Postal Codes

46203 ZIP Code

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ZIP code 46203 covers Indianapolis, Indiana, with a population of about 37,297 and a median household income of $55,375.

Population
37,2972,676 per square mile
Median age
35.23.5 points below the US average
Median household income
$55,37521% below the Indiana median
Poverty rate
20.4%8 points above the US average
Typical home value
$168,872up 13% in five years
Median rent
$1,022about the Indiana median
Degree or higher
26.4%8.6 points below the US average
Homeownership
57.7%7.3 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
873

Where 46203 is

Indianapolis, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population37,297
Median age35.2
Family households52.9%
Born outside the US7.9%
Speaks a language other than English at home11.8%
White (non-Hispanic)69.1%
Black (non-Hispanic)12%
Asian (non-Hispanic)1.6%
Hispanic or Latino14.1%
Veterans6.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$55,375
Income per person$32,285
Poverty rate20.4%
Households on SNAP or cash assistance16.3%

Household income distribution

Under $10k5.3%
$10–15k6.2%
$15–20k3.3%
$20–25k5.9%
$25–30k5.4%
$30–35k4.6%
$35–40k4.4%
$40–45k6.4%
$45–50k4.0%
$50–60k7.9%
$60–75k8.6%
$75–100k14.4%
$100–125k6.6%
$125–150k5.9%
$150–200k5.5%
$200k or more5.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed17,570
Mean adjusted gross income$54,981
Returns declaring $200,000 or more2.6%
Returns, under $25k33.4%
Returns, $25k–$50k30.5%
Returns, $50k–$75k16.5%
Returns, $75k–$100k7.7%
Returns, $100k–$200k9.3%
Returns, $200k or more2.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$155,500
Median gross rent$1,022
Rent as a share of household income31.6%
Owner-occupied57.7%
Vacant homes15.7%
Median year built1955

What the homes are

Detached house73.5%
Attached house9.9%
2 to 4 units7.2%
5 to 19 units4.2%
20 or more units4.6%
Mobile home0.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$168,872as of 2026-07
Typical home value, 1 yeardown 2.1%
Typical home value, 5 yearsup 13%
Typical home value, 10 yearsup 165.7%
Typical asking rent$1,528as of 2026-07
Typical asking rent, 1 yearup 5.8%
Typical asking rent, 5 yearsup 40.3%
Typical asking rent, 10 yearsup 102.8%
Typical home value since 2000
200420152026$173,428$41,759

$48,537 in 2004 to $168,872 in 2026.

Typical asking rent
201520202026$1,528$698

$698 in 2015 to $1,528 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.4%
Bachelor's degree or higher26.4%
High school diploma or higher79%
Works from home12%
Drives to work alone71.4%
Takes public transport2.1%
Commutes 45 minutes or more8.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.7% 6.3 pts above the national average of 33.4%
Diagnosed diabetes13.4% 1.4 pts above the national average of 12%
Currently smokes20.1% 6.9 pts above the national average of 13.2%
High blood pressure37.4% 3.3 pts above the national average of 34.1%
Fair or poor general health25.5% 5.2 pts above the national average of 20.3%
No health insurance (18–64)13.8% 2.5 pts above the national average of 11.3%
Depression29% 7.1 pts above the national average of 21.9%
No leisure-time physical activity27.9% 2.5 pts above the national average of 25.4%
Arthritis25.9% 0.8 pts above the national average of 25.1%
Binge drinking19.2% 3.2 pts above the national average of 16%
Taking blood pressure medication73.5% 1.2 pts below the national average of 74.7%
Cancer (non-skin)6.5% 1.2 pts below the national average of 7.7%
Current asthma12.3% 1.9 pts above the national average of 10.4%
Coronary heart disease6.8% 0.6 pts above the national average of 6.2%
Routine check-up in past year76.3% same as the national average of 76.7%
Cholesterol screening81.5% 4.4 pts below the national average of 85.9%
Cognitive disability19.1% 4.3 pts above the national average of 14.8%
Colorectal screening60.3% 4 pts below the national average of 64.3%
COPD9.9% 3.3 pts above the national average of 6.6%
Visited a dentist54% 7.3 pts below the national average of 61.3%
Any disability34.7% 4 pts above the national average of 30.7%
Lacks emotional support25.4% 0.6 pts above the national average of 24.8%
Food insecurity23.4% 6.3 pts above the national average of 17.1%
Received food stamps16.6% 2.3 pts above the national average of 14.3%
Hearing disability6.9% same as the national average of 6.7%
High cholesterol36% same as the national average of 36.2%
Housing insecurity16.5% 2.7 pts above the national average of 13.8%
Independent living disability10.8% 2.4 pts above the national average of 8.4%
Lacks transport11.8% 2.6 pts above the national average of 9.2%
Loneliness36.7% 2.3 pts above the national average of 34.4%
Mammography use73.3% 2.6 pts below the national average of 75.9%
Poor mental health (14+ days)20.5% 3.7 pts above the national average of 16.8%
Mobility disability16.3% 2.3 pts above the national average of 14%
Poor physical health (14+ days)16.1% 2.6 pts above the national average of 13.5%
Self-care disability5.2% 1.2 pts above the national average of 4%
Utility shut-off threat13.1% 4.3 pts above the national average of 8.8%
Sleeps under 7 hours39.7% 3.3 pts above the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost23.8% 10.8 pts above the national average of 13%
Vision disability7.2% 1.6 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments873
People employed14,561
Annual payroll$814,744,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 41.8% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 22 census tracts this ZIP code covers
Expected annual loss36.1 out of 100
Community resilience38.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Heat wave74.1Relatively High at its worst in this ZIP code
Tornado72.6Relatively High at its worst in this ZIP code
Cold wave71.6Relatively High at its worst in this ZIP code
Earthquake68.4Relatively Moderate at its worst in this ZIP code
Strong wind64.8Relatively Moderate at its worst in this ZIP code
Hail55Relatively Moderate at its worst in this ZIP code
Landslide54Very Low at its worst in this ZIP code
Winter weather50.5Relatively Moderate at its worst in this ZIP code
Lightning49.7Relatively Moderate at its worst in this ZIP code
River flooding48.9Relatively High at its worst in this ZIP code
Drought32.3Relatively Low at its worst in this ZIP code
Ice storm30.4Relatively Low at its worst in this ZIP code
Wildfire23.7Very Low at its worst in this ZIP code
Hurricane17.5Very Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$55,375$70,051$78,538
Income per person$32,285$37,178$43,289
Poverty rate20.4%12.2%12.4%
Median home value$155,500$201,600$303,400
Median gross rent$1,022$1,020$1,348
Homeownership57.7%70.4%65%
Bachelor's degree or higher26.4%28.8%35%
Unemployment rate4.4%4.3%5.2%
Works from home12%9.6%13.5%
Born outside the US7.9%5.9%13.9%
Median age35.23838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationINDIANAPOLIS SE SIDE, IN US5.2 km away
Rain in a year45 in

Average high and low by month

January34.2°F / 18.9°F3.08 in rain
February39.1°F / 21.7°F2.34 in rain
March49.7°F / 30.5°F3.71 in rain
April61.9°F / 41.3°F4.46 in rain
May72.3°F / 52.4°F4.99 in rain
June80.9°F / 61.6°F5.42 in rain
July83.7°F / 64.4°F3.87 in rain
August82.6°F / 62.6°F3.56 in rain
September76.8°F / 55.1°F3.21 in rain
October64.6°F / 43.5°F3.23 in rain
November50.6°F / 32.7°F3.44 in rain
December39.2°F / 24.2°F3.27 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket39% of this ZIP code's area
Far from a supermarket67% of this ZIP code's area
No vehicle and far from a supermarket81% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Indianapolis Public Schools56.8% of this ZIP code's land area
Warren Township Metropolitan School District25.4% of this ZIP code's land area
Franklin Township Community School Corporation9.9% of this ZIP code's land area
Beech Grove City Schools7.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability62more vulnerable than 62% of US census tracts
Socioeconomic status72more vulnerable than 72% of US census tracts
Household characteristics69more vulnerable than 69% of US census tracts
Racial and ethnic minority status48more vulnerable than 48% of US census tracts
Housing type and transport33more vulnerable than 33% of US census tracts
Walkability10.7 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

46225 Indianapolis, IN3.3 km away
46201 Indianapolis, IN3.6 km away
46107 Beech Grove, IN3.7 km away
46206 Indianapolis, IN4.2 km away
46209 Indianapolis, IN4.3 km away
46211 Indianapolis, IN4.3 km away
46230 Indianapolis, IN4.3 km away
46242 Indianapolis, IN4.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Marion County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area13.94 sq mi
Population density2,676 people per sq mi
Latitude, longitude39.7430, -86.1179

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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