Postal Codes

45230 ZIP Code

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ZIP code 45230 covers Cincinnati, Ohio, with a population of about 26,923 and a median household income of $87,100.

Population
26,9231,959 per square mile
Median age
39.91.2 points above the US average
Median household income
$87,1001.2× the Ohio median
Poverty rate
9%3.4 points below the US average
Typical home value
$316,468up 23.5% in five years
Median rent
$962about the Ohio median
Degree or higher
54%19 points above the US average
Homeownership
73.7%8.7 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
437

Where 45230 is

Cincinnati, Ohio — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population26,923
Median age39.9
Family households62.6%
Born outside the US3.3%
Speaks a language other than English at home5.5%
White (non-Hispanic)86.4%
Black (non-Hispanic)3.9%
Asian (non-Hispanic)1.3%
Hispanic or Latino3.9%
Veterans4.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$87,100
Income per person$51,784
Poverty rate9%
Households on SNAP or cash assistance9.1%

Household income distribution

Under $10k3.3%
$10–15k2.0%
$15–20k2.0%
$20–25k2.1%
$25–30k4.2%
$30–35k3.1%
$35–40k5.2%
$40–45k3.3%
$45–50k2.9%
$50–60k8.1%
$60–75k6.7%
$75–100k13.0%
$100–125k11.5%
$125–150k6.1%
$150–200k12.2%
$200k or more14.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed14,050
Mean adjusted gross income$103,416
Returns declaring $200,000 or more9.6%
Returns, under $25k21.9%
Returns, $25k–$50k21.2%
Returns, $50k–$75k15.9%
Returns, $75k–$100k11.2%
Returns, $100k–$200k20.1%
Returns, $200k or more9.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$237,200
Median gross rent$962
Rent as a share of household income30.1%
Owner-occupied73.7%
Vacant homes2.9%
Median year built1968

What the homes are

Detached house72%
Attached house5.8%
2 to 4 units8.1%
5 to 19 units8.6%
20 or more units5.5%
Mobile home0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$316,468as of 2026-07
Typical home value, 1 yearup 2.2%
Typical home value, 5 yearsup 23.5%
Typical home value, 10 yearsup 78.3%
Typical asking rent$1,338as of 2026-07
Typical asking rent, 1 yearup 4.3%
Typical asking rent, 5 yearsup 32.8%
Typical home value since 2000
200020132026$316,468$138,798

$138,798 in 2000 to $316,468 in 2026.

Typical asking rent
202120232026$1,338$1,008

$1,008 in 2021 to $1,338 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.4%
Bachelor's degree or higher54%
High school diploma or higher97.2%
Works from home17.4%
Drives to work alone72%
Takes public transport1.9%
Commutes 45 minutes or more7.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity32% 1.4 pts below the national average of 33.4%
Diagnosed diabetes10.9% 1.1 pts below the national average of 12%
Currently smokes11.4% 1.8 pts below the national average of 13.2%
High blood pressure33.1% 1 pts below the national average of 34.1%
Fair or poor general health14.3% 6 pts below the national average of 20.3%
No health insurance (18–64)5.5% 5.8 pts below the national average of 11.3%
Depression26.2% 4.3 pts above the national average of 21.9%
No leisure-time physical activity19.3% 6.1 pts below the national average of 25.4%
Arthritis27.7% 2.6 pts above the national average of 25.1%
Binge drinking18.6% 2.6 pts above the national average of 16%
Taking blood pressure medication79.1% 4.4 pts above the national average of 74.7%
Cancer (non-skin)9.3% 1.6 pts above the national average of 7.7%
Current asthma10.8% same as the national average of 10.4%
Coronary heart disease6.1% same as the national average of 6.2%
Routine check-up in past year79.8% 3.1 pts above the national average of 76.7%
Cholesterol screening88.3% 2.4 pts above the national average of 85.9%
Cognitive disability10.9% 3.9 pts below the national average of 14.8%
Colorectal screening71.2% 6.9 pts above the national average of 64.3%
COPD6.1% 0.5 pts below the national average of 6.6%
Visited a dentist70.9% 9.6 pts above the national average of 61.3%
Any disability23.1% 7.6 pts below the national average of 30.7%
Lacks emotional support17.8% 7 pts below the national average of 24.8%
Food insecurity8.7% 8.4 pts below the national average of 17.1%
Received food stamps6.9% 7.4 pts below the national average of 14.3%
Hearing disability5.9% 0.8 pts below the national average of 6.7%
High cholesterol35.1% 1.1 pts below the national average of 36.2%
Housing insecurity7.9% 5.9 pts below the national average of 13.8%
Independent living disability6.1% 2.3 pts below the national average of 8.4%
Lacks transport5.4% 3.8 pts below the national average of 9.2%
Loneliness30.2% 4.2 pts below the national average of 34.4%
Mammography use80.1% 4.2 pts above the national average of 75.9%
Poor mental health (14+ days)15.7% 1.1 pts below the national average of 16.8%
Mobility disability10.2% 3.8 pts below the national average of 14%
Poor physical health (14+ days)10.9% 2.6 pts below the national average of 13.5%
Self-care disability2.8% 1.2 pts below the national average of 4%
Utility shut-off threat5.9% 2.9 pts below the national average of 8.8%
Sleeps under 7 hours33.9% 2.5 pts below the national average of 36.4%
Stroke2.9% 0.5 pts below the national average of 3.4%
All natural teeth lost8.5% 4.5 pts below the national average of 13%
Vision disability3.4% 2.2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments437
People employed4,275
Annual payroll$210,447,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 37.2% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 8 census tracts this ZIP code covers
Expected annual loss48.6 out of 100
Community resilience79 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide87.9Relatively Moderate at its worst in this ZIP code
Heat wave77.7Relatively High at its worst in this ZIP code
Tornado74.8Relatively High at its worst in this ZIP code
Cold wave56.7Relatively Moderate at its worst in this ZIP code
Hail55.2Relatively Moderate at its worst in this ZIP code
River flooding50Relatively Moderate at its worst in this ZIP code
Wildfire49.8Very Low at its worst in this ZIP code
Strong wind49.6Relatively Moderate at its worst in this ZIP code
Winter weather47Relatively Moderate at its worst in this ZIP code
Lightning44.9Relatively Moderate at its worst in this ZIP code
Ice storm35.3Relatively Low at its worst in this ZIP code
Earthquake34.9Relatively Low at its worst in this ZIP code
Drought21.2Very Low at its worst in this ZIP code
Hurricane20.6Very Low at its worst in this ZIP code
Compared with Ohio and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOhioUnited States
Median household income$87,100$69,680$78,538
Income per person$51,784$39,455$43,289
Poverty rate9%13.2%12.4%
Median home value$237,200$199,200$303,400
Median gross rent$962$988$1,348
Homeownership73.7%67%65%
Bachelor's degree or higher54%30.9%35%
Unemployment rate4.4%4.8%5.2%
Works from home17.4%11.5%13.5%
Born outside the US3.3%5%13.9%
Median age39.939.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCINCINNATI LUNKEN AP, OH US5.1 km away
Rain in a year43 in

Average high and low by month

January40.6°F / 23.6°F2.86 in rain
February45°F / 25.7°F2.79 in rain
March54.6°F / 33.4°F3.94 in rain
April66.6°F / 42.5°F4.37 in rain
May75.4°F / 52.7°F4.7 in rain
June83.3°F / 61.2°F4.61 in rain
July86.6°F / 65.3°F4.39 in rain
August85.9°F / 63.7°F3.39 in rain
September79.7°F / 55.9°F3.07 in rain
October67.9°F / 44.2°F3.05 in rain
November55.1°F / 34.1°F2.91 in rain
December44.6°F / 28°F3.32 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket46% of this ZIP code's area
No vehicle and far from a supermarket16% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Forest Hills Local School District62.3% of this ZIP code's land area
Cincinnati City School District37.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability16more vulnerable than 16% of US census tracts
Socioeconomic status16more vulnerable than 16% of US census tracts
Household characteristics35more vulnerable than 35% of US census tracts
Racial and ethnic minority status21more vulnerable than 21% of US census tracts
Housing type and transport26more vulnerable than 26% of US census tracts
Walkability8.4 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

45255 Cincinnati, OH3.4 km away
41085 Silver Grove, KY4.3 km away
45244 Cincinnati, OH5.7 km away
41075 Fort Thomas, KY6.7 km away
45226 Cincinnati, OH7 km away
41059 Melbourne, KY7.4 km away
41076 Newport, KY7.5 km away
45245 Cincinnati, OH8.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Hamilton County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area13.74 sq mi
Water area0.44 sq mi
Population density1,959 people per sq mi
Latitude, longitude39.0713, -84.3758

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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