Postal Codes

38851 ZIP Code

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ZIP code 38851 covers Houston, Mississippi, with a population of about 8,797 and a median household income of $42,508.

Population
8,79740 per square mile
Median age
41.52.8 points above the US average
Median household income
$42,50823% below the Mississippi median
Poverty rate
22.6%10.2 points above the US average
Typical home value
$143,948up 10.5% in five years
Median rent
$75818% below the Mississippi median
Degree or higher
16.3%18.7 points below the US average
Homeownership
70.8%5.8 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
198

Where 38851 is

Houston, Mississippi — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population8,797
Median age41.5
Family households65.9%
Born outside the US3.7%
Speaks a language other than English at home7.1%
White (non-Hispanic)54%
Black (non-Hispanic)36.7%
Asian (non-Hispanic)0.9%
Hispanic or Latino5.9%
Veterans3.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$42,508
Income per person$22,093
Poverty rate22.6%
Households on SNAP or cash assistance11.4%

Household income distribution

Under $10k11.0%
$10–15k12.0%
$15–20k5.9%
$20–25k5.1%
$25–30k4.6%
$30–35k6.6%
$35–40k1.9%
$40–45k7.6%
$45–50k4.7%
$50–60k3.8%
$60–75k7.7%
$75–100k10.2%
$100–125k14.0%
$125–150k1.7%
$150–200k2.2%
$200k or more0.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed3,440
Mean adjusted gross income$55,137
Returns declaring $200,000 or more1.5%
Returns, under $25k36.9%
Returns, $25k–$50k32.8%
Returns, $50k–$75k13.4%
Returns, $75k–$100k7.8%
Returns, $100k–$200k7.6%
Returns, $200k or more1.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$119,300
Median gross rent$758
Rent as a share of household income29.5%
Owner-occupied70.8%
Vacant homes13.8%
Median year built1980

What the homes are

Detached house72.4%
Attached house0.3%
2 to 4 units7.2%
5 to 19 units1.3%
Mobile home18.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$143,948as of 2026-07
Typical home value, 1 yeardown 2.2%
Typical home value, 5 yearsup 10.5%
Typical home value, 10 yearsup 35%
Typical home value since 2000
201620212026$147,220$104,766

$106,650 in 2016 to $143,948 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.4%
Bachelor's degree or higher16.3%
High school diploma or higher80.4%
Works from home4.4%
Drives to work alone73.6%
Takes public transport0%
Commutes 45 minutes or more8.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity42.8% 9.4 pts above the national average of 33.4%
Diagnosed diabetes17.7% 5.7 pts above the national average of 12%
Currently smokes20.4% 7.2 pts above the national average of 13.2%
High blood pressure46.6% 12.5 pts above the national average of 34.1%
Fair or poor general health29.5% 9.2 pts above the national average of 20.3%
No health insurance (18–64)13.9% 2.6 pts above the national average of 11.3%
Depression19.9% 2 pts below the national average of 21.9%
No leisure-time physical activity38.1% 12.7 pts above the national average of 25.4%
Arthritis32.6% 7.5 pts above the national average of 25.1%
Binge drinking12.6% 3.4 pts below the national average of 16%
Taking blood pressure medication80.2% 5.5 pts above the national average of 74.7%
Cancer (non-skin)7.9% same as the national average of 7.7%
Current asthma10.4% same as the national average of 10.4%
Coronary heart disease8.7% 2.5 pts above the national average of 6.2%
Routine check-up in past year80.8% 4.1 pts above the national average of 76.7%
Cholesterol screening85.2% 0.7 pts below the national average of 85.9%
Cognitive disability19.8% 5 pts above the national average of 14.8%
Colorectal screening60.7% 3.6 pts below the national average of 64.3%
COPD10.8% 4.2 pts above the national average of 6.6%
Visited a dentist7.8% 53.5 pts below the national average of 61.3%
Any disability43.2% 12.5 pts above the national average of 30.7%
Lacks emotional support30% 5.2 pts above the national average of 24.8%
Food insecurity26.9% 9.8 pts above the national average of 17.1%
Received food stamps18.1% 3.8 pts above the national average of 14.3%
Hearing disability9.4% 2.7 pts above the national average of 6.7%
High cholesterol41.5% 5.3 pts above the national average of 36.2%
Housing insecurity19.6% 5.8 pts above the national average of 13.8%
Independent living disability12.5% 4.1 pts above the national average of 8.4%
Lacks transport14.2% 5 pts above the national average of 9.2%
Loneliness36.5% 2.1 pts above the national average of 34.4%
Mammography use71.6% 4.3 pts below the national average of 75.9%
Poor mental health (14+ days)18.3% 1.5 pts above the national average of 16.8%
Mobility disability22.9% 8.9 pts above the national average of 14%
Poor physical health (14+ days)17.2% 3.7 pts above the national average of 13.5%
Self-care disability6.7% 2.7 pts above the national average of 4%
Utility shut-off threat13.6% 4.8 pts above the national average of 8.8%
Sleeps under 7 hours38.6% 2.2 pts above the national average of 36.4%
Stroke5.3% 1.9 pts above the national average of 3.4%
All natural teeth lost20.7% 7.7 pts above the national average of 13%
Vision disability8.8% 3.2 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments198
People employed2,865
Annual payroll$98,426,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 69.5% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 5 census tracts this ZIP code covers
Expected annual loss61.6 out of 100
Community resilience30 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind97.9Very High at its worst in this ZIP code
Drought96.7Relatively Moderate at its worst in this ZIP code
Tornado88.9Very High at its worst in this ZIP code
Cold wave88.1Relatively High at its worst in this ZIP code
Lightning87.1Very High at its worst in this ZIP code
Heat wave81.3Relatively High at its worst in this ZIP code
Earthquake80.7Relatively High at its worst in this ZIP code
Landslide80.1Relatively Low at its worst in this ZIP code
Hurricane74.8Relatively Moderate at its worst in this ZIP code
Wildfire74.8Relatively Low at its worst in this ZIP code
Hail73.2Relatively Moderate at its worst in this ZIP code
Ice storm71.2Relatively Moderate at its worst in this ZIP code
River flooding39.1Relatively Moderate at its worst in this ZIP code
Winter weather34.2Relatively Moderate at its worst in this ZIP code
Compared with Mississippi and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMississippiUnited States
Median household income$42,508$54,915$78,538
Income per person$22,093$30,529$43,289
Poverty rate22.6%19.1%12.4%
Median home value$119,300$161,400$303,400
Median gross rent$758$923$1,348
Homeownership70.8%69.5%65%
Bachelor's degree or higher16.3%24.2%35%
Unemployment rate3.4%6%5.2%
Works from home4.4%5.3%13.5%
Born outside the US3.7%2.4%13.9%
Median age41.538.438.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationHOUSTON, MS US2.7 km away
Rain in a year59 in
Snow in a year1 in

Average high and low by month

January52.6°F / 32.3°F5.12 in rain, 0.6 in snow
February57.5°F / 35.1°F5.8 in rain, 0.2 in snow
March66.4°F / 42.8°F5.14 in rain
April74°F / 49.9°F6.08 in rain
May81.6°F / 59.1°F5.67 in rain
June88.2°F / 67.2°F5.59 in rain
July90.2°F / 70.3°F4.13 in rain
August90.6°F / 68.6°F4.66 in rain
September86.1°F / 62.3°F3.49 in rain
October76.1°F / 50°F3.36 in rain
November64.2°F / 40.2°F4.5 in rain
December55.4°F / 34.9°F5.8 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket15% of this ZIP code's area
Far from a supermarket15% of this ZIP code's area
No vehicle and far from a supermarket59% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Chickasaw County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability76more vulnerable than 76% of US census tracts
Socioeconomic status73more vulnerable than 73% of US census tracts
Household characteristics90more vulnerable than 90% of US census tracts
Racial and ethnic minority status62more vulnerable than 62% of US census tracts
Housing type and transport50more vulnerable than 50% of US census tracts
Walkability3.6 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

38875 Trebloc, MS1.2 km away
38877 Van Vleet, MS11.3 km away
39776 Woodland, MS12 km away
38850 Houlka, MS18.8 km away
38860 Okolona, MS20.2 km away
39754 Montpelier, MS20.6 km away
38878 Vardaman, MS20.9 km away
39751 Mantee, MS25.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Chickasaw County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area218.77 sq mi
Water area0.66 sq mi
Population density40 people per sq mi
Latitude, longitude33.9026, -88.9670

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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