Postal Codes

48162 ZIP Code

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ZIP code 48162 covers Monroe, Michigan, with a population of about 28,275 and a median household income of $68,801.

Population
28,275492 per square mile
Median age
42.84.1 points above the US average
Median household income
$68,801about the Michigan median
Poverty rate
13.7%1.3 points above the US average
Typical home value
$242,905up 26.7% in five years
Median rent
$91216% below the Michigan median
Degree or higher
23.6%11.4 points below the US average
Homeownership
76.6%11.6 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
528

Where 48162 is

Monroe, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population28,275
Median age42.8
Family households61.6%
Born outside the US1.9%
Speaks a language other than English at home3.5%
White (non-Hispanic)89.8%
Black (non-Hispanic)3.2%
Asian (non-Hispanic)0.6%
Hispanic or Latino2.5%
Veterans6.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$68,801
Income per person$36,585
Poverty rate13.7%
Households on SNAP or cash assistance14.4%

Household income distribution

Under $10k6.3%
$10–15k5.0%
$15–20k3.2%
$20–25k3.5%
$25–30k3.3%
$30–35k5.4%
$35–40k3.9%
$40–45k3.6%
$45–50k4.5%
$50–60k5.2%
$60–75k11.3%
$75–100k11.3%
$100–125k8.4%
$125–150k7.1%
$150–200k11.5%
$200k or more6.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed14,060
Mean adjusted gross income$67,410
Returns declaring $200,000 or more3.6%
Returns, under $25k29.5%
Returns, $25k–$50k22.8%
Returns, $50k–$75k16.0%
Returns, $75k–$100k11.0%
Returns, $100k–$200k17.1%
Returns, $200k or more3.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$192,200
Median gross rent$912
Rent as a share of household income34.9%
Owner-occupied76.6%
Vacant homes7%
Median year built1967

What the homes are

Detached house77.5%
Attached house1.6%
2 to 4 units3.8%
5 to 19 units9.4%
20 or more units6.9%
Mobile home0.7%
Boat, RV or van0%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$242,905as of 2026-07
Typical home value, 1 yearup 5.6%
Typical home value, 5 yearsup 26.7%
Typical home value, 10 yearsup 79.5%
Typical asking rent$1,082as of 2026-07
Typical home value since 2000
200020132026$242,905$100,759

$169,743 in 2000 to $242,905 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.3%
Bachelor's degree or higher23.6%
High school diploma or higher90.8%
Works from home6.5%
Drives to work alone80.9%
Takes public transport0.7%
Commutes 45 minutes or more16%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity41.1% 7.7 pts above the national average of 33.4%
Diagnosed diabetes12.7% 0.7 pts above the national average of 12%
Currently smokes15.9% 2.7 pts above the national average of 13.2%
High blood pressure38% 3.9 pts above the national average of 34.1%
Fair or poor general health20.4% same as the national average of 20.3%
No health insurance (18–64)7.1% 4.2 pts below the national average of 11.3%
Depression27.1% 5.2 pts above the national average of 21.9%
No leisure-time physical activity25.9% 0.5 pts above the national average of 25.4%
Arthritis33% 7.9 pts above the national average of 25.1%
Binge drinking17% 1 pts above the national average of 16%
Taking blood pressure medication78.1% 3.4 pts above the national average of 74.7%
Cancer (non-skin)9.8% 2.1 pts above the national average of 7.7%
Current asthma12% 1.6 pts above the national average of 10.4%
Coronary heart disease7.6% 1.4 pts above the national average of 6.2%
Routine check-up in past year79.4% 2.7 pts above the national average of 76.7%
Cholesterol screening87% 1.1 pts above the national average of 85.9%
Cognitive disability15.1% same as the national average of 14.8%
Colorectal screening70.1% 5.8 pts above the national average of 64.3%
COPD9.2% 2.6 pts above the national average of 6.6%
Visited a dentist69.1% 7.8 pts above the national average of 61.3%
Any disability33.8% 3.1 pts above the national average of 30.7%
Lacks emotional support22% 2.8 pts below the national average of 24.8%
Food insecurity14.3% 2.8 pts below the national average of 17.1%
Received food stamps13.9% same as the national average of 14.3%
Hearing disability8.3% 1.6 pts above the national average of 6.7%
High cholesterol37.8% 1.6 pts above the national average of 36.2%
Housing insecurity11% 2.8 pts below the national average of 13.8%
Independent living disability9.2% 0.8 pts above the national average of 8.4%
Lacks transport8% 1.2 pts below the national average of 9.2%
Loneliness32.1% 2.3 pts below the national average of 34.4%
Mammography use71% 4.9 pts below the national average of 75.9%
Poor mental health (14+ days)18.3% 1.5 pts above the national average of 16.8%
Mobility disability15.7% 1.7 pts above the national average of 14%
Poor physical health (14+ days)15.1% 1.6 pts above the national average of 13.5%
Self-care disability4.1% same as the national average of 4%
Utility shut-off threat8.2% 0.6 pts below the national average of 8.8%
Sleeps under 7 hours35.6% 0.8 pts below the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost12.7% same as the national average of 13%
Vision disability5.1% 0.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments528
People employed9,219
Annual payroll$388,441,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 52.8% of US census tracts
FEMA ratingVery Low to Relatively High across the 10 census tracts this ZIP code covers
Expected annual loss49.9 out of 100
Community resilience79.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind86Relatively High at its worst in this ZIP code
Ice storm80.3Relatively High at its worst in this ZIP code
Hail75.5Relatively Moderate at its worst in this ZIP code
Cold wave73Relatively High at its worst in this ZIP code
Tornado72.8Relatively High at its worst in this ZIP code
River flooding70.9Very High at its worst in this ZIP code
Winter weather65.4Relatively High at its worst in this ZIP code
Wildfire59.6Relatively Low at its worst in this ZIP code
Landslide50.1Very Low at its worst in this ZIP code
Earthquake46.1Relatively Low at its worst in this ZIP code
Heat wave41.5Relatively Moderate at its worst in this ZIP code
Lightning38Relatively Moderate at its worst in this ZIP code
Hurricane36.1Very Low at its worst in this ZIP code
Coastal flooding31.2Relatively Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$68,801$71,149$78,538
Income per person$36,585$39,538$43,289
Poverty rate13.7%13.1%12.4%
Median home value$192,200$217,600$303,400
Median gross rent$912$1,084$1,348
Homeownership76.6%72.9%65%
Bachelor's degree or higher23.6%31.8%35%
Unemployment rate4.3%5.8%5.2%
Works from home6.5%12%13.5%
Born outside the US1.9%7%13.9%
Median age42.840.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMONROE, MI US3.5 km away

Average high and low by month

January32.9°F / 18°F
February35.3°F / 19.3°F
March45°F / 26.7°F
April57.9°F / 37.8°F
May69.3°F / 49.3°F
June79.9°F / 59.3°F
July84.5°F / 62.5°F
August81.6°F / 60.9°F
September74.8°F / 54°F
October63°F / 42.2°F
November49.3°F / 32.5°F
December37.8°F / 23.6°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket21% of this ZIP code's area
No vehicle and far from a supermarket10% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Monroe Public Schools66.4% of this ZIP code's land area
Jefferson Schools17.7% of this ZIP code's land area
Dundee Community Schools11.8% of this ZIP code's land area
Airport Community School District4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability16more vulnerable than 16% of US census tracts
Socioeconomic status32more vulnerable than 32% of US census tracts
Household characteristics28more vulnerable than 28% of US census tracts
Racial and ethnic minority status8more vulnerable than 8% of US census tracts
Housing type and transport17more vulnerable than 17% of US census tracts
Walkability4.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

48161 Monroe, MI3.3 km away
48145 La Salle, MI8.2 km away
48159 Maybee, MI12.6 km away
48157 Luna Pier, MI12.8 km away
48166 Newport, MI14.6 km away
48140 Ida, MI14.7 km away
48117 Carleton, MI14.9 km away
48133 Erie, MI16.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Monroe County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area57.46 sq mi
Water area1.7 sq mi
Population density492 people per sq mi
Latitude, longitude41.9293, -83.4448

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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