Postal Codes

47404 ZIP Code

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ZIP code 47404 covers Bloomington, Indiana, with a population of about 23,614 and a median household income of $54,674.

Population
23,614449 per square mile
Median age
33.94.8 points below the US average
Median household income
$54,67422% below the Indiana median
Poverty rate
19.4%7 points above the US average
Typical home value
$317,607up 23.8% in five years
Median rent
$1,1591.1× the Indiana median
Degree or higher
43.5%8.5 points above the US average
Homeownership
55.6%9.4 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
942

Where 47404 is

Bloomington, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population23,614
Median age33.9
Family households47.3%
Born outside the US5.5%
Speaks a language other than English at home6.9%
White (non-Hispanic)82.5%
Black (non-Hispanic)4.3%
Asian (non-Hispanic)4.5%
Hispanic or Latino3.6%
Veterans5.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$54,674
Income per person$34,917
Poverty rate19.4%
Households on SNAP or cash assistance6.2%

Household income distribution

Under $10k9.0%
$10–15k5.0%
$15–20k3.0%
$20–25k5.1%
$25–30k4.7%
$30–35k4.5%
$35–40k3.4%
$40–45k5.2%
$45–50k5.5%
$50–60k7.3%
$60–75k7.9%
$75–100k12.6%
$100–125k11.1%
$125–150k4.9%
$150–200k5.9%
$200k or more4.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed9,740
Mean adjusted gross income$71,094
Returns declaring $200,000 or more4.3%
Returns, under $25k32.5%
Returns, $25k–$50k23.3%
Returns, $50k–$75k13.9%
Returns, $75k–$100k9.4%
Returns, $100k–$200k16.5%
Returns, $200k or more4.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$243,500
Median gross rent$1,159
Rent as a share of household income37%
Owner-occupied55.6%
Vacant homes10.5%
Median year built1984

What the homes are

Detached house53.4%
Attached house3.5%
2 to 4 units8.4%
5 to 19 units11.9%
20 or more units14.1%
Mobile home8.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$317,607as of 2026-07
Typical home value, 1 yearup 1.9%
Typical home value, 5 yearsup 23.8%
Typical home value, 10 yearsup 89.5%
Typical asking rent$1,529as of 2026-07
Typical asking rent, 1 yearup 2.4%
Typical home value since 2000
200420152026$317,607$130,089

$130,089 in 2004 to $317,607 in 2026.

Typical asking rent
202220242026$1,529$1,285

$1,285 in 2022 to $1,529 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.1%
Bachelor's degree or higher43.5%
High school diploma or higher94.5%
Works from home15.2%
Drives to work alone67.3%
Takes public transport1%
Commutes 45 minutes or more7.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.1% 1.7 pts above the national average of 33.4%
Diagnosed diabetes10.1% 1.9 pts below the national average of 12%
Currently smokes14.3% 1.1 pts above the national average of 13.2%
High blood pressure31.2% 2.9 pts below the national average of 34.1%
Fair or poor general health19.8% 0.5 pts below the national average of 20.3%
No health insurance (18–64)8.4% 2.9 pts below the national average of 11.3%
Depression28% 6.1 pts above the national average of 21.9%
No leisure-time physical activity22.4% 3 pts below the national average of 25.4%
Arthritis23.6% 1.5 pts below the national average of 25.1%
Binge drinking17.8% 1.8 pts above the national average of 16%
Taking blood pressure medication72.4% 2.3 pts below the national average of 74.7%
Cancer (non-skin)7.2% 0.5 pts below the national average of 7.7%
Current asthma11.4% 1 pts above the national average of 10.4%
Coronary heart disease5.5% 0.7 pts below the national average of 6.2%
Routine check-up in past year78.1% 1.4 pts above the national average of 76.7%
Cholesterol screening81.4% 4.5 pts below the national average of 85.9%
Cognitive disability16.9% 2.1 pts above the national average of 14.8%
Colorectal screening68.3% 4 pts above the national average of 64.3%
COPD7% same as the national average of 6.6%
Visited a dentist58.2% 3.1 pts below the national average of 61.3%
Any disability30.5% same as the national average of 30.7%
Lacks emotional support21.6% 3.2 pts below the national average of 24.8%
Food insecurity16.4% 0.7 pts below the national average of 17.1%
Received food stamps11% 3.3 pts below the national average of 14.3%
Hearing disability6.1% 0.6 pts below the national average of 6.7%
High cholesterol36% same as the national average of 36.2%
Housing insecurity11.3% 2.5 pts below the national average of 13.8%
Independent living disability8.8% same as the national average of 8.4%
Lacks transport9.6% same as the national average of 9.2%
Loneliness36.8% 2.4 pts above the national average of 34.4%
Mammography use76.2% same as the national average of 75.9%
Poor mental health (14+ days)19.8% 3 pts above the national average of 16.8%
Mobility disability11.5% 2.5 pts below the national average of 14%
Poor physical health (14+ days)12.7% 0.8 pts below the national average of 13.5%
Self-care disability3.4% 0.6 pts below the national average of 4%
Utility shut-off threat9.3% 0.5 pts above the national average of 8.8%
Sleeps under 7 hours33.5% 2.9 pts below the national average of 36.4%
Stroke2.8% 0.6 pts below the national average of 3.4%
All natural teeth lost13.2% same as the national average of 13%
Vision disability5% 0.6 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments942
People employed13,323
Annual payroll$611,114,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 36.8% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 15 census tracts this ZIP code covers
Expected annual loss44.8 out of 100
Community resilience49.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Winter weather79.9Relatively High at its worst in this ZIP code
Strong wind78.9Very High at its worst in this ZIP code
Drought78.2Relatively Low at its worst in this ZIP code
Hail68.4Relatively Moderate at its worst in this ZIP code
Earthquake67Relatively Moderate at its worst in this ZIP code
Landslide63.4Relatively Moderate at its worst in this ZIP code
Tornado62.2Relatively High at its worst in this ZIP code
Wildfire61.1Relatively Low at its worst in this ZIP code
Heat wave57Relatively High at its worst in this ZIP code
River flooding54.1Relatively High at its worst in this ZIP code
Ice storm46.6Relatively Moderate at its worst in this ZIP code
Lightning43.3Relatively Moderate at its worst in this ZIP code
Cold wave40.3Relatively Moderate at its worst in this ZIP code
Hurricane25.5Very Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$54,674$70,051$78,538
Income per person$34,917$37,178$43,289
Poverty rate19.4%12.2%12.4%
Median home value$243,500$201,600$303,400
Median gross rent$1,159$1,020$1,348
Homeownership55.6%70.4%65%
Bachelor's degree or higher43.5%28.8%35%
Unemployment rate4.1%4.3%5.2%
Works from home15.2%9.6%13.5%
Born outside the US5.5%5.9%13.9%
Median age33.93838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBLOOMINGTON INDIANA UNIV, IN US5.2 km away
Rain in a year49 in
Snow in a year18 in

Average high and low by month

January37°F / 20.6°F3.78 in rain, 7.1 in snow
February41.8°F / 23.3°F2.95 in rain, 4.2 in snow
March52.4°F / 31.7°F3.66 in rain, 1.3 in snow
April64.4°F / 42.3°F5.21 in rain, 0.1 in snow
May73.8°F / 52.7°F5.36 in rain
June81.9°F / 61.7°F5.41 in rain
July85.1°F / 64.9°F4.58 in rain
August84.5°F / 63.5°F3.38 in rain
September78.5°F / 55.8°F3.81 in rain
October66.3°F / 44.4°F3.82 in rain, 0.1 in snow
November52.7°F / 34.1°F3.93 in rain, 0.2 in snow
December41.2°F / 25.8°F3.49 in rain, 4.5 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket49% of this ZIP code's area
No vehicle and far from a supermarket10% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Richland-Bean Blossom Community School Corporation50.8% of this ZIP code's land area
Monroe County Community School Corporation47.3% of this ZIP code's land area
Spencer-Owen Community Schools1.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability26more vulnerable than 26% of US census tracts
Socioeconomic status24more vulnerable than 24% of US census tracts
Household characteristics42more vulnerable than 42% of US census tracts
Racial and ethnic minority status13more vulnerable than 13% of US census tracts
Housing type and transport40more vulnerable than 40% of US census tracts
Walkability5.5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

47406 Bloomington, IN5.4 km away
47405 Bloomington, IN5.8 km away
47402 Bloomington, IN6.8 km away
47407 Bloomington, IN6.8 km away
47426 Clear Creek, IN6.8 km away
47429 Ellettsville, IN7.6 km away
47403 Bloomington, IN7.6 km away
47401 Bloomington, IN8.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Monroe County98.2% of this ZIP code's land area
Owen County1.8% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area52.56 sq mi
Population density449 people per sq mi
Latitude, longitude39.1950, -86.5757

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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