Postal Codes

49442 ZIP Code

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ZIP code 49442 covers Muskegon, Michigan, with a population of about 44,412 and a median household income of $50,069.

Population
44,4121,083 per square mile
Median age
36.62.1 points below the US average
Median household income
$50,06930% below the Michigan median
Poverty rate
16.7%4.3 points above the US average
Typical home value
$186,267up 25.7% in five years
Median rent
$88918% below the Michigan median
Degree or higher
11.1%23.9 points below the US average
Homeownership
69.6%4.6 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
579

Where 49442 is

Muskegon, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population44,412
Median age36.6
Family households59.7%
Born outside the US2.9%
Speaks a language other than English at home4.5%
White (non-Hispanic)62.5%
Black (non-Hispanic)21.7%
Asian (non-Hispanic)0.7%
Hispanic or Latino7.9%
Veterans6.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$50,069
Income per person$24,201
Poverty rate16.7%
Households on SNAP or cash assistance27.9%

Household income distribution

Under $10k6.2%
$10–15k5.2%
$15–20k5.0%
$20–25k8.1%
$25–30k4.7%
$30–35k5.9%
$35–40k4.6%
$40–45k5.7%
$45–50k4.5%
$50–60k9.4%
$60–75k9.0%
$75–100k14.5%
$100–125k8.7%
$125–150k4.6%
$150–200k2.5%
$200k or more1.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed18,470
Mean adjusted gross income$41,725
Returns declaring $200,000 or more0.6%
Returns, under $25k39.6%
Returns, $25k–$50k31.5%
Returns, $50k–$75k14.9%
Returns, $75k–$100k7.0%
Returns, $100k–$200k6.3%
Returns, $200k or more0.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$116,100
Median gross rent$889
Rent as a share of household income30.2%
Owner-occupied69.6%
Vacant homes9.3%
Median year built1961

What the homes are

Detached house67.9%
Attached house1.3%
2 to 4 units6.4%
5 to 19 units5.4%
20 or more units8.8%
Mobile home10.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$186,267as of 2026-07
Typical home value, 1 yearup 3.3%
Typical home value, 5 yearsup 25.7%
Typical home value, 10 yearsup 157.5%
Typical asking rent$1,197as of 2026-07
Typical asking rent, 1 yearup 8.5%
Typical home value since 2000
200020132026$186,267$47,819

$62,739 in 2000 to $186,267 in 2026.

Typical asking rent
202220242026$1,197$950

$950 in 2022 to $1,197 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate10.7%
Bachelor's degree or higher11.1%
High school diploma or higher87.3%
Works from home2.7%
Drives to work alone84.2%
Takes public transport0.1%
Commutes 45 minutes or more10.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity48.5% 15.1 pts above the national average of 33.4%
Diagnosed diabetes14.5% 2.5 pts above the national average of 12%
Currently smokes21.9% 8.7 pts above the national average of 13.2%
High blood pressure38.5% 4.4 pts above the national average of 34.1%
Fair or poor general health26.9% 6.6 pts above the national average of 20.3%
No health insurance (18–64)10.7% 0.6 pts below the national average of 11.3%
Depression28.1% 6.2 pts above the national average of 21.9%
No leisure-time physical activity33.3% 7.9 pts above the national average of 25.4%
Arthritis29.6% 4.5 pts above the national average of 25.1%
Binge drinking16.3% same as the national average of 16%
Taking blood pressure medication74.9% same as the national average of 74.7%
Cancer (non-skin)7.2% 0.5 pts below the national average of 7.7%
Current asthma12.9% 2.5 pts above the national average of 10.4%
Coronary heart disease7.6% 1.4 pts above the national average of 6.2%
Routine check-up in past year78.2% 1.5 pts above the national average of 76.7%
Cholesterol screening83.1% 2.8 pts below the national average of 85.9%
Cognitive disability19% 4.2 pts above the national average of 14.8%
Colorectal screening63% 1.3 pts below the national average of 64.3%
COPD10.4% 3.8 pts above the national average of 6.6%
Visited a dentist56.4% 4.9 pts below the national average of 61.3%
Any disability38.1% 7.4 pts above the national average of 30.7%
Lacks emotional support26.7% 1.9 pts above the national average of 24.8%
Food insecurity25.9% 8.8 pts above the national average of 17.1%
Received food stamps27.8% 13.5 pts above the national average of 14.3%
Hearing disability7.6% 0.9 pts above the national average of 6.7%
High cholesterol34.2% 2 pts below the national average of 36.2%
Housing insecurity19.6% 5.8 pts above the national average of 13.8%
Independent living disability12.1% 3.7 pts above the national average of 8.4%
Lacks transport13.5% 4.3 pts above the national average of 9.2%
Loneliness35% 0.6 pts above the national average of 34.4%
Mammography use74.5% 1.4 pts below the national average of 75.9%
Poor mental health (14+ days)21% 4.2 pts above the national average of 16.8%
Mobility disability17.6% 3.6 pts above the national average of 14%
Poor physical health (14+ days)16.8% 3.3 pts above the national average of 13.5%
Self-care disability5.7% 1.7 pts above the national average of 4%
Utility shut-off threat15.4% 6.6 pts above the national average of 8.8%
Sleeps under 7 hours41.9% 5.5 pts above the national average of 36.4%
Stroke4.4% 1 pts above the national average of 3.4%
All natural teeth lost17.6% 4.6 pts above the national average of 13%
Vision disability7.4% 1.8 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments579
People employed10,776
Annual payroll$525,051,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 18.3% of US census tracts
FEMA ratingVery Low to Relatively Low across the 11 census tracts this ZIP code covers
Expected annual loss19.7 out of 100
Community resilience99.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind89Relatively High at its worst in this ZIP code
Tornado61.1Relatively Moderate at its worst in this ZIP code
Ice storm56.5Relatively Moderate at its worst in this ZIP code
Lightning52.9Relatively Moderate at its worst in this ZIP code
Landslide52.7Very Low at its worst in this ZIP code
Hail48.8Relatively Low at its worst in this ZIP code
Wildfire46.3Very Low at its worst in this ZIP code
Cold wave40Relatively Low at its worst in this ZIP code
Winter weather32.4Relatively Low at its worst in this ZIP code
River flooding31Relatively Moderate at its worst in this ZIP code
Coastal flooding24.5Very Low at its worst in this ZIP code
Heat wave24.2Relatively Low at its worst in this ZIP code
Hurricane21.8Very Low at its worst in this ZIP code
Earthquake18.9Very Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$50,069$71,149$78,538
Income per person$24,201$39,538$43,289
Poverty rate16.7%13.1%12.4%
Median home value$116,100$217,600$303,400
Median gross rent$889$1,084$1,348
Homeownership69.6%72.9%65%
Bachelor's degree or higher11.1%31.8%35%
Unemployment rate10.7%5.8%5.2%
Works from home2.7%12%13.5%
Born outside the US2.9%7%13.9%
Median age36.640.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMUSKEGON CO AP, MI US7.9 km away
Rain in a year35 in
Snow in a year87 in

Average high and low by month

January32.5°F / 20.7°F2.42 in rain, 29.1 in snow
February34.5°F / 20.8°F2.11 in rain, 20 in snow
March44.3°F / 27.1°F2.4 in rain, 7.5 in snow
April56.6°F / 36.9°F3.47 in rain, 1.8 in snow
May68.4°F / 47.5°F3.38 in rain
June77.7°F / 57.2°F3.05 in rain
July81.6°F / 62.2°F2.75 in rain
August80.2°F / 61.3°F3.1 in rain
September73.4°F / 53.5°F3.26 in rain
October60.6°F / 43.2°F3.8 in rain
November47.8°F / 34.1°F2.92 in rain, 6.5 in snow
December37.4°F / 26.3°F2.42 in rain, 22.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket56% of this ZIP code's area
Far from a supermarket56% of this ZIP code's area
No vehicle and far from a supermarket9% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Oakridge Public Schools56.3% of this ZIP code's land area
Orchard View Schools31.7% of this ZIP code's land area
Muskegon City School District11.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability47more vulnerable than 47% of US census tracts
Socioeconomic status58more vulnerable than 58% of US census tracts
Household characteristics39more vulnerable than 39% of US census tracts
Racial and ethnic minority status28more vulnerable than 28% of US census tracts
Housing type and transport47more vulnerable than 47% of US census tracts
Walkability5.5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

49443 Muskegon, MI4.9 km away
49440 Muskegon, MI4.9 km away
49444 Muskegon, MI6 km away
49441 Muskegon, MI8 km away
49445 Muskegon, MI10.1 km away
49415 Fruitport, MI10.6 km away
49457 Twin Lake, MI12.2 km away
49456 Spring Lake, MI16 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Muskegon County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area41.02 sq mi
Water area2.76 sq mi
Population density1,083 people per sq mi
Latitude, longitude43.2329, -86.1885

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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