-Marble Rock Community School District16.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability36more vulnerable than 36% of US census tracts
Socioeconomic status42more vulnerable than 42% of US census tracts
Household characteristics24more vulnerable than 24% of US census tracts
Racial and ethnic minority status2more vulnerable than 2% of US census tracts
Housing type and transport64more vulnerable than 64% of US census tracts
Walkability4.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

50616 Charles City, IA9.2 km away
50460 Orchard, IA10.3 km away
50620 Colwell, IA11 km away
50471 Rudd, IA13.3 km away
50461 Osage, IA17.6 km away
50468 Rockford, IA20.8 km away
50645 Ionia, IA22.4 km away
50458 Nora Springs, IA22.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Floyd County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area40.49 sq mi
Population density19 people per sq mi
Latitude, longitude43.1430, -92.7240

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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