Postal Codes

40311 ZIP Code

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ZIP code 40311 covers Carlisle, Kentucky, with a population of about 7,676 and a median household income of $55,741.

Population
7,67645 per square mile
Median age
39about the US average
Median household income
$55,74111% below the Kentucky median
Poverty rate
16.1%3.7 points above the US average
Typical home value
$205,089up 35.1% in five years
Median rent
$64231% below the Kentucky median
Degree or higher
11.2%23.8 points below the US average
Homeownership
71.1%6.1 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
79

Where 40311 is

Carlisle, Kentucky — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population7,676
Median age39
Family households66.4%
Born outside the US0.4%
Speaks a language other than English at home1.4%
White (non-Hispanic)95.5%
Black (non-Hispanic)1%
Asian (non-Hispanic)0%
Hispanic or Latino1.1%
Veterans3.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$55,741
Income per person$25,288
Poverty rate16.1%
Households on SNAP or cash assistance17%

Household income distribution

Under $10k8.9%
$10–15k7.9%
$15–20k4.4%
$20–25k3.1%
$25–30k4.6%
$30–35k4.9%
$35–40k4.6%
$40–45k1.8%
$45–50k6.8%
$50–60k5.2%
$60–75k9.3%
$75–100k18.2%
$100–125k10.8%
$125–150k4.4%
$150–200k3.0%
$200k or more1.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,780
Mean adjusted gross income$53,584
Returns declaring $200,000 or more1.8%
Returns, under $25k34.5%
Returns, $25k–$50k28.4%
Returns, $50k–$75k15.8%
Returns, $75k–$100k8.6%
Returns, $100k–$200k10.8%
Returns, $200k or more1.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$124,700
Median gross rent$642
Rent as a share of household income20.8%
Owner-occupied71.1%
Vacant homes17.5%
Median year built1970

What the homes are

Detached house71.7%
Attached house0.8%
2 to 4 units9.4%
5 to 19 units2.3%
20 or more units0.6%
Mobile home15.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$205,089as of 2026-07
Typical home value, 1 yeardown 1.7%
Typical home value, 5 yearsup 35.1%
Typical home value, 10 yearsup 113.1%
Typical home value since 2000
200020132026$208,533$70,235

$70,235 in 2000 to $205,089 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.6%
Bachelor's degree or higher11.2%
High school diploma or higher83.4%
Works from home6.9%
Drives to work alone80%
Takes public transport0%
Commutes 45 minutes or more35.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Colorectal screening63.8% 0.5 pts below the national average of 64.3%
Visited a dentist54.5% 6.8 pts below the national average of 61.3%
Mammography use71.3% 4.6 pts below the national average of 75.9%
Sleeps under 7 hours41.2% 4.8 pts above the national average of 36.4%
All natural teeth lost21% 8 pts above the national average of 13%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments79
People employed416
Annual payroll$12,723,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 76.4% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 6 census tracts this ZIP code covers
Expected annual loss69 out of 100
Community resilience43.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind95.6Very High at its worst in this ZIP code
Landslide89.7Relatively Low at its worst in this ZIP code
River flooding89.5Very High at its worst in this ZIP code
Lightning86.9Very High at its worst in this ZIP code
Drought85.7Relatively Low at its worst in this ZIP code
Winter weather83.5Relatively High at its worst in this ZIP code
Tornado82.1Relatively High at its worst in this ZIP code
Hail80.2Relatively Moderate at its worst in this ZIP code
Ice storm70Relatively Moderate at its worst in this ZIP code
Cold wave63.7Relatively Moderate at its worst in this ZIP code
Earthquake62.5Relatively Low at its worst in this ZIP code
Wildfire55Very Low at its worst in this ZIP code
Hurricane48.5Relatively Low at its worst in this ZIP code
Heat wave45.4Relatively Moderate at its worst in this ZIP code
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Compared with Kentucky and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPKentuckyUnited States
Median household income$55,741$62,417$78,538
Income per person$25,288$34,960$43,289
Poverty rate16.1%16.1%12.4%
Median home value$124,700$192,300$303,400
Median gross rent$642$933$1,348
Homeownership71.1%68.3%65%
Bachelor's degree or higher11.2%27%35%
Unemployment rate6.6%4.8%5.2%
Works from home6.9%9.1%13.5%
Born outside the US0.4%4.4%13.9%
Median age3939.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCYNTHIANA, KY US24.8 km away
Rain in a year48 in

Average high and low by month

January41.2°F / 22.7°F3.38 in rain
February45.9°F / 24.9°F3.47 in rain
March55.3°F / 32.2°F4.53 in rain
April67.2°F / 41.4°F4.61 in rain
May75.8°F / 52.3°F4.98 in rain
June83.5°F / 60.6°F4.54 in rain
July86.7°F / 65.2°F4.83 in rain
August86.2°F / 63°F3.06 in rain
September80.4°F / 55.3°F3.53 in rain
October69.1°F / 43.3°F3.45 in rain
November55.8°F / 32.9°F3.22 in rain
December45.7°F / 27.4°F4.13 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket50% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Nicholas County School District89.3% of this ZIP code's land area
Bourbon County School District9.6% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability55more vulnerable than 55% of US census tracts
Socioeconomic status63more vulnerable than 63% of US census tracts
Household characteristics42more vulnerable than 42% of US census tracts
Racial and ethnic minority status6more vulnerable than 6% of US census tracts
Housing type and transport66more vulnerable than 66% of US census tracts
Walkability3.9 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

40348 Millersburg, KY11.1 km away
40350 Moorefield, KY12.2 km away
40374 Sharpsburg, KY16.7 km away
41039 Ewing, KY17.1 km away
40357 North Middletown, KY20.6 km away
41037 Elizaville, KY20.8 km away
41064 Mount Olivet, KY22.4 km away
40361 Paris, KY22.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Nicholas County89.3% of this ZIP code's land area
Bourbon County9.6% of this ZIP code's land area
Bath County0.9% of this ZIP code's land area
Robertson County0.2% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area170.02 sq mi
Water area1.32 sq mi
Population density45 people per sq mi
Latitude, longitude38.3212, -84.0279

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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