Postal Codes

48161 ZIP Code

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ZIP code 48161 covers Monroe, Michigan, with a population of about 26,556 and a median household income of $65,517.

Population
26,556592 per square mile
Median age
42.63.9 points above the US average
Median household income
$65,5178% below the Michigan median
Poverty rate
16.5%4.1 points above the US average
Typical home value
$206,275up 20.9% in five years
Median rent
$95512% below the Michigan median
Degree or higher
19.4%15.6 points below the US average
Homeownership
74.9%9.9 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
513

Where 48161 is

Monroe, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population26,556
Median age42.6
Family households60.9%
Born outside the US2.9%
Speaks a language other than English at home4.5%
White (non-Hispanic)85.4%
Black (non-Hispanic)4.6%
Asian (non-Hispanic)0.5%
Hispanic or Latino4.6%
Veterans7.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$65,517
Income per person$35,961
Poverty rate16.5%
Households on SNAP or cash assistance18.6%

Household income distribution

Under $10k5.5%
$10–15k6.3%
$15–20k4.6%
$20–25k3.0%
$25–30k5.9%
$30–35k3.9%
$35–40k3.8%
$40–45k2.8%
$45–50k3.1%
$50–60k7.2%
$60–75k11.2%
$75–100k13.0%
$100–125k11.4%
$125–150k4.8%
$150–200k7.7%
$200k or more5.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed12,110
Mean adjusted gross income$61,979
Returns declaring $200,000 or more3.3%
Returns, under $25k33.4%
Returns, $25k–$50k24.9%
Returns, $50k–$75k14.2%
Returns, $75k–$100k9.5%
Returns, $100k–$200k14.7%
Returns, $200k or more3.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$173,200
Median gross rent$955
Rent as a share of household income34.4%
Owner-occupied74.9%
Vacant homes4.8%
Median year built1967

What the homes are

Detached house67.6%
Attached house3.8%
2 to 4 units7.9%
5 to 19 units5.1%
20 or more units3.5%
Mobile home12.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$206,275as of 2026-07
Typical home value, 1 yearup 6.2%
Typical home value, 5 yearsup 20.9%
Typical home value, 10 yearsup 51.8%
Typical asking rent$1,076as of 2026-07
Typical asking rent, 1 yearup 5.7%
Typical home value since 2000
200020132026$206,275$90,718

$155,649 in 2000 to $206,275 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7.2%
Bachelor's degree or higher19.4%
High school diploma or higher89.2%
Works from home6.8%
Drives to work alone82.2%
Takes public transport0.3%
Commutes 45 minutes or more19%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity42.5% 9.1 pts above the national average of 33.4%
Diagnosed diabetes12.9% 0.9 pts above the national average of 12%
Currently smokes17.8% 4.6 pts above the national average of 13.2%
High blood pressure37.6% 3.5 pts above the national average of 34.1%
Fair or poor general health22% 1.7 pts above the national average of 20.3%
No health insurance (18–64)7.9% 3.4 pts below the national average of 11.3%
Depression27.8% 5.9 pts above the national average of 21.9%
No leisure-time physical activity27.5% 2.1 pts above the national average of 25.4%
Arthritis32% 6.9 pts above the national average of 25.1%
Binge drinking17.2% 1.2 pts above the national average of 16%
Taking blood pressure medication76.7% 2 pts above the national average of 74.7%
Cancer (non-skin)8.8% 1.1 pts above the national average of 7.7%
Current asthma12.4% 2 pts above the national average of 10.4%
Coronary heart disease7.4% 1.2 pts above the national average of 6.2%
Routine check-up in past year78.5% 1.8 pts above the national average of 76.7%
Cholesterol screening85.5% same as the national average of 85.9%
Cognitive disability16.5% 1.7 pts above the national average of 14.8%
Colorectal screening69.4% 5.1 pts above the national average of 64.3%
COPD9.5% 2.9 pts above the national average of 6.6%
Visited a dentist64.8% 3.5 pts above the national average of 61.3%
Any disability34.9% 4.2 pts above the national average of 30.7%
Lacks emotional support23.2% 1.6 pts below the national average of 24.8%
Food insecurity17.2% same as the national average of 17.1%
Received food stamps17.5% 3.2 pts above the national average of 14.3%
Hearing disability8% 1.3 pts above the national average of 6.7%
High cholesterol37% 0.8 pts above the national average of 36.2%
Housing insecurity12.9% 0.9 pts below the national average of 13.8%
Independent living disability10% 1.6 pts above the national average of 8.4%
Lacks transport9.3% same as the national average of 9.2%
Loneliness33.2% 1.2 pts below the national average of 34.4%
Mammography use70.6% 5.3 pts below the national average of 75.9%
Poor mental health (14+ days)19.6% 2.8 pts above the national average of 16.8%
Mobility disability16% 2 pts above the national average of 14%
Poor physical health (14+ days)15.7% 2.2 pts above the national average of 13.5%
Self-care disability4.4% same as the national average of 4%
Utility shut-off threat9.7% 0.9 pts above the national average of 8.8%
Sleeps under 7 hours37.6% 1.2 pts above the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost13.7% 0.7 pts above the national average of 13%
Vision disability5.6% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments513
People employed9,953
Annual payroll$563,734,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 46.2% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 12 census tracts this ZIP code covers
Expected annual loss47.2 out of 100
Community resilience79.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind83.6Relatively High at its worst in this ZIP code
Ice storm77.4Relatively Moderate at its worst in this ZIP code
Hail73Relatively Moderate at its worst in this ZIP code
Tornado70.2Relatively High at its worst in this ZIP code
Cold wave69.8Relatively High at its worst in this ZIP code
River flooding65.1Relatively High at its worst in this ZIP code
Winter weather61.9Relatively Moderate at its worst in this ZIP code
Wildfire53Relatively Low at its worst in this ZIP code
Landslide48.1Very Low at its worst in this ZIP code
Earthquake43.5Relatively Low at its worst in this ZIP code
Coastal flooding41Relatively Low at its worst in this ZIP code
Heat wave37.1Relatively Low at its worst in this ZIP code
Lightning33.9Relatively Low at its worst in this ZIP code
Hurricane33.7Very Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$65,517$71,149$78,538
Income per person$35,961$39,538$43,289
Poverty rate16.5%13.1%12.4%
Median home value$173,200$217,600$303,400
Median gross rent$955$1,084$1,348
Homeownership74.9%72.9%65%
Bachelor's degree or higher19.4%31.8%35%
Unemployment rate7.2%5.8%5.2%
Works from home6.8%12%13.5%
Born outside the US2.9%7%13.9%
Median age42.640.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMONROE, MI US4.6 km away

Average high and low by month

January32.9°F / 18°F
February35.3°F / 19.3°F
March45°F / 26.7°F
April57.9°F / 37.8°F
May69.3°F / 49.3°F
June79.9°F / 59.3°F
July84.5°F / 62.5°F
August81.6°F / 60.9°F
September74.8°F / 54°F
October63°F / 42.2°F
November49.3°F / 32.5°F
December37.8°F / 23.6°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket18% of this ZIP code's area
No vehicle and far from a supermarket23% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Monroe Public Schools50.3% of this ZIP code's land area
Ida Public School District37.4% of this ZIP code's land area
Dundee Community Schools12.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability37more vulnerable than 37% of US census tracts
Socioeconomic status37more vulnerable than 37% of US census tracts
Household characteristics58more vulnerable than 58% of US census tracts
Racial and ethnic minority status19more vulnerable than 19% of US census tracts
Housing type and transport38more vulnerable than 38% of US census tracts
Walkability4.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

48162 Monroe, MI3.3 km away
48145 La Salle, MI5.5 km away
48157 Luna Pier, MI10.8 km away
48140 Ida, MI11.5 km away
48159 Maybee, MI14 km away
48133 Erie, MI14.1 km away
48177 Samaria, MI14.3 km away
48131 Dundee, MI15.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Monroe County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area44.83 sq mi
Water area1.85 sq mi
Population density592 people per sq mi
Latitude, longitude41.9080, -83.4719

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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