Postal Codes

28653 ZIP Code

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ZIP code 28653 covers Montezuma, North Carolina.

Time zone
Eastern UTC-05:00observes daylight saving time

Where 28653 is

Montezuma, North Carolina — the point the Postal Service gives for this ZIP code. A ZIP code is a set of delivery routes rather than an area, so this marks its centre, not its boundary.

Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 91.2% of US census tracts
FEMA ratingRelatively High
Expected annual loss89.9 out of 100
Community resilience39.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide99.6Relatively High at its worst in this ZIP code
River flooding97.9Very High at its worst in this ZIP code
Lightning97.8Very High at its worst in this ZIP code
Ice storm95.6Relatively High at its worst in this ZIP code
Strong wind87.6Relatively High at its worst in this ZIP code
Cold wave86.3Relatively High at its worst in this ZIP code
Tornado75Relatively High at its worst in this ZIP code
Wildfire74.6Relatively Low at its worst in this ZIP code
Hurricane73.1Relatively Low at its worst in this ZIP code
Hail71.2Relatively Moderate at its worst in this ZIP code
Winter weather71.1Relatively Moderate at its worst in this ZIP code
Earthquake69.6Relatively Low at its worst in this ZIP code
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationGRANDFATHER MTN, NC US7.2 km away
Rain in a year65 in

Average high and low by month

January37.3°F / 21°F5.01 in rain
February39.8°F / 22.8°F3.93 in rain
March45.6°F / 29.4°F5.38 in rain
April55.3°F / 37.8°F5.9 in rain
May62.2°F / 46.8°F6.05 in rain
June68.5°F / 54.2°F6.36 in rain
July71.9°F / 57.6°F6.21 in rain
August70.5°F / 56.7°F5.76 in rain
September65.5°F / 51.5°F6.45 in rain
October56.9°F / 41.5°F4.98 in rain
November48.1°F / 31.9°F4.19 in rain
December41.7°F / 25.7°F4.53 in rain
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Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Avery County Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability51more vulnerable than 51% of US census tracts
Socioeconomic status46more vulnerable than 46% of US census tracts
Household characteristics25more vulnerable than 25% of US census tracts
Racial and ethnic minority status17more vulnerable than 17% of US census tracts
Housing type and transport84more vulnerable than 84% of US census tracts
Walkability8.3 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

28657 Newland, NC2.7 km away
28646 Linville, NC2.8 km away
28662 Pineola, NC4.2 km away
28616 Crossnore, NC5.4 km away
28652 Minneapolis, NC8.6 km away
28664 Plumtree, NC9.5 km away
28641 Jonas Ridge, NC10.3 km away
28647 Linville Falls, NC12.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Avery County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area0.04 sq mi
Latitude, longitude36.0651, -81.9017

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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