41632 ZIP Code — Gunlock, KY

ZIP code 41632 covers Gunlock, Kentucky, with a population of about 516.

Population: 51616 per square mile
Median age: 52.513.8 points above the US average
Poverty rate: 30.6%18.2 points above the US average
Degree or higher: 1.7%33.3 points below the US average
Homeownership: 63.5%1.5 points below the US average
Time zone: Eastern UTC-05:00observes daylight saving time
Businesses: 3

Where 41632 is

Gunlock, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population	516
Median age	52.5
Family households	53%
Born outside the US	0%
Speaks a language other than English at home	0%
White (non-Hispanic)	99.2%
Black (non-Hispanic)	0%
Asian (non-Hispanic)	0%
Hispanic or Latino	0%
Veterans	4.2%

Population by age

Income and poverty

American Community Survey 2019–2023 five-year estimates

Income per person	$19,432
Poverty rate	30.6%
Households on SNAP or cash assistance	29.1%

Household income distribution

Under $10k	9.6%
$10–15k	14.3%
$15–20k	2.6%
$20–25k	22.6%
$25–30k	7.4%
$30–35k	0.0%
$35–40k	9.1%
$40–45k	4.8%
$45–50k	6.1%
$50–60k	12.2%
$60–75k	5.7%
$75–100k	0.0%
$100–125k	0.0%
$125–150k	0.0%
$150–200k	5.7%
$200k or more	0.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed	130
Mean adjusted gross income	$42,600
Returns declaring $200,000 or more	0%
Returns, under $25k	38.5%
Returns, $25k–$50k	30.8%
Returns, $50k–$75k	15.4%
Returns, $75k–$100k	15.4%
Returns, $100k–$200k	0.0%
Returns, $200k or more	0.0%

Housing

American Community Survey 2019–2023 five-year estimates

Owner-occupied	63.5%
Vacant homes	13.2%
Median year built	1985

What the homes are

Detached house	57.4%
Mobile home	42.6%

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate	9.4%
Bachelor's degree or higher	1.7%
High school diploma or higher	67.7%
Works from home	0%
Drives to work alone	84.4%
Takes public transport	0%
Commutes 45 minutes or more	58.4%

Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Colorectal screening	64.3% same as the national average of 64.3%
Visited a dentist	46.1% 15.2 pts below the national average of 61.3%
Mammography use	68.2% 7.7 pts below the national average of 75.9%
Sleeps under 7 hours	42.3% 5.9 pts above the national average of 36.4%
All natural teeth lost	32.4% 19.4 pts above the national average of 13%

Business and employment

Census ZIP Code Business Patterns 2022

Business establishments	3
People employed	2
Annual payroll	$83,000

Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall risk	Higher than 69% of US census tracts
FEMA rating	Relatively Moderate
Expected annual loss	47 out of 100
Community resilience	5.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide	98.1Relatively Moderate at its worst in this ZIP code
Wildfire	94.5Relatively Moderate at its worst in this ZIP code
River flooding	91.6Relatively High at its worst in this ZIP code
Winter weather	79.4Relatively High at its worst in this ZIP code
Strong wind	74.3Relatively Moderate at its worst in this ZIP code
Hail	63.1Relatively Low at its worst in this ZIP code
Lightning	61.8Relatively Moderate at its worst in this ZIP code
Earthquake	45.8Relatively Low at its worst in this ZIP code
Hurricane	43.7Very Low at its worst in this ZIP code
Heat wave	39.2Relatively Low at its worst in this ZIP code
Cold wave	39.1Relatively Low at its worst in this ZIP code
Tornado	34.7Relatively Low at its worst in this ZIP code
Ice storm	13.7Very Low at its worst in this ZIP code

Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

	This ZIP	Kentucky	United States
Median household income	—	$62,417	$78,538
Income per person	$19,432	$34,960	$43,289
Poverty rate	30.6%	16.1%	12.4%
Median home value	—	$192,300	$303,400
Median gross rent	—	$933	$1,348
Homeownership	63.5%	68.3%	65%
Bachelor's degree or higher	1.7%	27%	35%
Unemployment rate	9.4%	4.8%	5.2%
Works from home	0%	9.1%	13.5%
Born outside the US	0%	4.4%	13.9%
Median age	52.5	39.1	38.7

Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather station	PRESTONSBURG 3WSW, KY US12.6 km away

Average high and low by month

January	43.5°F / 22.9°F
February	47.8°F / 25.6°F
March	57.3°F / 31°F
April	69.5°F / 39.5°F
May	76°F / 51.2°F
June	82.5°F / 59.9°F
July	85.8°F / 64.4°F
August	84.9°F / 62.9°F
September	79.1°F / 56.5°F
October	67.9°F / 43.7°F
November	57°F / 32.1°F
December	47.3°F / 27.2°F

Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket	None of this ZIP code
Far from a supermarket	None of this ZIP code
No vehicle and far from a supermarket	None of this ZIP code

School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Magoffin County School District	100% of this ZIP code's land area

Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability	60more vulnerable than 60% of US census tracts
Socioeconomic status	75more vulnerable than 75% of US census tracts
Household characteristics	86more vulnerable than 86% of US census tracts
Racial and ethnic minority status	6more vulnerable than 6% of US census tracts
Housing type and transport	28more vulnerable than 28% of US census tracts
Walkability	2.3 out of 20Least walkable

Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

41616 David, KY	6.7 km away
41607 Blue River, KY	10 km away
41464 Royalton, KY	11.7 km away
41640 Hueysville, KY	12.2 km away
41645 Langley, KY	14.2 km away
41649 Martin, KY	14.5 km away
41622 Eastern, KY	14.7 km away
41630 Garrett, KY	15.8 km away

Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Magoffin County	100% of this ZIP code's land area
Time zone	Eastern (UTC-05:00 standard)
Daylight saving time	Observed
Land area	32.69 sq mi
Water area	0.04 sq mi
Population density	16 people per sq mi
Latitude, longitude	37.5892, -82.9452

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.