Postal Codes

38860 ZIP Code

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ZIP code 38860 covers Okolona, Mississippi, with a population of about 6,313 and a median household income of $43,931.

Population
6,31346 per square mile
Median age
34.34.4 points below the US average
Median household income
$43,93120% below the Mississippi median
Poverty rate
21.3%8.9 points above the US average
Typical home value
$126,191up 12% in five years
Median rent
$65129% below the Mississippi median
Degree or higher
8.1%26.9 points below the US average
Homeownership
63.4%1.6 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
63

Where 38860 is

Okolona, Mississippi — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population6,313
Median age34.3
Family households66.5%
Born outside the US0.1%
Speaks a language other than English at home0%
White (non-Hispanic)44.9%
Black (non-Hispanic)54.8%
Asian (non-Hispanic)0%
Hispanic or Latino0%
Veterans5.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$43,931
Income per person$23,272
Poverty rate21.3%
Households on SNAP or cash assistance16%

Household income distribution

Under $10k9.1%
$10–15k10.5%
$15–20k4.7%
$20–25k3.6%
$25–30k3.4%
$30–35k7.1%
$35–40k4.5%
$40–45k8.5%
$45–50k6.2%
$50–60k4.1%
$60–75k12.1%
$75–100k11.7%
$100–125k7.8%
$125–150k1.1%
$150–200k4.4%
$200k or more1.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,360
Mean adjusted gross income$38,185
Returns declaring $200,000 or more0%
Returns, under $25k41.9%
Returns, $25k–$50k35.2%
Returns, $50k–$75k12.3%
Returns, $75k–$100k5.1%
Returns, $100k–$200k5.5%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$101,100
Median gross rent$651
Rent as a share of household income23.8%
Owner-occupied63.4%
Vacant homes14.6%
Median year built1978

What the homes are

Detached house70.8%
Attached house1.1%
2 to 4 units8.3%
5 to 19 units0.7%
20 or more units1.1%
Mobile home18.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$126,191as of 2026-07
Typical home value, 1 yeardown 1.4%
Typical home value, 5 yearsup 12%
Typical home value, 10 yearsup 34.8%
Typical home value since 2000
201620212026$128,008$93,641

$93,641 in 2016 to $126,191 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.5%
Bachelor's degree or higher8.1%
High school diploma or higher80.2%
Works from home3.2%
Drives to work alone91.4%
Takes public transport0%
Commutes 45 minutes or more18.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity46.2% 12.8 pts above the national average of 33.4%
Diagnosed diabetes21.1% 9.1 pts above the national average of 12%
Currently smokes20.2% 7 pts above the national average of 13.2%
High blood pressure52.7% 18.6 pts above the national average of 34.1%
Fair or poor general health31.7% 11.4 pts above the national average of 20.3%
No health insurance (18–64)13.3% 2 pts above the national average of 11.3%
Depression17.7% 4.2 pts below the national average of 21.9%
No leisure-time physical activity41.9% 16.5 pts above the national average of 25.4%
Arthritis34.6% 9.5 pts above the national average of 25.1%
Binge drinking10.5% 5.5 pts below the national average of 16%
Taking blood pressure medication82.8% 8.1 pts above the national average of 74.7%
Cancer (non-skin)7.4% same as the national average of 7.7%
Current asthma10.9% 0.5 pts above the national average of 10.4%
Coronary heart disease9.2% 3 pts above the national average of 6.2%
Routine check-up in past year83.7% 7 pts above the national average of 76.7%
Cholesterol screening87% 1.1 pts above the national average of 85.9%
Cognitive disability19.6% 4.8 pts above the national average of 14.8%
Colorectal screening61.9% 2.4 pts below the national average of 64.3%
COPD10.9% 4.3 pts above the national average of 6.6%
Visited a dentist6.5% 54.8 pts below the national average of 61.3%
Any disability45.2% 14.5 pts above the national average of 30.7%
Lacks emotional support33.5% 8.7 pts above the national average of 24.8%
Food insecurity31.5% 14.4 pts above the national average of 17.1%
Received food stamps21.6% 7.3 pts above the national average of 14.3%
Hearing disability8.8% 2.1 pts above the national average of 6.7%
High cholesterol42.2% 6 pts above the national average of 36.2%
Housing insecurity23% 9.2 pts above the national average of 13.8%
Independent living disability13.1% 4.7 pts above the national average of 8.4%
Lacks transport15.9% 6.7 pts above the national average of 9.2%
Loneliness38.2% 3.8 pts above the national average of 34.4%
Mammography use73.2% 2.7 pts below the national average of 75.9%
Poor mental health (14+ days)18% 1.2 pts above the national average of 16.8%
Mobility disability25.7% 11.7 pts above the national average of 14%
Poor physical health (14+ days)17.5% 4 pts above the national average of 13.5%
Self-care disability7.6% 3.6 pts above the national average of 4%
Utility shut-off threat16% 7.2 pts above the national average of 8.8%
Sleeps under 7 hours42.5% 6.1 pts above the national average of 36.4%
Stroke6.3% 2.9 pts above the national average of 3.4%
All natural teeth lost28.9% 15.9 pts above the national average of 13%
Vision disability9.8% 4.2 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments63
People employed1,909
Annual payroll$60,360,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 68.5% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss60.1 out of 100
Community resilience33.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought95.8Relatively High at its worst in this ZIP code
Cold wave89.8Very High at its worst in this ZIP code
Strong wind88.9Very High at its worst in this ZIP code
Tornado88.9Very High at its worst in this ZIP code
Lightning88.5Very High at its worst in this ZIP code
Heat wave81.7Relatively High at its worst in this ZIP code
Earthquake80.8Relatively Moderate at its worst in this ZIP code
Wildfire74.2Relatively Low at its worst in this ZIP code
Hail71.8Relatively Moderate at its worst in this ZIP code
Hurricane71.8Relatively Low at its worst in this ZIP code
Landslide71.2Relatively Low at its worst in this ZIP code
Ice storm70.4Relatively Moderate at its worst in this ZIP code
River flooding33.7Relatively Moderate at its worst in this ZIP code
Winter weather33.6Relatively Low at its worst in this ZIP code
Compared with Mississippi and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMississippiUnited States
Median household income$43,931$54,915$78,538
Income per person$23,272$30,529$43,289
Poverty rate21.3%19.1%12.4%
Median home value$101,100$161,400$303,400
Median gross rent$651$923$1,348
Homeownership63.4%69.5%65%
Bachelor's degree or higher8.1%24.2%35%
Unemployment rate3.5%6%5.2%
Works from home3.2%5.3%13.5%
Born outside the US0.1%2.4%13.9%
Median age34.338.438.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationVERONA EXP STN, MS US22 km away
Rain in a year59 in

Average high and low by month

January52.8°F / 32.5°F5.19 in rain
February57.2°F / 35.2°F5.29 in rain
March66.3°F / 42.9°F5.64 in rain
April74.8°F / 51°F5.54 in rain
May83.1°F / 60.4°F5.34 in rain
June89.5°F / 68.4°F4.8 in rain
July92.4°F / 71.8°F4.65 in rain
August92.3°F / 70.4°F4.04 in rain
September87.6°F / 63.7°F3.82 in rain
October76.8°F / 51.1°F4.35 in rain
November64.7°F / 40.8°F4.58 in rain
December55.7°F / 35.1°F6.1 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket97% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 6 school districts, so the address decides which one, not the ZIP code.

Okolona Separate School District80.8% of this ZIP code's land area
Chickasaw County School District4.6% of this ZIP code's land area
Nettleton School District4.5% of this ZIP code's land area
Amory School District3.4% of this ZIP code's land area
Lee County School District3.4% of this ZIP code's land area
Aberdeen School District2.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability77more vulnerable than 77% of US census tracts
Socioeconomic status79more vulnerable than 79% of US census tracts
Household characteristics76more vulnerable than 76% of US census tracts
Racial and ethnic minority status68more vulnerable than 68% of US census tracts
Housing type and transport54more vulnerable than 54% of US census tracts
Walkability3.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

38877 Van Vleet, MS12.6 km away
38868 Shannon, MS17.1 km away
38875 Trebloc, MS19 km away
38858 Nettleton, MS19.3 km away
38851 Houston, MS20.2 km away
39756 Prairie, MS22.6 km away
38803 Tupelo, MS24.3 km away
38879 Verona, MS25.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Chickasaw County74.4% of this ZIP code's land area
Monroe County21.7% of this ZIP code's land area
Lee County3.4% of this ZIP code's land area
Pontotoc County0.5% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area137.98 sq mi
Water area0.61 sq mi
Population density46 people per sq mi
Latitude, longitude33.9694, -88.7638

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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