Postal Codes

47421 ZIP Code

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ZIP code 47421 covers Bedford, Indiana, with a population of about 27,610 and a median household income of $66,588.

Population
27,610150 per square mile
Median age
467.3 points above the US average
Median household income
$66,588about the Indiana median
Poverty rate
10.7%1.7 points below the US average
Typical home value
$211,682up 25.6% in five years
Median rent
$82719% below the Indiana median
Degree or higher
21%14 points below the US average
Homeownership
78.5%13.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
681

Where 47421 is

Bedford, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population27,610
Median age46
Family households58.3%
Born outside the US1.1%
Speaks a language other than English at home1.3%
White (non-Hispanic)94.5%
Black (non-Hispanic)0.3%
Asian (non-Hispanic)0.3%
Hispanic or Latino2.3%
Veterans8.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$66,588
Income per person$36,008
Poverty rate10.7%
Households on SNAP or cash assistance9.6%

Household income distribution

Under $10k5.4%
$10–15k4.6%
$15–20k4.8%
$20–25k3.0%
$25–30k5.6%
$30–35k3.2%
$35–40k4.1%
$40–45k3.8%
$45–50k4.0%
$50–60k7.1%
$60–75k9.5%
$75–100k15.0%
$100–125k11.2%
$125–150k7.1%
$150–200k7.7%
$200k or more3.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed13,330
Mean adjusted gross income$62,715
Returns declaring $200,000 or more2.9%
Returns, under $25k30.0%
Returns, $25k–$50k25.3%
Returns, $50k–$75k15.8%
Returns, $75k–$100k11.2%
Returns, $100k–$200k14.9%
Returns, $200k or more2.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$165,200
Median gross rent$827
Rent as a share of household income29.2%
Owner-occupied78.5%
Vacant homes6%
Median year built1969

What the homes are

Detached house78.4%
Attached house1.6%
2 to 4 units5.7%
5 to 19 units4.2%
20 or more units3.5%
Mobile home6.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$211,682as of 2026-07
Typical home value, 1 yearup 2.7%
Typical home value, 5 yearsup 25.6%
Typical home value, 10 yearsup 109.1%
Typical home value since 2000
201020182026$211,682$88,362

$90,837 in 2010 to $211,682 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.9%
Bachelor's degree or higher21%
High school diploma or higher90.6%
Works from home6.5%
Drives to work alone81.7%
Takes public transport0%
Commutes 45 minutes or more17.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity42.3% 8.9 pts above the national average of 33.4%
Diagnosed diabetes14.3% 2.3 pts above the national average of 12%
Currently smokes17.3% 4.1 pts above the national average of 13.2%
High blood pressure40.8% 6.7 pts above the national average of 34.1%
Fair or poor general health22.2% 1.9 pts above the national average of 20.3%
No health insurance (18–64)8% 3.3 pts below the national average of 11.3%
Depression24.9% 3 pts above the national average of 21.9%
No leisure-time physical activity27.5% 2.1 pts above the national average of 25.4%
Arthritis33.7% 8.6 pts above the national average of 25.1%
Binge drinking15.3% 0.7 pts below the national average of 16%
Taking blood pressure medication80.3% 5.6 pts above the national average of 74.7%
Cancer (non-skin)10% 2.3 pts above the national average of 7.7%
Current asthma11.6% 1.2 pts above the national average of 10.4%
Coronary heart disease8.3% 2.1 pts above the national average of 6.2%
Routine check-up in past year80.5% 3.8 pts above the national average of 76.7%
Cholesterol screening86.3% same as the national average of 85.9%
Cognitive disability15.5% 0.7 pts above the national average of 14.8%
Colorectal screening66.7% 2.4 pts above the national average of 64.3%
COPD10% 3.4 pts above the national average of 6.6%
Visited a dentist60.8% 0.5 pts below the national average of 61.3%
Any disability33.7% 3 pts above the national average of 30.7%
Lacks emotional support21.9% 2.9 pts below the national average of 24.8%
Food insecurity13.3% 3.8 pts below the national average of 17.1%
Received food stamps8.4% 5.9 pts below the national average of 14.3%
Hearing disability8.7% 2 pts above the national average of 6.7%
High cholesterol40.4% 4.2 pts above the national average of 36.2%
Housing insecurity9.8% 4 pts below the national average of 13.8%
Independent living disability9% 0.6 pts above the national average of 8.4%
Lacks transport7.2% 2 pts below the national average of 9.2%
Loneliness32.3% 2.1 pts below the national average of 34.4%
Mammography use74.4% 1.5 pts below the national average of 75.9%
Poor mental health (14+ days)17.6% 0.8 pts above the national average of 16.8%
Mobility disability16.3% 2.3 pts above the national average of 14%
Poor physical health (14+ days)15.5% 2 pts above the national average of 13.5%
Self-care disability4.2% same as the national average of 4%
Utility shut-off threat7.6% 1.2 pts below the national average of 8.8%
Sleeps under 7 hours38.1% 1.7 pts above the national average of 36.4%
Stroke4.1% 0.7 pts above the national average of 3.4%
All natural teeth lost14.8% 1.8 pts above the national average of 13%
Vision disability5.3% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments681
People employed9,871
Annual payroll$435,330,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 47% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 13 census tracts this ZIP code covers
Expected annual loss54.9 out of 100
Community resilience55.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind91Very High at its worst in this ZIP code
Drought88Relatively Moderate at its worst in this ZIP code
Winter weather81.3Relatively High at its worst in this ZIP code
Tornado78.7Relatively High at its worst in this ZIP code
Landslide74.8Relatively Low at its worst in this ZIP code
Earthquake66.4Relatively Moderate at its worst in this ZIP code
Hail62.3Relatively Moderate at its worst in this ZIP code
Ice storm62Relatively Moderate at its worst in this ZIP code
River flooding61.1Relatively High at its worst in this ZIP code
Wildfire59.1Very Low at its worst in this ZIP code
Heat wave59Relatively Moderate at its worst in this ZIP code
Lightning52Relatively Moderate at its worst in this ZIP code
Cold wave41.1Relatively Moderate at its worst in this ZIP code
Hurricane27.4Very Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$66,588$70,051$78,538
Income per person$36,008$37,178$43,289
Poverty rate10.7%12.2%12.4%
Median home value$165,200$201,600$303,400
Median gross rent$827$1,020$1,348
Homeownership78.5%70.4%65%
Bachelor's degree or higher21%28.8%35%
Unemployment rate1.9%4.3%5.2%
Works from home6.5%9.6%13.5%
Born outside the US1.1%5.9%13.9%
Median age463838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationOOLITIC PURDUE EX FM, IN US5.8 km away
Rain in a year48 in
Snow in a year16 in

Average high and low by month

January37.8°F / 20.5°F3.36 in rain, 5.1 in snow
February42.5°F / 22.9°F2.75 in rain, 4.7 in snow
March52.8°F / 31.1°F3.9 in rain, 2.1 in snow
April64.5°F / 41.1°F5.11 in rain, 0.1 in snow
May73.6°F / 51.5°F5.6 in rain
June81.7°F / 60.5°F5.15 in rain
July84.7°F / 64°F4.34 in rain
August84.5°F / 62.3°F3.63 in rain
September78.6°F / 54.5°F3.36 in rain
October66.7°F / 42.5°F3.51 in rain
November53.5°F / 32.8°F3.78 in rain, 0.2 in snow
December42.1°F / 25.2°F3.53 in rain, 4.2 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket4% of this ZIP code's area
No vehicle and far from a supermarket22% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

North Lawrence Community Schools95.7% of this ZIP code's land area
Mitchell Community Schools4.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability24more vulnerable than 24% of US census tracts
Socioeconomic status28more vulnerable than 28% of US census tracts
Household characteristics35more vulnerable than 35% of US census tracts
Racial and ethnic minority status7more vulnerable than 7% of US census tracts
Housing type and transport34more vulnerable than 34% of US census tracts
Walkability4.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

47451 Oolitic, IN4 km away
47420 Avoca, IN7 km away
47436 Heltonville, IN13.1 km away
47462 Springville, IN14 km away
47446 Mitchell, IN14.5 km away
47434 Harrodsburg, IN16.4 km away
47470 Williams, IN16.5 km away
47467 Tunnelton, IN17 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lawrence County99.8% of this ZIP code's land area
Monroe County0.2% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area184.44 sq mi
Water area1.49 sq mi
Population density150 people per sq mi
Latitude, longitude38.8729, -86.4871

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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