Postal Codes

37687 ZIP Code

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ZIP code 37687 covers Roan Mountain, Tennessee, with a population of about 4,379 and a median household income of $45,660.

Population
4,37946 per square mile
Median age
44.76 points above the US average
Median household income
$45,66032% below the Tennessee median
Poverty rate
22.7%10.3 points above the US average
Typical home value
$250,613up 28% in five years
Degree or higher
13.7%21.3 points below the US average
Homeownership
88.8%23.8 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
51

Where 37687 is

Roan Mountain, Tennessee — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population4,379
Median age44.7
Family households72.7%
Born outside the US0.6%
Speaks a language other than English at home1.3%
White (non-Hispanic)97.9%
Black (non-Hispanic)0.6%
Asian (non-Hispanic)0%
Hispanic or Latino1.1%
Veterans8.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$45,660
Income per person$25,305
Poverty rate22.7%
Households on SNAP or cash assistance14.4%

Household income distribution

Under $10k2.8%
$10–15k10.3%
$15–20k7.1%
$20–25k7.4%
$25–30k2.5%
$30–35k4.9%
$35–40k8.6%
$40–45k5.7%
$45–50k2.2%
$50–60k10.7%
$60–75k8.8%
$75–100k10.0%
$100–125k9.7%
$125–150k3.3%
$150–200k4.5%
$200k or more1.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,840
Mean adjusted gross income$58,896
Returns declaring $200,000 or more2.7%
Returns, under $25k33.2%
Returns, $25k–$50k27.2%
Returns, $50k–$75k16.8%
Returns, $75k–$100k9.8%
Returns, $100k–$200k10.3%
Returns, $200k or more2.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$148,000
Rent as a share of household income13.9%
Owner-occupied88.8%
Vacant homes28.2%
Median year built1980

What the homes are

Detached house75.8%
Attached house1.5%
2 to 4 units1%
Mobile home21.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$250,613as of 2026-07
Typical home value, 1 yeardown 0.2%
Typical home value, 5 yearsup 28%
Typical home value, 10 yearsup 91.9%
Typical home value since 2000
200020132026$254,476$63,923

$63,923 in 2000 to $250,613 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7%
Bachelor's degree or higher13.7%
High school diploma or higher82.6%
Works from home2.4%
Drives to work alone86.4%
Takes public transport0%
Commutes 45 minutes or more17.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38.8% 5.4 pts above the national average of 33.4%
Diagnosed diabetes17.4% 5.4 pts above the national average of 12%
Currently smokes22.7% 9.5 pts above the national average of 13.2%
High blood pressure47.1% 13 pts above the national average of 34.1%
Fair or poor general health29% 8.7 pts above the national average of 20.3%
No health insurance (18–64)12.4% 1.1 pts above the national average of 11.3%
Depression31.8% 9.9 pts above the national average of 21.9%
No leisure-time physical activity33.6% 8.2 pts above the national average of 25.4%
Arthritis39.6% 14.5 pts above the national average of 25.1%
Binge drinking12.7% 3.3 pts below the national average of 16%
Taking blood pressure medication79.1% 4.4 pts above the national average of 74.7%
Cancer (non-skin)10.5% 2.8 pts above the national average of 7.7%
Current asthma11.6% 1.2 pts above the national average of 10.4%
Coronary heart disease10.3% 4.1 pts above the national average of 6.2%
Routine check-up in past year79.1% 2.4 pts above the national average of 76.7%
Cholesterol screening86.4% 0.5 pts above the national average of 85.9%
Cognitive disability20.3% 5.5 pts above the national average of 14.8%
Colorectal screening62.5% 1.8 pts below the national average of 64.3%
COPD13.3% 6.7 pts above the national average of 6.6%
Visited a dentist55.8% 5.5 pts below the national average of 61.3%
Any disability45.5% 14.8 pts above the national average of 30.7%
Hearing disability10.9% 4.2 pts above the national average of 6.7%
High cholesterol45.8% 9.6 pts above the national average of 36.2%
Independent living disability12.3% 3.9 pts above the national average of 8.4%
Mammography use72.7% 3.2 pts below the national average of 75.9%
Poor mental health (14+ days)20.6% 3.8 pts above the national average of 16.8%
Mobility disability23.1% 9.1 pts above the national average of 14%
Poor physical health (14+ days)19.6% 6.1 pts above the national average of 13.5%
Self-care disability5.7% 1.7 pts above the national average of 4%
Sleeps under 7 hours41.8% 5.4 pts above the national average of 36.4%
Stroke5.1% 1.7 pts above the national average of 3.4%
All natural teeth lost18.6% 5.6 pts above the national average of 13%
Vision disability7.2% 1.6 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments51
People employed270
Annual payroll$9,815,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 47.1% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 3 census tracts this ZIP code covers
Expected annual loss30.5 out of 100
Community resilience14.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide98.4Relatively Moderate at its worst in this ZIP code
Strong wind83.2Relatively High at its worst in this ZIP code
Wildfire75Relatively Low at its worst in this ZIP code
Ice storm74.8Relatively Moderate at its worst in this ZIP code
Lightning72.2Relatively High at its worst in this ZIP code
Cold wave68.1Relatively High at its worst in this ZIP code
River flooding67.5Relatively High at its worst in this ZIP code
Winter weather54.9Relatively Moderate at its worst in this ZIP code
Tornado51.3Relatively Moderate at its worst in this ZIP code
Hurricane48.4Relatively Low at its worst in this ZIP code
Earthquake46.5Relatively Low at its worst in this ZIP code
Hail43.3Relatively Low at its worst in this ZIP code
Heat wave0.3Very Low at its worst in this ZIP code
Compared with Tennessee and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTennesseeUnited States
Median household income$45,660$67,097$78,538
Income per person$25,305$37,866$43,289
Poverty rate22.7%13.8%12.4%
Median home value$148,000$256,800$303,400
Median gross rent$1,122$1,348
Homeownership88.8%67%65%
Bachelor's degree or higher13.7%30.4%35%
Unemployment rate7%4.7%5.2%
Works from home2.4%11.4%13.5%
Born outside the US0.6%5.9%13.9%
Median age44.738.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationROAN MTN 3SW, TN US2 km away
Rain in a year52 in

Average high and low by month

January44.3°F / 22.2°F4.32 in rain
February47.8°F / 25.4°F3.84 in rain
March55.3°F / 30.5°F4.65 in rain
April64.7°F / 38°F4.66 in rain
May71.2°F / 47.1°F4.8 in rain
June76.8°F / 54.7°F4.76 in rain
July79.6°F / 59°F5.26 in rain
August78.4°F / 57.5°F4.99 in rain
September74.1°F / 50.7°F3.97 in rain
October67.1°F / 40.1°F3.29 in rain
November56°F / 29.9°F3.63 in rain
December47.9°F / 25.5°F4.31 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Carter County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability54more vulnerable than 54% of US census tracts
Socioeconomic status76more vulnerable than 76% of US census tracts
Household characteristics32more vulnerable than 32% of US census tracts
Racial and ethnic minority status2more vulnerable than 2% of US census tracts
Housing type and transport53more vulnerable than 53% of US census tracts
Walkability3.1 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

28622 Elk Park, NC10.6 km away
28652 Minneapolis, NC12.1 km away
37658 Hampton, TN13.2 km away
28664 Plumtree, NC16.4 km away
28705 Bakersville, NC18.4 km away
37640 Butler, TN18.8 km away
28657 Newland, NC18.9 km away
28653 Montezuma, NC20.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Carter County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area95.26 sq mi
Water area0.11 sq mi
Population density46 people per sq mi
Latitude, longitude36.1773, -82.0810

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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