50427 ZIP Code
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ZIP code 50427 covers Chapin, Iowa, with a median household income of $70,377.
- Median household income
- $70,377about the Iowa median
- Poverty rate
- 0%12.4 points below the US average
- Median home value
- $85,90056% below the Iowa median
- Degree or higher
- 47.7%12.7 points above the US average
- Homeownership
- 100%35 points above the US average
- Time zone
- Central UTC-06:00observes daylight saving time
Where 50427 is
Chapin, Iowa — the point the Postal Service gives for this ZIP code. A ZIP code is a set of delivery routes rather than an area, so this marks its centre, not its boundary.
People and households
American Community Survey 2019–2023 five-year estimates
| Family households | 84.4% |
|---|---|
| Born outside the US | 36.3% |
| Speaks a language other than English at home | 60.3% |
| White (non-Hispanic) | 100% |
| Black (non-Hispanic) | 0% |
| Asian (non-Hispanic) | 0% |
| Hispanic or Latino | 0% |
| Veterans | 0% |
Income and poverty
American Community Survey 2019–2023 five-year estimates
| Median household income | $70,377 |
|---|---|
| Income per person | $37,670 |
| Poverty rate | 0% |
| Households on SNAP or cash assistance | 0% |
Household income distribution
| Under $10k | |
|---|---|
| $10–15k | |
| $15–20k | |
| $20–25k | |
| $25–30k | |
| $30–35k | |
| $35–40k | |
| $40–45k | |
| $45–50k | |
| $50–60k | |
| $60–75k | |
| $75–100k | |
| $100–125k | |
| $125–150k | |
| $150–200k | |
| $200k or more |
Housing
American Community Survey 2019–2023 five-year estimates
| Median home value | $85,900 |
|---|---|
| Owner-occupied | 100% |
| Vacant homes | 0% |
| Median year built | 1938 |
What the homes are
| Detached house |
|---|
Work, commuting and education
American Community Survey 2019–2023 five-year estimates
| Unemployment rate | 0% |
|---|---|
| Bachelor's degree or higher | 47.7% |
| High school diploma or higher | 100% |
| Works from home | 0% |
| Drives to work alone | 100% |
| Takes public transport | 0% |
| Commutes 45 minutes or more | 0% |
Natural hazard risk
FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.
| Overall risk | Higher than 92.5% of US census tracts |
|---|---|
| FEMA rating | Relatively High |
| Expected annual loss | 94.4 out of 100 |
| Community resilience | 40 out of 100 |
By hazard
Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.
| Drought | 99.6Relatively High at its worst in this ZIP code |
|---|---|
| Cold wave | 97.6Very High at its worst in this ZIP code |
| Tornado | 95.7Very High at its worst in this ZIP code |
| Winter weather | 95.6Relatively High at its worst in this ZIP code |
| Hail | 95.3Relatively High at its worst in this ZIP code |
| Strong wind | 95Relatively High at its worst in this ZIP code |
| Landslide | 80.7Very Low at its worst in this ZIP code |
| River flooding | 78Relatively Moderate at its worst in this ZIP code |
| Ice storm | 73.8Relatively Moderate at its worst in this ZIP code |
| Wildfire | 71.6Relatively Low at its worst in this ZIP code |
| Lightning | 39.7Relatively Low at its worst in this ZIP code |
| Hurricane | 38.6Very Low at its worst in this ZIP code |
| Earthquake | 12.7Very Low at its worst in this ZIP code |
| Heat wave | 6.6Very Low at its worst in this ZIP code |
Compared with Iowa and the United States
State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates
| This ZIP | Iowa | United States | |
|---|---|---|---|
| Median household income | $70,377 | $73,147 | $78,538 |
| Income per person | $37,670 | $39,728 | $43,289 |
| Poverty rate | 0% | 11% | 12.4% |
| Median home value | $85,900 | $195,900 | $303,400 |
| Median gross rent | — | $949 | $1,348 |
| Homeownership | 100% | 71.5% | 65% |
| Bachelor's degree or higher | 47.7% | 30.9% | 35% |
| Unemployment rate | 0% | 3.6% | 5.2% |
| Works from home | 0% | 10.4% | 13.5% |
| Born outside the US | 36.3% | 5.7% | 13.9% |
| Median age | — | 38.6 | 38.7 |
Climate
NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.
| Weather station | HAMPTON, IA US8.9 km away |
|---|---|
| Rain in a year | 38 in |
Average high and low by month
| January | 25.4°F / 7.9°F0.97 in rain |
|---|---|
| February | 30.2°F / 11.9°F1.31 in rain |
| March | 43.3°F / 23.6°F2.09 in rain |
| April | 58.2°F / 34.8°F4.26 in rain |
| May | 70.2°F / 47.6°F5.25 in rain |
| June | 80.3°F / 58.3°F6.06 in rain |
| July | 83.4°F / 61.9°F4.7 in rain |
| August | 81.4°F / 59.1°F4.24 in rain |
| September | 75.4°F / 50.2°F3.3 in rain |
| October | 61.9°F / 38°F2.54 in rain |
| November | 45.1°F / 25.4°F1.8 in rain |
| December | 31.4°F / 14.5°F1.59 in rain |
Access to food
USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.
| Low income and far from a supermarket | None of this ZIP code |
|---|---|
| Far from a supermarket | None of this ZIP code |
| No vehicle and far from a supermarket | None of this ZIP code |
School districts
NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.
| West Fork Community School District | 100% of this ZIP code's land area |
|---|
Community and walkability
CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.
| Overall social vulnerability | 36more vulnerable than 36% of US census tracts |
|---|---|
| Socioeconomic status | 44more vulnerable than 44% of US census tracts |
| Household characteristics | 44more vulnerable than 44% of US census tracts |
| Racial and ethnic minority status | 5more vulnerable than 5% of US census tracts |
| Housing type and transport | 41more vulnerable than 41% of US census tracts |
| Walkability | 4.3 out of 20Least walkable |
Nearby ZIP codes
The closest ZIP codes by centre point, which is not the same as sharing a border.
| 50475 Sheffield, IA | 4.8 km away |
|---|---|
| 50441 Hampton, IA | 10.5 km away |
| 50452 Latimer, IA | 13.4 km away |
| 50477 Swaledale, IA | 15.9 km away |
| 50431 Coulter, IA | 16.1 km away |
| 50605 Aredale, IA | 16.4 km away |
| 50433 Dougherty, IA | 17.6 km away |
| 50420 Alexander, IA | 18.3 km away |
Location, counties and time zone
County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.
| Franklin County | 100% of this ZIP code's land area |
|---|---|
| Time zone | Central (UTC-06:00 standard) |
| Daylight saving time | Observed |
| Land area | 0.07 sq mi |
| Latitude, longitude | 42.8349, -93.2226 |
Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.