Postal Codes

45244 ZIP Code

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ZIP code 45244 covers Cincinnati, Ohio, with a population of about 28,720 and a median household income of $108,413.

Population
28,7201,325 per square mile
Median age
40.11.4 points above the US average
Median household income
$108,4131.6× the Ohio median
Poverty rate
7.5%4.9 points below the US average
Typical home value
$421,299up 31.3% in five years
Median rent
$1,0751.1× the Ohio median
Degree or higher
52.5%17.5 points above the US average
Homeownership
81.5%16.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
482

Where 45244 is

Cincinnati, Ohio — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population28,720
Median age40.1
Family households76.2%
Born outside the US4.2%
Speaks a language other than English at home5.1%
White (non-Hispanic)88.8%
Black (non-Hispanic)2.9%
Asian (non-Hispanic)1.6%
Hispanic or Latino3.1%
Veterans5.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$108,413
Income per person$59,375
Poverty rate7.5%
Households on SNAP or cash assistance7.2%

Household income distribution

Under $10k3.2%
$10–15k1.6%
$15–20k1.3%
$20–25k1.7%
$25–30k2.1%
$30–35k1.5%
$35–40k2.8%
$40–45k3.1%
$45–50k1.4%
$50–60k5.9%
$60–75k9.8%
$75–100k12.2%
$100–125k9.0%
$125–150k5.4%
$150–200k13.9%
$200k or more25.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed13,980
Mean adjusted gross income$131,846
Returns declaring $200,000 or more17%
Returns, under $25k23.3%
Returns, $25k–$50k17.0%
Returns, $50k–$75k13.0%
Returns, $75k–$100k9.1%
Returns, $100k–$200k20.7%
Returns, $200k or more17.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$346,100
Median gross rent$1,075
Rent as a share of household income23.8%
Owner-occupied81.5%
Vacant homes3.1%
Median year built1981

What the homes are

Detached house81.7%
Attached house3.8%
2 to 4 units0.9%
5 to 19 units9.8%
20 or more units3.2%
Mobile home0.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$421,299as of 2026-07
Typical home value, 1 yearup 3.6%
Typical home value, 5 yearsup 31.3%
Typical home value, 10 yearsup 86.5%
Typical asking rent$1,698as of 2026-07
Typical asking rent, 1 yearup 2.8%
Typical home value since 2000
200020132026$421,299$178,507

$178,507 in 2000 to $421,299 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.2%
Bachelor's degree or higher52.5%
High school diploma or higher95.8%
Works from home17.6%
Drives to work alone74.4%
Takes public transport0.9%
Commutes 45 minutes or more8.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity32.2% 1.2 pts below the national average of 33.4%
Diagnosed diabetes11.1% 0.9 pts below the national average of 12%
Currently smokes12.6% 0.6 pts below the national average of 13.2%
High blood pressure33.4% 0.7 pts below the national average of 34.1%
Fair or poor general health14.8% 5.5 pts below the national average of 20.3%
No health insurance (18–64)5.7% 5.6 pts below the national average of 11.3%
Depression25.6% 3.7 pts above the national average of 21.9%
No leisure-time physical activity20.6% 4.8 pts below the national average of 25.4%
Arthritis28.1% 3 pts above the national average of 25.1%
Binge drinking18.4% 2.4 pts above the national average of 16%
Taking blood pressure medication78.6% 3.9 pts above the national average of 74.7%
Cancer (non-skin)9.3% 1.6 pts above the national average of 7.7%
Current asthma10.6% same as the national average of 10.4%
Coronary heart disease6% same as the national average of 6.2%
Routine check-up in past year79.8% 3.1 pts above the national average of 76.7%
Cholesterol screening88.3% 2.4 pts above the national average of 85.9%
Cognitive disability11.3% 3.5 pts below the national average of 14.8%
Colorectal screening69.6% 5.3 pts above the national average of 64.3%
COPD6.3% same as the national average of 6.6%
Visited a dentist69.7% 8.4 pts above the national average of 61.3%
Any disability24.2% 6.5 pts below the national average of 30.7%
Lacks emotional support17.9% 6.9 pts below the national average of 24.8%
Food insecurity9% 8.1 pts below the national average of 17.1%
Received food stamps7% 7.3 pts below the national average of 14.3%
Hearing disability5.9% 0.8 pts below the national average of 6.7%
High cholesterol36% same as the national average of 36.2%
Housing insecurity7.8% 6 pts below the national average of 13.8%
Independent living disability6.2% 2.2 pts below the national average of 8.4%
Lacks transport5.4% 3.8 pts below the national average of 9.2%
Loneliness30.9% 3.5 pts below the national average of 34.4%
Mammography use78.7% 2.8 pts above the national average of 75.9%
Poor mental health (14+ days)15.7% 1.1 pts below the national average of 16.8%
Mobility disability10.6% 3.4 pts below the national average of 14%
Poor physical health (14+ days)11.6% 1.9 pts below the national average of 13.5%
Self-care disability2.8% 1.2 pts below the national average of 4%
Utility shut-off threat5.7% 3.1 pts below the national average of 8.8%
Sleeps under 7 hours34.5% 1.9 pts below the national average of 36.4%
Stroke2.9% 0.5 pts below the national average of 3.4%
All natural teeth lost11% 2 pts below the national average of 13%
Vision disability3.5% 2.1 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments482
People employed5,034
Annual payroll$297,409,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 28.9% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 11 census tracts this ZIP code covers
Expected annual loss36.6 out of 100
Community resilience72 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide85.4Relatively Low at its worst in this ZIP code
Tornado67.9Relatively High at its worst in this ZIP code
Heat wave63.3Relatively High at its worst in this ZIP code
Strong wind55.6Relatively High at its worst in this ZIP code
Hail53.7Relatively Moderate at its worst in this ZIP code
Cold wave53.3Relatively Moderate at its worst in this ZIP code
Winter weather48.7Relatively Moderate at its worst in this ZIP code
Ice storm48.5Relatively Moderate at its worst in this ZIP code
Lightning47.9Relatively High at its worst in this ZIP code
Drought43.4Relatively Low at its worst in this ZIP code
River flooding43.3Relatively Moderate at its worst in this ZIP code
Wildfire43Very Low at its worst in this ZIP code
Earthquake41Relatively Low at its worst in this ZIP code
Hurricane21.2Very Low at its worst in this ZIP code
Compared with Ohio and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOhioUnited States
Median household income$108,413$69,680$78,538
Income per person$59,375$39,455$43,289
Poverty rate7.5%13.2%12.4%
Median home value$346,100$199,200$303,400
Median gross rent$1,075$988$1,348
Homeownership81.5%67%65%
Bachelor's degree or higher52.5%30.9%35%
Unemployment rate3.2%4.8%5.2%
Works from home17.6%11.5%13.5%
Born outside the US4.2%5%13.9%
Median age40.139.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCINCINNATI LUNKEN AP, OH US6.1 km away
Rain in a year43 in

Average high and low by month

January40.6°F / 23.6°F2.86 in rain
February45°F / 25.7°F2.79 in rain
March54.6°F / 33.4°F3.94 in rain
April66.6°F / 42.5°F4.37 in rain
May75.4°F / 52.7°F4.7 in rain
June83.3°F / 61.2°F4.61 in rain
July86.6°F / 65.3°F4.39 in rain
August85.9°F / 63.7°F3.39 in rain
September79.7°F / 55.9°F3.07 in rain
October67.9°F / 44.2°F3.05 in rain
November55.1°F / 34.1°F2.91 in rain
December44.6°F / 28°F3.32 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket6% of this ZIP code's area
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarket10% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Forest Hills Local School District68.4% of this ZIP code's land area
West Clermont Local School District17.8% of this ZIP code's land area
Milford Exempted Village School District13.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability22more vulnerable than 22% of US census tracts
Socioeconomic status31more vulnerable than 31% of US census tracts
Household characteristics27more vulnerable than 27% of US census tracts
Racial and ethnic minority status11more vulnerable than 11% of US census tracts
Housing type and transport24more vulnerable than 24% of US census tracts
Walkability6.6 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

45227 Cincinnati, OH4.9 km away
45230 Cincinnati, OH5.7 km away
45174 Terrace Park, OH5.8 km away
45255 Cincinnati, OH6.8 km away
45226 Cincinnati, OH6.9 km away
45243 Cincinnati, OH7.3 km away
45208 Cincinnati, OH7.5 km away
45209 Cincinnati, OH7.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Hamilton County68.4% of this ZIP code's land area
Clermont County31.6% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area21.68 sq mi
Water area0.71 sq mi
Population density1,325 people per sq mi
Latitude, longitude39.1191, -84.3510

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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