Postal Codes

50431 ZIP Code

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ZIP code 50431 covers Coulter, Iowa, with a population of about 251 and a median household income of $58,125.

Population
251336 per square mile
Median household income
$58,12521% below the Iowa median
Poverty rate
15.5%3.1 points above the US average
Median home value
$82,00058% below the Iowa median
Median rent
$64432% below the Iowa median
Degree or higher
7.8%27.2 points below the US average
Homeownership
68.4%3.4 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
3

Where 50431 is

Coulter, Iowa — the point the Postal Service gives for this ZIP code. A ZIP code is a set of delivery routes rather than an area, so this marks its centre, not its boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population251
Family households65.8%
Born outside the US9.6%
Speaks a language other than English at home34.7%
White (non-Hispanic)55.4%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino44.6%
Veterans2.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$58,125
Income per person$20,727
Poverty rate15.5%
Households on SNAP or cash assistance13.9%

Household income distribution

Under $10k5.1%
$10–15k16.5%
$15–20k2.5%
$20–25k5.1%
$25–30k0.0%
$30–35k5.1%
$35–40k0.0%
$40–45k5.1%
$45–50k10.1%
$50–60k2.5%
$60–75k12.7%
$75–100k12.7%
$100–125k11.4%
$125–150k6.3%
$150–200k5.1%
$200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$82,000
Median gross rent$644
Owner-occupied68.4%
Vacant homes21.8%
Median year built1944

What the homes are

Detached house83.2%
2 to 4 units16.8%
Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.2%
Bachelor's degree or higher7.8%
High school diploma or higher86.8%
Works from home6.7%
Drives to work alone83.3%
Takes public transport0%
Commutes 45 minutes or more4.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.6% 6.2 pts above the national average of 33.4%
Diagnosed diabetes12.5% 0.5 pts above the national average of 12%
Currently smokes16.4% 3.2 pts above the national average of 13.2%
High blood pressure36% 1.9 pts above the national average of 34.1%
Fair or poor general health20.9% 0.6 pts above the national average of 20.3%
No health insurance (18–64)9.7% 1.6 pts below the national average of 11.3%
Depression20.2% 1.7 pts below the national average of 21.9%
No leisure-time physical activity28.3% 2.9 pts above the national average of 25.4%
Arthritis28.5% 3.4 pts above the national average of 25.1%
Binge drinking19.9% 3.9 pts above the national average of 16%
Taking blood pressure medication78.6% 3.9 pts above the national average of 74.7%
Cancer (non-skin)9.1% 1.4 pts above the national average of 7.7%
Current asthma9.9% 0.5 pts below the national average of 10.4%
Coronary heart disease7.7% 1.5 pts above the national average of 6.2%
Routine check-up in past year76.7% same as the national average of 76.7%
Cholesterol screening83.8% 2.1 pts below the national average of 85.9%
Cognitive disability14.9% same as the national average of 14.8%
Colorectal screening61.4% 2.9 pts below the national average of 64.3%
COPD8% 1.4 pts above the national average of 6.6%
Visited a dentist66.2% 4.9 pts above the national average of 61.3%
Any disability31.4% 0.7 pts above the national average of 30.7%
Lacks emotional support24.5% same as the national average of 24.8%
Food insecurity14.1% 3 pts below the national average of 17.1%
Received food stamps11.4% 2.9 pts below the national average of 14.3%
Hearing disability8.8% 2.1 pts above the national average of 6.7%
High cholesterol36.1% same as the national average of 36.2%
Housing insecurity10.8% 3 pts below the national average of 13.8%
Independent living disability8.4% same as the national average of 8.4%
Lacks transport7.6% 1.6 pts below the national average of 9.2%
Loneliness32.6% 1.8 pts below the national average of 34.4%
Mammography use74.1% 1.8 pts below the national average of 75.9%
Poor mental health (14+ days)16.5% same as the national average of 16.8%
Mobility disability15% 1 pts above the national average of 14%
Poor physical health (14+ days)14.5% 1 pts above the national average of 13.5%
Self-care disability4.1% same as the national average of 4%
Utility shut-off threat7.2% 1.6 pts below the national average of 8.8%
Sleeps under 7 hours34% 2.4 pts below the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost14.8% 1.8 pts above the national average of 13%
Vision disability5.3% same as the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments3
People employed4
Annual payroll$99,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 95.3% of US census tracts
FEMA ratingRelatively High
Expected annual loss94.6 out of 100
Community resilience40 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought99.8Very High at its worst in this ZIP code
Cold wave96.9Very High at its worst in this ZIP code
Tornado96.4Very High at its worst in this ZIP code
Strong wind95.8Relatively High at its worst in this ZIP code
Winter weather95.5Relatively High at its worst in this ZIP code
Hail94.9Relatively High at its worst in this ZIP code
Landslide77.4Very Low at its worst in this ZIP code
Ice storm77Relatively Moderate at its worst in this ZIP code
River flooding71.7Relatively Moderate at its worst in this ZIP code
Wildfire62.8Very Low at its worst in this ZIP code
Lightning39.1Relatively Low at its worst in this ZIP code
Hurricane37.8Very Low at its worst in this ZIP code
Earthquake15.2Very Low at its worst in this ZIP code
Heat wave6.7Very Low at its worst in this ZIP code
Compared with Iowa and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIowaUnited States
Median household income$58,125$73,147$78,538
Income per person$20,727$39,728$43,289
Poverty rate15.5%11%12.4%
Median home value$82,000$195,900$303,400
Median gross rent$644$949$1,348
Homeownership68.4%71.5%65%
Bachelor's degree or higher7.8%30.9%35%
Unemployment rate3.2%3.6%5.2%
Works from home6.7%10.4%13.5%
Born outside the US9.6%5.7%13.9%
Median age38.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationHAMPTON, IA US13.9 km away
Rain in a year38 in

Average high and low by month

January25.4°F / 7.9°F0.97 in rain
February30.2°F / 11.9°F1.31 in rain
March43.3°F / 23.6°F2.09 in rain
April58.2°F / 34.8°F4.26 in rain
May70.2°F / 47.6°F5.25 in rain
June80.3°F / 58.3°F6.06 in rain
July83.4°F / 61.9°F4.7 in rain
August81.4°F / 59.1°F4.24 in rain
September75.4°F / 50.2°F3.3 in rain
October61.9°F / 38°F2.54 in rain
November45.1°F / 25.4°F1.8 in rain
December31.4°F / 14.5°F1.59 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

CAL Community School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability16more vulnerable than 16% of US census tracts
Socioeconomic status30more vulnerable than 30% of US census tracts
Household characteristics36more vulnerable than 36% of US census tracts
Racial and ethnic minority status29more vulnerable than 29% of US census tracts
Housing type and transport9more vulnerable than 9% of US census tracts
Walkability4.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

50452 Latimer, IA2.8 km away
50420 Alexander, IA10.2 km away
50441 Hampton, IA13 km away
50071 Dows, IA14 km away
50470 Rowan, IA15.5 km away
50041 Bradford, IA15.5 km away
50427 Chapin, IA16.1 km away
50227 Popejoy, IA16.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Franklin County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area0.75 sq mi
Population density336 people per sq mi
Latitude, longitude42.7382, -93.3700

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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