Postal Codes

14304 ZIP Code

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ZIP code 14304 covers Niagara Falls, New York, with a population of about 28,965 and a median household income of $64,756.

Population
28,9651,344 per square mile
Median age
42.94.2 points above the US average
Median household income
$64,75623% below the New York median
Poverty rate
12.4%about the US average
Typical home value
$212,343up 27.4% in five years
Median rent
$90143% below the New York median
Degree or higher
25.4%9.6 points below the US average
Homeownership
73.4%8.4 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
898

Where 14304 is

Niagara Falls, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population28,965
Median age42.9
Family households61.5%
Born outside the US3.2%
Speaks a language other than English at home6.7%
White (non-Hispanic)85.2%
Black (non-Hispanic)3.4%
Asian (non-Hispanic)1.6%
Hispanic or Latino4.4%
Veterans8.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$64,756
Income per person$36,096
Poverty rate12.4%
Households on SNAP or cash assistance12.9%

Household income distribution

Under $10k5.3%
$10–15k2.9%
$15–20k2.7%
$20–25k3.8%
$25–30k4.1%
$30–35k3.7%
$35–40k4.3%
$40–45k5.4%
$45–50k5.3%
$50–60k9.0%
$60–75k10.9%
$75–100k15.4%
$100–125k8.4%
$125–150k7.6%
$150–200k5.8%
$200k or more5.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed14,810
Mean adjusted gross income$59,316
Returns declaring $200,000 or more2.2%
Returns, under $25k27.9%
Returns, $25k–$50k27.1%
Returns, $50k–$75k18.2%
Returns, $75k–$100k10.6%
Returns, $100k–$200k14.1%
Returns, $200k or more2.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$151,500
Median gross rent$901
Rent as a share of household income26.4%
Owner-occupied73.4%
Vacant homes5.8%
Median year built1959

What the homes are

Detached house69.3%
Attached house3.1%
2 to 4 units8.6%
5 to 19 units8.6%
20 or more units4.6%
Mobile home5.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$212,343as of 2026-07
Typical home value, 1 yearup 6.3%
Typical home value, 5 yearsup 27.4%
Typical home value, 10 yearsup 111.3%
Typical asking rent$1,328as of 2026-07
Typical home value since 2000
200020132026$212,343$73,743

$73,743 in 2000 to $212,343 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.4%
Bachelor's degree or higher25.4%
High school diploma or higher92.2%
Works from home8.1%
Drives to work alone78.8%
Takes public transport0.5%
Commutes 45 minutes or more5.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.1% 5.7 pts above the national average of 33.4%
Diagnosed diabetes11.3% 0.7 pts below the national average of 12%
Currently smokes13.8% 0.6 pts above the national average of 13.2%
High blood pressure37.2% 3.1 pts above the national average of 34.1%
Fair or poor general health18.1% 2.2 pts below the national average of 20.3%
No health insurance (18–64)5.7% 5.6 pts below the national average of 11.3%
Depression21.3% 0.6 pts below the national average of 21.9%
No leisure-time physical activity26.4% 1 pts above the national average of 25.4%
Arthritis29.2% 4.1 pts above the national average of 25.1%
Binge drinking16.1% same as the national average of 16%
Taking blood pressure medication78.3% 3.6 pts above the national average of 74.7%
Cancer (non-skin)10.1% 2.4 pts above the national average of 7.7%
Current asthma11.4% 1 pts above the national average of 10.4%
Coronary heart disease7% 0.8 pts above the national average of 6.2%
Routine check-up in past year82.6% 5.9 pts above the national average of 76.7%
Cholesterol screening89.3% 3.4 pts above the national average of 85.9%
Cognitive disability12.8% 2 pts below the national average of 14.8%
Colorectal screening68.8% 4.5 pts above the national average of 64.3%
COPD7.8% 1.2 pts above the national average of 6.6%
Visited a dentist66.1% 4.8 pts above the national average of 61.3%
Any disability28.6% 2.1 pts below the national average of 30.7%
Lacks emotional support22.8% 2 pts below the national average of 24.8%
Food insecurity13.4% 3.7 pts below the national average of 17.1%
Received food stamps12.6% 1.7 pts below the national average of 14.3%
Hearing disability6.7% same as the national average of 6.7%
High cholesterol36.3% same as the national average of 36.2%
Housing insecurity11.6% 2.2 pts below the national average of 13.8%
Independent living disability8.3% same as the national average of 8.4%
Lacks transport7.6% 1.6 pts below the national average of 9.2%
Loneliness30.1% 4.3 pts below the national average of 34.4%
Mammography use77.4% 1.5 pts above the national average of 75.9%
Poor mental health (14+ days)16.3% 0.5 pts below the national average of 16.8%
Mobility disability14.6% 0.6 pts above the national average of 14%
Poor physical health (14+ days)14.5% 1 pts above the national average of 13.5%
Self-care disability3.9% same as the national average of 4%
Utility shut-off threat7.3% 1.5 pts below the national average of 8.8%
Sleeps under 7 hours36.7% same as the national average of 36.4%
Stroke3.7% same as the national average of 3.4%
All natural teeth lost11.4% 1.6 pts below the national average of 13%
Vision disability4.8% 0.8 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments898
People employed12,332
Annual payroll$492,008,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 42.5% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 15 census tracts this ZIP code covers
Expected annual loss44.1 out of 100
Community resilience86.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm77.8Relatively Moderate at its worst in this ZIP code
River flooding71.2Relatively High at its worst in this ZIP code
Strong wind54.5Relatively Moderate at its worst in this ZIP code
Wildfire52.9Very Low at its worst in this ZIP code
Lightning49.9Relatively Moderate at its worst in this ZIP code
Cold wave42.9Relatively Moderate at its worst in this ZIP code
Hurricane41.8Very Low at its worst in this ZIP code
Winter weather39.4Relatively Moderate at its worst in this ZIP code
Earthquake38.1Relatively Low at its worst in this ZIP code
Tornado34Relatively Low at its worst in this ZIP code
Hail32.2Relatively Low at its worst in this ZIP code
Landslide15.5Very Low at its worst in this ZIP code
Heat wave13.8Relatively Low at its worst in this ZIP code
Coastal flooding7.7Very Low at its worst in this ZIP code
Avalanche2.1Very Low at its worst in this ZIP code
Drought0Very Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$64,756$84,578$78,538
Income per person$36,096$49,520$43,289
Poverty rate12.4%13.7%12.4%
Median home value$151,500$403,000$303,400
Median gross rent$901$1,576$1,348
Homeownership73.4%54.3%65%
Bachelor's degree or higher25.4%39.6%35%
Unemployment rate6.4%6.2%5.2%
Works from home8.1%13.3%13.5%
Born outside the US3.2%22.6%13.9%
Median age42.939.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationNIAGARA FALLS, NY US0.8 km away
Rain in a year35 in
Snow in a year72 in

Average high and low by month

January33.4°F / 18.6°F2.59 in rain, 22.3 in snow
February34.5°F / 18.8°F2.1 in rain, 16.3 in snow
March42.9°F / 26°F2.44 in rain, 11.6 in snow
April55.8°F / 36°F3.1 in rain, 2.2 in snow
May68.8°F / 47.9°F3.14 in rain
June77.6°F / 58.3°F2.99 in rain
July82.2°F / 63.4°F3.38 in rain
August80.4°F / 61.4°F2.8 in rain
September73.9°F / 53.6°F3.25 in rain
October61.2°F / 42.8°F3.27 in rain, 0.2 in snow
November48.9°F / 33.4°F2.89 in rain, 4.1 in snow
December38.5°F / 25.4°F2.76 in rain, 15.7 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket34% of this ZIP code's area
Far from a supermarket65% of this ZIP code's area
No vehicle and far from a supermarket52% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Niagara-Wheatfield Central School District76.7% of this ZIP code's land area
Niagara Falls City School District23.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability34more vulnerable than 34% of US census tracts
Socioeconomic status27more vulnerable than 27% of US census tracts
Household characteristics42more vulnerable than 42% of US census tracts
Racial and ethnic minority status20more vulnerable than 20% of US census tracts
Housing type and transport54more vulnerable than 54% of US census tracts
Walkability9.8 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

14303 Niagara Falls, NY5.9 km away
14301 Niagara Falls, NY6.3 km away
14305 Niagara Falls, NY6.5 km away
14302 Niagara Falls, NY7.5 km away
14109 Niagara University, NY7.7 km away
14072 Grand Island, NY8.1 km away
14132 Sanborn, NY9 km away
14092 Lewiston, NY10.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Niagara County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area21.54 sq mi
Water area1.11 sq mi
Population density1,344 people per sq mi
Latitude, longitude43.0908, -78.9644

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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