Postal Codes

41649 ZIP Code

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ZIP code 41649 covers Martin, Kentucky, with a population of about 2,275 and a median household income of $37,681.

Population
2,27595 per square mile
Median age
52.113.4 points above the US average
Median household income
$37,68140% below the Kentucky median
Poverty rate
18.6%6.2 points above the US average
Typical home value
$72,819down 19.8% in five years
Median rent
$38359% below the Kentucky median
Degree or higher
9.9%25.1 points below the US average
Homeownership
68.6%3.6 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
54

Where 41649 is

Martin, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,275
Median age52.1
Family households69.3%
Born outside the US0%
Speaks a language other than English at home0%
White (non-Hispanic)99.4%
Black (non-Hispanic)0.2%
Asian (non-Hispanic)0%
Hispanic or Latino0%
Veterans3.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$37,681
Income per person$25,944
Poverty rate18.6%
Households on SNAP or cash assistance14.2%

Household income distribution

Under $10k9.9%
$10–15k4.9%
$15–20k11.3%
$20–25k7.6%
$25–30k6.7%
$30–35k4.6%
$35–40k11.0%
$40–45k2.5%
$45–50k3.1%
$50–60k4.5%
$60–75k6.7%
$75–100k7.1%
$100–125k5.6%
$125–150k2.8%
$150–200k11.6%
$200k or more0.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed810
Mean adjusted gross income$48,957
Returns declaring $200,000 or more0%
Returns, under $25k39.5%
Returns, $25k–$50k28.4%
Returns, $50k–$75k12.3%
Returns, $75k–$100k8.6%
Returns, $100k–$200k11.1%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$68,800
Median gross rent$383
Rent as a share of household income23.3%
Owner-occupied68.6%
Vacant homes12.2%
Median year built1984

What the homes are

Detached house49.5%
2 to 4 units14.8%
5 to 19 units3.3%
20 or more units2.1%
Mobile home30.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$72,819as of 2026-07
Typical home value, 1 yeardown 25.6%
Typical home value, 5 yearsdown 19.8%
Typical home value since 2000
201820222026$101,095$72,819

$82,946 in 2018 to $72,819 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate0.8%
Bachelor's degree or higher9.9%
High school diploma or higher86.1%
Works from home0.7%
Drives to work alone89.9%
Takes public transport0%
Commutes 45 minutes or more14.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Colorectal screening64.1% same as the national average of 64.3%
Visited a dentist54.7% 6.6 pts below the national average of 61.3%
Mammography use71.3% 4.6 pts below the national average of 75.9%
Sleeps under 7 hours44.1% 7.7 pts above the national average of 36.4%
All natural teeth lost22.4% 9.4 pts above the national average of 13%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments54
People employed571
Annual payroll$20,014,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 83.3% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 3 census tracts this ZIP code covers
Expected annual loss76.2 out of 100
Community resilience32.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

River flooding96.7Very High at its worst in this ZIP code
Landslide95.6Relatively Moderate at its worst in this ZIP code
Wildfire92.4Relatively Moderate at its worst in this ZIP code
Winter weather81.8Relatively High at its worst in this ZIP code
Strong wind80.6Relatively High at its worst in this ZIP code
Hail67.9Relatively Moderate at its worst in this ZIP code
Lightning62.5Relatively Moderate at its worst in this ZIP code
Avalanche47.6Very Low at its worst in this ZIP code
Cold wave47.2Relatively Moderate at its worst in this ZIP code
Earthquake46Relatively Low at its worst in this ZIP code
Heat wave43.2Relatively Low at its worst in this ZIP code
Hurricane42.5Very Low at its worst in this ZIP code
Tornado38.3Relatively Low at its worst in this ZIP code
Ice storm18.2Very Low at its worst in this ZIP code
Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPKentuckyUnited States
Median household income$37,681$62,417$78,538
Income per person$25,944$34,960$43,289
Poverty rate18.6%16.1%12.4%
Median home value$68,800$192,300$303,400
Median gross rent$383$933$1,348
Homeownership68.6%68.3%65%
Bachelor's degree or higher9.9%27%35%
Unemployment rate0.8%4.8%5.2%
Works from home0.7%9.1%13.5%
Born outside the US0%4.4%13.9%
Median age52.139.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationPRESTONSBURG 3WSW, KY US10.3 km away

Average high and low by month

January43.5°F / 22.9°F
February47.8°F / 25.6°F
March57.3°F / 31°F
April69.5°F / 39.5°F
May76°F / 51.2°F
June82.5°F / 59.9°F
July85.8°F / 64.4°F
August84.9°F / 62.9°F
September79.1°F / 56.5°F
October67.9°F / 43.7°F
November57°F / 32.1°F
December47.3°F / 27.2°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket72% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Floyd County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability51more vulnerable than 51% of US census tracts
Socioeconomic status53more vulnerable than 53% of US census tracts
Household characteristics45more vulnerable than 45% of US census tracts
Racial and ethnic minority status2more vulnerable than 2% of US census tracts
Housing type and transport66more vulnerable than 66% of US census tracts
Walkability5.1 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

41645 Langley, KY3.9 km away
41622 Eastern, KY6.3 km away
41601 Allen, KY6.6 km away
41616 David, KY7.9 km away
41621 Dwale, KY7.9 km away
41607 Blue River, KY8 km away
41619 Drift, KY8.9 km away
41603 Banner, KY8.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Floyd County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area23.99 sq mi
Water area0.07 sq mi
Population density95 people per sq mi
Latitude, longitude37.5708, -82.7819

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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