Postal Codes

49660 ZIP Code

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ZIP code 49660 covers Manistee, Michigan, with a population of about 14,501 and a median household income of $62,211.

Population
14,50185 per square mile
Median age
49.811.1 points above the US average
Median household income
$62,21113% below the Michigan median
Poverty rate
10.3%2.1 points below the US average
Typical home value
$273,387up 31.4% in five years
Median rent
$78727% below the Michigan median
Degree or higher
24.4%10.6 points below the US average
Homeownership
82.6%17.6 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
367

Where 49660 is

Manistee, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population14,501
Median age49.8
Family households62.2%
Born outside the US2.7%
Speaks a language other than English at home5.1%
White (non-Hispanic)84.1%
Black (non-Hispanic)5.2%
Asian (non-Hispanic)0.6%
Hispanic or Latino4.4%
Veterans9.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$62,211
Income per person$36,178
Poverty rate10.3%
Households on SNAP or cash assistance12.4%

Household income distribution

Under $10k5.0%
$10–15k4.2%
$15–20k2.8%
$20–25k2.8%
$25–30k3.6%
$30–35k6.7%
$35–40k4.5%
$40–45k5.2%
$45–50k3.5%
$50–60k8.9%
$60–75k11.9%
$75–100k15.7%
$100–125k9.0%
$125–150k4.9%
$150–200k4.5%
$200k or more6.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed6,690
Mean adjusted gross income$61,968
Returns declaring $200,000 or more3.3%
Returns, under $25k33.9%
Returns, $25k–$50k24.7%
Returns, $50k–$75k14.5%
Returns, $75k–$100k10.3%
Returns, $100k–$200k13.3%
Returns, $200k or more3.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$170,500
Median gross rent$787
Rent as a share of household income35.3%
Owner-occupied82.6%
Vacant homes24.3%
Median year built1966

What the homes are

Detached house80.9%
Attached house4.4%
2 to 4 units6.8%
5 to 19 units2.7%
20 or more units3.4%
Mobile home1.7%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$273,387as of 2026-07
Typical home value, 1 yearup 9.8%
Typical home value, 5 yearsup 31.4%
Typical home value, 10 yearsup 106.1%
Typical home value since 2000
200920172026$273,387$116,584

$132,785 in 2009 to $273,387 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.9%
Bachelor's degree or higher24.4%
High school diploma or higher89.8%
Works from home9.7%
Drives to work alone79%
Takes public transport0.7%
Commutes 45 minutes or more7.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.7% 3.3 pts above the national average of 33.4%
Diagnosed diabetes13.2% 1.2 pts above the national average of 12%
Currently smokes15.7% 2.5 pts above the national average of 13.2%
High blood pressure39.7% 5.6 pts above the national average of 34.1%
Fair or poor general health20.6% same as the national average of 20.3%
No health insurance (18–64)7.1% 4.2 pts below the national average of 11.3%
Depression26.3% 4.4 pts above the national average of 21.9%
No leisure-time physical activity27.5% 2.1 pts above the national average of 25.4%
Arthritis34.1% 9 pts above the national average of 25.1%
Binge drinking15.5% 0.5 pts below the national average of 16%
Taking blood pressure medication79.5% 4.8 pts above the national average of 74.7%
Cancer (non-skin)11% 3.3 pts above the national average of 7.7%
Current asthma11.6% 1.2 pts above the national average of 10.4%
Coronary heart disease8.5% 2.3 pts above the national average of 6.2%
Routine check-up in past year81.2% 4.5 pts above the national average of 76.7%
Cholesterol screening88.2% 2.3 pts above the national average of 85.9%
Cognitive disability14.8% same as the national average of 14.8%
Colorectal screening71.5% 7.2 pts above the national average of 64.3%
COPD9.7% 3.1 pts above the national average of 6.6%
Visited a dentist67.8% 6.5 pts above the national average of 61.3%
Any disability34.3% 3.6 pts above the national average of 30.7%
Lacks emotional support22.9% 1.9 pts below the national average of 24.8%
Food insecurity14% 3.1 pts below the national average of 17.1%
Received food stamps13.1% 1.2 pts below the national average of 14.3%
Hearing disability9.1% 2.4 pts above the national average of 6.7%
High cholesterol38.1% 1.9 pts above the national average of 36.2%
Housing insecurity10.6% 3.2 pts below the national average of 13.8%
Independent living disability9.1% 0.7 pts above the national average of 8.4%
Lacks transport7.6% 1.6 pts below the national average of 9.2%
Loneliness31.4% 3 pts below the national average of 34.4%
Mammography use76.2% same as the national average of 75.9%
Poor mental health (14+ days)17.2% same as the national average of 16.8%
Mobility disability16.3% 2.3 pts above the national average of 14%
Poor physical health (14+ days)15.5% 2 pts above the national average of 13.5%
Self-care disability4.2% same as the national average of 4%
Utility shut-off threat7.7% 1.1 pts below the national average of 8.8%
Sleeps under 7 hours32.3% 4.1 pts below the national average of 36.4%
Stroke4.2% 0.8 pts above the national average of 3.4%
All natural teeth lost11.1% 1.9 pts below the national average of 13%
Vision disability5.2% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments367
People employed4,011
Annual payroll$173,242,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 45% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 9 census tracts this ZIP code covers
Expected annual loss35.6 out of 100
Community resilience96.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Winter weather98.4Very High at its worst in this ZIP code
Lightning86.8Very High at its worst in this ZIP code
Landslide86.4Relatively Low at its worst in this ZIP code
Strong wind75.8Relatively High at its worst in this ZIP code
Cold wave75.7Relatively High at its worst in this ZIP code
Wildfire73.7Relatively Low at its worst in this ZIP code
River flooding65.5Relatively High at its worst in this ZIP code
Coastal flooding57Relatively Low at its worst in this ZIP code
Hail51.5Relatively Low at its worst in this ZIP code
Tornado37.5Relatively Low at its worst in this ZIP code
Hurricane29.4Very Low at its worst in this ZIP code
Ice storm23.3Relatively Low at its worst in this ZIP code
Heat wave15.7Relatively Low at its worst in this ZIP code
Earthquake9.7Very Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$62,211$71,149$78,538
Income per person$36,178$39,538$43,289
Poverty rate10.3%13.1%12.4%
Median home value$170,500$217,600$303,400
Median gross rent$787$1,084$1,348
Homeownership82.6%72.9%65%
Bachelor's degree or higher24.4%31.8%35%
Unemployment rate4.9%5.8%5.2%
Works from home9.7%12%13.5%
Born outside the US2.7%7%13.9%
Median age49.840.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMANISTEE 3SE, MI US10.6 km away
Rain in a year36 in

Average high and low by month

January30.2°F / 18.6°F2.2 in rain
February32.5°F / 19.2°F1.59 in rain
March42.1°F / 25.3°F2.22 in rain
April54.8°F / 34.7°F3.44 in rain
May67.1°F / 44.8°F3.29 in rain
June76.1°F / 54°F3.76 in rain
July79.7°F / 59.1°F3.29 in rain
August78.1°F / 58.7°F3.32 in rain
September72°F / 52.4°F3.26 in rain
October59.1°F / 42.2°F4.12 in rain
November46.1°F / 33°F3.17 in rain
December35.1°F / 24.4°F2.68 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket19% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

Manistee Area Schools40.6% of this ZIP code's land area
Kaleva Norman Dickson School District30.5% of this ZIP code's land area
Onekama Consolidated Schools17.3% of this ZIP code's land area
Mason County Central Schools7.2% of this ZIP code's land area
Mason County Eastern District4.4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability46more vulnerable than 46% of US census tracts
Socioeconomic status50more vulnerable than 50% of US census tracts
Household characteristics46more vulnerable than 46% of US census tracts
Racial and ethnic minority status18more vulnerable than 18% of US census tracts
Housing type and transport51more vulnerable than 51% of US census tracts
Walkability4.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

49626 Eastlake, MI9 km away
49634 Filer City, MI9.9 km away
49675 Onekama, MI11.5 km away
49619 Brethren, MI15.3 km away
49645 Kaleva, MI16 km away
49411 Free Soil, MI18.1 km away
49614 Bear Lake, MI18.9 km away
49689 Wellston, MI18.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Manistee County81.8% of this ZIP code's land area
Mason County18.2% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area171.36 sq mi
Water area10.02 sq mi
Population density85 people per sq mi
Latitude, longitude44.2635, -86.1825

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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