Postal Codes

47401 ZIP Code

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ZIP code 47401 covers Bloomington, Indiana, with a population of about 40,084 and a median household income of $65,643.

Population
40,084485 per square mile
Median age
37.31.4 points below the US average
Median household income
$65,6436% below the Indiana median
Poverty rate
20.5%8.1 points above the US average
Typical home value
$355,911up 18.6% in five years
Median rent
$1,1811.2× the Indiana median
Degree or higher
61.8%26.8 points above the US average
Homeownership
54.1%10.9 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
925

Where 47401 is

Bloomington, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population40,084
Median age37.3
Family households45.3%
Born outside the US12.7%
Speaks a language other than English at home15.4%
White (non-Hispanic)80.6%
Black (non-Hispanic)2.4%
Asian (non-Hispanic)10.5%
Hispanic or Latino3.6%
Veterans5.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$65,643
Income per person$49,432
Poverty rate20.5%
Households on SNAP or cash assistance4.3%

Household income distribution

Under $10k11.5%
$10–15k4.6%
$15–20k2.5%
$20–25k5.8%
$25–30k4.3%
$30–35k2.2%
$35–40k2.2%
$40–45k3.1%
$45–50k2.6%
$50–60k6.9%
$60–75k8.6%
$75–100k10.0%
$100–125k8.4%
$125–150k6.2%
$150–200k7.7%
$200k or more13.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed18,300
Mean adjusted gross income$100,453
Returns declaring $200,000 or more11.5%
Returns, under $25k28.0%
Returns, $25k–$50k20.9%
Returns, $50k–$75k12.7%
Returns, $75k–$100k8.5%
Returns, $100k–$200k18.4%
Returns, $200k or more11.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$333,100
Median gross rent$1,181
Rent as a share of household income37%
Owner-occupied54.1%
Vacant homes9.6%
Median year built1988

What the homes are

Detached house51.1%
Attached house9.3%
2 to 4 units9.3%
5 to 19 units19.1%
20 or more units10.7%
Mobile home0.5%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$355,911as of 2026-07
Typical home value, 1 yearup 0.5%
Typical home value, 5 yearsup 18.6%
Typical home value, 10 yearsup 76.2%
Typical asking rent$1,504as of 2026-07
Typical asking rent, 1 yearup 1.1%
Typical asking rent, 5 yearsup 24.4%
Typical asking rent, 10 yearsup 65.3%
Typical home value since 2000
200420152026$355,911$152,322

$152,322 in 2004 to $355,911 in 2026.

Typical asking rent
201620212026$1,504$910

$910 in 2016 to $1,504 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7%
Bachelor's degree or higher61.8%
High school diploma or higher95.5%
Works from home19%
Drives to work alone60.3%
Takes public transport3.6%
Commutes 45 minutes or more5.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity32.5% 0.9 pts below the national average of 33.4%
Diagnosed diabetes10.2% 1.8 pts below the national average of 12%
Currently smokes11.4% 1.8 pts below the national average of 13.2%
High blood pressure31.4% 2.7 pts below the national average of 34.1%
Fair or poor general health17.3% 3 pts below the national average of 20.3%
No health insurance (18–64)6.6% 4.7 pts below the national average of 11.3%
Depression26.2% 4.3 pts above the national average of 21.9%
No leisure-time physical activity20.2% 5.2 pts below the national average of 25.4%
Arthritis24.1% 1 pts below the national average of 25.1%
Binge drinking17% 1 pts above the national average of 16%
Taking blood pressure medication75.3% 0.6 pts above the national average of 74.7%
Cancer (non-skin)7.9% same as the national average of 7.7%
Current asthma10.8% same as the national average of 10.4%
Coronary heart disease5.7% 0.5 pts below the national average of 6.2%
Routine check-up in past year79.5% 2.8 pts above the national average of 76.7%
Cholesterol screening84% 1.9 pts below the national average of 85.9%
Cognitive disability14.3% 0.5 pts below the national average of 14.8%
Colorectal screening69.5% 5.2 pts above the national average of 64.3%
COPD6.4% same as the national average of 6.6%
Visited a dentist63.1% 1.8 pts above the national average of 61.3%
Any disability27.9% 2.8 pts below the national average of 30.7%
Lacks emotional support20.3% 4.5 pts below the national average of 24.8%
Food insecurity12.4% 4.7 pts below the national average of 17.1%
Received food stamps7.4% 6.9 pts below the national average of 14.3%
Hearing disability6.3% same as the national average of 6.7%
High cholesterol36.8% 0.6 pts above the national average of 36.2%
Housing insecurity8.8% 5 pts below the national average of 13.8%
Independent living disability7.5% 0.9 pts below the national average of 8.4%
Lacks transport7.5% 1.7 pts below the national average of 9.2%
Loneliness35.4% 1 pts above the national average of 34.4%
Mammography use76.5% 0.6 pts above the national average of 75.9%
Poor mental health (14+ days)17.6% 0.8 pts above the national average of 16.8%
Mobility disability11.1% 2.9 pts below the national average of 14%
Poor physical health (14+ days)11.6% 1.9 pts below the national average of 13.5%
Self-care disability3% 1 pts below the national average of 4%
Utility shut-off threat7.1% 1.7 pts below the national average of 8.8%
Sleeps under 7 hours31.1% 5.3 pts below the national average of 36.4%
Stroke2.8% 0.6 pts below the national average of 3.4%
All natural teeth lost11.1% 1.9 pts below the national average of 13%
Vision disability4.3% 1.3 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments925
People employed12,962
Annual payroll$523,299,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 46.3% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 16 census tracts this ZIP code covers
Expected annual loss46.5 out of 100
Community resilience49.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Winter weather84.5Relatively High at its worst in this ZIP code
Strong wind83.8Relatively High at its worst in this ZIP code
Landslide79.6Relatively Low at its worst in this ZIP code
Drought73.7Relatively Low at its worst in this ZIP code
Hail71.3Relatively Moderate at its worst in this ZIP code
Tornado67.6Relatively High at its worst in this ZIP code
River flooding65.9Relatively High at its worst in this ZIP code
Earthquake65.6Relatively High at its worst in this ZIP code
Heat wave64.6Relatively Moderate at its worst in this ZIP code
Wildfire63.2Relatively Low at its worst in this ZIP code
Ice storm54.2Relatively High at its worst in this ZIP code
Lightning51Relatively Moderate at its worst in this ZIP code
Cold wave45.5Relatively Moderate at its worst in this ZIP code
Hurricane26Very Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$65,643$70,051$78,538
Income per person$49,432$37,178$43,289
Poverty rate20.5%12.2%12.4%
Median home value$333,100$201,600$303,400
Median gross rent$1,181$1,020$1,348
Homeownership54.1%70.4%65%
Bachelor's degree or higher61.8%28.8%35%
Unemployment rate7%4.3%5.2%
Works from home19%9.6%13.5%
Born outside the US12.7%5.9%13.9%
Median age37.33838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBLOOMINGTON INDIANA UNIV, IN US4 km away
Rain in a year49 in
Snow in a year18 in

Average high and low by month

January37°F / 20.6°F3.78 in rain, 7.1 in snow
February41.8°F / 23.3°F2.95 in rain, 4.2 in snow
March52.4°F / 31.7°F3.66 in rain, 1.3 in snow
April64.4°F / 42.3°F5.21 in rain, 0.1 in snow
May73.8°F / 52.7°F5.36 in rain
June81.9°F / 61.7°F5.41 in rain
July85.1°F / 64.9°F4.58 in rain
August84.5°F / 63.5°F3.38 in rain
September78.5°F / 55.8°F3.81 in rain
October66.3°F / 44.4°F3.82 in rain, 0.1 in snow
November52.7°F / 34.1°F3.93 in rain, 0.2 in snow
December41.2°F / 25.8°F3.49 in rain, 4.5 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket2% of this ZIP code's area
Far from a supermarket11% of this ZIP code's area
No vehicle and far from a supermarket2% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Monroe County Community School Corporation96.8% of this ZIP code's land area
Brown County County School Corporation3.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability23more vulnerable than 23% of US census tracts
Socioeconomic status48more vulnerable than 48% of US census tracts
Household characteristics26more vulnerable than 26% of US census tracts
Racial and ethnic minority status14more vulnerable than 14% of US census tracts
Housing type and transport21more vulnerable than 21% of US census tracts
Walkability5.5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

47405 Bloomington, IN3.2 km away
47402 Bloomington, IN3.7 km away
47407 Bloomington, IN3.7 km away
47426 Clear Creek, IN3.7 km away
47406 Bloomington, IN3.9 km away
47403 Bloomington, IN6.1 km away
47458 Smithville, IN7.7 km away
47404 Bloomington, IN8.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Monroe County96.8% of this ZIP code's land area
Brown County3.2% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area82.62 sq mi
Water area14.51 sq mi
Population density485 people per sq mi
Latitude, longitude39.1401, -86.5083

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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