Postal Codes

46239 ZIP Code

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ZIP code 46239 covers Indianapolis, Indiana, with a population of about 33,403 and a median household income of $92,160.

Population
33,4031,182 per square mile
Median age
34.74 points below the US average
Median household income
$92,1601.3× the Indiana median
Poverty rate
7.2%5.2 points below the US average
Typical home value
$295,967up 18% in five years
Median rent
$1,3041.3× the Indiana median
Degree or higher
36.7%1.7 points above the US average
Homeownership
82.1%17.1 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
495

Where 46239 is

Indianapolis, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population33,403
Median age34.7
Family households75.1%
Born outside the US6.8%
Speaks a language other than English at home10.5%
White (non-Hispanic)56.9%
Black (non-Hispanic)24.1%
Asian (non-Hispanic)4.4%
Hispanic or Latino8.6%
Veterans9.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$92,160
Income per person$35,581
Poverty rate7.2%
Households on SNAP or cash assistance8.9%

Household income distribution

Under $10k2.7%
$10–15k0.7%
$15–20k2.1%
$20–25k4.5%
$25–30k3.5%
$30–35k1.1%
$35–40k1.3%
$40–45k3.1%
$45–50k3.9%
$50–60k4.9%
$60–75k11.4%
$75–100k14.9%
$100–125k17.6%
$125–150k9.5%
$150–200k12.2%
$200k or more6.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed16,400
Mean adjusted gross income$72,427
Returns declaring $200,000 or more3.8%
Returns, under $25k24.0%
Returns, $25k–$50k22.9%
Returns, $50k–$75k16.8%
Returns, $75k–$100k11.8%
Returns, $100k–$200k20.6%
Returns, $200k or more3.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$253,000
Median gross rent$1,304
Rent as a share of household income29.5%
Owner-occupied82.1%
Vacant homes4.9%
Median year built2001

What the homes are

Detached house87.7%
Attached house2.2%
2 to 4 units2.2%
5 to 19 units5.3%
20 or more units0.6%
Mobile home1.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$295,967as of 2026-07
Typical home value, 1 yearup 0%
Typical home value, 5 yearsup 18%
Typical home value, 10 yearsup 88.1%
Typical asking rent$1,945as of 2026-07
Typical asking rent, 1 yearup 2.8%
Typical asking rent, 5 yearsup 32.6%
Typical asking rent, 10 yearsup 72.9%
Typical home value since 2000
200320142026$295,982$130,714

$130,714 in 2003 to $295,967 in 2026.

Typical asking rent
201520202026$1,945$1,100

$1,100 in 2015 to $1,945 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.7%
Bachelor's degree or higher36.7%
High school diploma or higher92.4%
Works from home11.3%
Drives to work alone78.7%
Takes public transport0.2%
Commutes 45 minutes or more10.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.2% 1.8 pts above the national average of 33.4%
Diagnosed diabetes10.4% 1.6 pts below the national average of 12%
Currently smokes13.2% same as the national average of 13.2%
High blood pressure34.4% same as the national average of 34.1%
Fair or poor general health16.5% 3.8 pts below the national average of 20.3%
No health insurance (18–64)7.9% 3.4 pts below the national average of 11.3%
Depression25.9% 4 pts above the national average of 21.9%
No leisure-time physical activity19.6% 5.8 pts below the national average of 25.4%
Arthritis23.7% 1.4 pts below the national average of 25.1%
Binge drinking19.7% 3.7 pts above the national average of 16%
Taking blood pressure medication74.3% same as the national average of 74.7%
Cancer (non-skin)6.9% 0.8 pts below the national average of 7.7%
Current asthma11.4% 1 pts above the national average of 10.4%
Coronary heart disease4.9% 1.3 pts below the national average of 6.2%
Routine check-up in past year78.7% 2 pts above the national average of 76.7%
Cholesterol screening86.9% 1 pts above the national average of 85.9%
Cognitive disability13.4% 1.4 pts below the national average of 14.8%
Colorectal screening66.9% 2.6 pts above the national average of 64.3%
COPD6% 0.6 pts below the national average of 6.6%
Visited a dentist65.9% 4.6 pts above the national average of 61.3%
Any disability25.5% 5.2 pts below the national average of 30.7%
Lacks emotional support23.5% 1.3 pts below the national average of 24.8%
Food insecurity12.9% 4.2 pts below the national average of 17.1%
Received food stamps7.2% 7.1 pts below the national average of 14.3%
Hearing disability5% 1.7 pts below the national average of 6.7%
High cholesterol35.1% 1.1 pts below the national average of 36.2%
Housing insecurity10.8% 3 pts below the national average of 13.8%
Independent living disability6.7% 1.7 pts below the national average of 8.4%
Lacks transport7% 2.2 pts below the national average of 9.2%
Loneliness34.3% same as the national average of 34.4%
Mammography use79% 3.1 pts above the national average of 75.9%
Poor mental health (14+ days)17% same as the national average of 16.8%
Mobility disability10.9% 3.1 pts below the national average of 14%
Poor physical health (14+ days)11.9% 1.6 pts below the national average of 13.5%
Self-care disability3% 1 pts below the national average of 4%
Utility shut-off threat8.1% 0.7 pts below the national average of 8.8%
Sleeps under 7 hours37.9% 1.5 pts above the national average of 36.4%
Stroke2.7% 0.7 pts below the national average of 3.4%
All natural teeth lost12.3% 0.7 pts below the national average of 13%
Vision disability4% 1.6 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments495
People employed5,617
Annual payroll$288,395,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 45.2% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 10 census tracts this ZIP code covers
Expected annual loss55.2 out of 100
Community resilience39.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought83Relatively Low at its worst in this ZIP code
Heat wave76.4Relatively High at its worst in this ZIP code
Cold wave73.1Relatively High at its worst in this ZIP code
Tornado73Relatively High at its worst in this ZIP code
Strong wind66.6Relatively Moderate at its worst in this ZIP code
Landslide66.1Very Low at its worst in this ZIP code
Earthquake61.6Relatively Moderate at its worst in this ZIP code
River flooding59.4Relatively High at its worst in this ZIP code
Hail56.3Relatively Moderate at its worst in this ZIP code
Winter weather51Relatively Moderate at its worst in this ZIP code
Lightning49.9Relatively Moderate at its worst in this ZIP code
Wildfire43.9Very Low at its worst in this ZIP code
Ice storm30.7Relatively Low at its worst in this ZIP code
Hurricane18.5Very Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$92,160$70,051$78,538
Income per person$35,581$37,178$43,289
Poverty rate7.2%12.2%12.4%
Median home value$253,000$201,600$303,400
Median gross rent$1,304$1,020$1,348
Homeownership82.1%70.4%65%
Bachelor's degree or higher36.7%28.8%35%
Unemployment rate2.7%4.3%5.2%
Works from home11.3%9.6%13.5%
Born outside the US6.8%5.9%13.9%
Median age34.73838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationINDIANAPOLIS SE SIDE, IN US5.9 km away
Rain in a year45 in

Average high and low by month

January34.2°F / 18.9°F3.08 in rain
February39.1°F / 21.7°F2.34 in rain
March49.7°F / 30.5°F3.71 in rain
April61.9°F / 41.3°F4.46 in rain
May72.3°F / 52.4°F4.99 in rain
June80.9°F / 61.6°F5.42 in rain
July83.7°F / 64.4°F3.87 in rain
August82.6°F / 62.6°F3.56 in rain
September76.8°F / 55.1°F3.21 in rain
October64.6°F / 43.5°F3.23 in rain
November50.6°F / 32.7°F3.44 in rain
December39.2°F / 24.2°F3.27 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket63% of this ZIP code's area
No vehicle and far from a supermarket20% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Franklin Township Community School Corporation52.7% of this ZIP code's land area
Warren Township Metropolitan School District46.4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability25more vulnerable than 25% of US census tracts
Socioeconomic status33more vulnerable than 33% of US census tracts
Household characteristics51more vulnerable than 51% of US census tracts
Racial and ethnic minority status52more vulnerable than 52% of US census tracts
Housing type and transport11more vulnerable than 11% of US census tracts
Walkability6.2 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

46259 Indianapolis, IN6.6 km away
46229 Indianapolis, IN7.2 km away
46219 Indianapolis, IN7.5 km away
46107 Beech Grove, IN8 km away
46163 New Palestine, IN8.2 km away
46237 Indianapolis, IN8.8 km away
46203 Indianapolis, IN10.2 km away
46201 Indianapolis, IN10.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Marion County99.2% of this ZIP code's land area
Hancock County0.8% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area28.26 sq mi
Water area0.05 sq mi
Population density1,182 people per sq mi
Latitude, longitude39.7265, -86.0005

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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